Maybank Family and Friends grocery casback

pclow59

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From 1 December 2025, the TREATS Points Rewards and Cashback Programmes for all personal Maybank Credit and Debit Cards will be revised.
WHAT YOU NEED TO KNOW
All transactions under the following Merchant Category Codes (“MCC”) listed in
Table 1, as well as transactions matching the transaction descriptions listed in Table 2, will no longer be eligible to earn TREATS Points or Cashback on all personal Maybank Credit and Debit Cards.
Table 1
MCCDescription
4829Money Transfer
6010, 6011, 6050, 6529, 6530, 6534, 7511Cash Disbursement/Quasi-cash/Top-ups
7349Cleaning, Maintenance & Janitorial Services
4900Utilities
5960, 6381, 6399Insurance Related^
^Not applicable to Maybank Platinum Visa Card, Maybank Horizon Visa Signature Card and Maybank Visa Infinite Card. Please refer to respective Cards’ Terms and Conditions for details.
Table 2
BAGUSCANTINEINSTAREM
RAZERPAYSEDAPSGEBIZ
SIMPLYGOSINGAPORE E-BUSINESSSINGTEL DASH
 

RedsYWNA

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Yes but the question is why do u want to pay fee to Instarem which is the amaze card for local transaction?
Seems like the party is over for Amaze SimplyGo, as the TNC mentioned about "transactions matching the transaction descriptions listed in Table 2"
 

Trazora

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I'm not sure if utilities will still be counted in the $800 minimum spent. Can't seem to find this info from Maybank website nor from this website.

But thanks for sharing this site. I was worried about simplygo bus and mrt ride portion.
excluded means dun count to min spend
 

GrandJedi

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The transaction are posted since 16 sep. It didn't move to the MYR spend category. Definitely not excluded MCC, it's petrol, not under my 5 category


My treats app clock 800+, but the maybank app is 500+ I don't think this is the cause right? Cos its by calendar mth spending based on posting date, right?
Curious, what do you mean by "My treats app clock 800+, but the maybank app is 500+"
 

piyozz

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Curious, what do you mean by "My treats app clock 800+, but the maybank app is 500+"
So if you've used the maybank fnf cc long enough u will know the maybank app and treats app sometimes show different stats in the spending. I don't really know how it works but from observation, the treats app would capture spending that are posted by month while the maybank app will reflect by spending date, so for eg. If u do a transaction on 29 Oct and it got posted on 1 Nov, maybank app will reflect this spending under Oct and treats app will reflect it under no instead. That's why it seems abit complicated. But I usually depend on the treats app to confirm if I have hit the minimum spend.
 

Kcusts

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So if you've used the maybank fnf cc long enough u will know the maybank app and treats app sometimes show different stats in the spending. I don't really know how it works but from observation, the treats app would capture spending that are posted by month while the maybank app will reflect by spending date, so for eg. If u do a transaction on 29 Oct and it got posted on 1 Nov, maybank app will reflect this spending under Oct and treats app will reflect it under no instead. That's why it seems abit complicated. But I usually depend on the treats app to confirm if I have hit the minimum spend.
My statement date is on the 25th but the treats app will include the spending(25 - 31)for the next statement in the current month's calculation. So we cannot really rely on the app for an accurate reflection of the spending?
 

Imhthc

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My statement date is on the 25th but the treats app will include the spending(25 - 31)for the next statement in the current month's calculation. So we cannot really rely on the app for an accurate reflection of the spending?
The app is the most accurate as the cash rebate is on the transactions posted in a calendar month. Statement date is mainly for the period u need to pay for the spent by your statement due date. The period is Not correlating to the monthly cashback.
 

Kcusts

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The app is the most accurate as the cash rebate is on the transactions posted in a calendar month. Statement date is mainly for the period u need to pay for the spent by your statement due date. The period is Not correlating to the monthly cashback.
:unsure: If that's the case, is the 800 min spending based on calendar month or per statement?
 
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