Standchart eSaver

Imhthc

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Can you also check the multiples? Bonus interest payment divide by CR interest. Did you get 38x?
 

ThreeSteps

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Yes, I bought 1 share of ES3 through SC Mobile Trading. Maybe that doesn’t count ?
I assume you are under the e$aver Bonus Interest (1 October 2025 to 30 November 2025) Promotion
t&cs : “Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period. “

Note that the promotion period is 01Oct to 30 Nov (2 months).
 

firexed

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I assume you are under the e$aver Bonus Interest (1 October 2025 to 30 November 2025) Promotion
t&cs : “Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period. “

Note that the promotion period is 01Oct to 30 Nov (2 months).

Yes
 

royalmix

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then write in to appeal!

“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period."

Esaver - you are primary account holder?
Investment - you are the owner and bought thru the bank, held to mthend?

Only 30x. Bought in late Oct 2025, didn’t sell.
If you bought late Oct, did you get 1.9% for Oct?

You have not answered my question - are you the primary account holder?
 

ThreeSteps

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Only 30x. Bought in late Oct 2025, didn’t sell.
Check what is shown under “Stock Holding” in the following 2 statements:

Monthly Statement of Securities Account (issue date 01/11/2025)
Monthly Statement of Securities Account (issue date 01/12/2025)
 

peppermint7

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Went down to enquire. Minimum amount to qualify for wealth holdings is $1000 lol
Why don't you call in and ask. At times the counter staffs know nuts and give wrong info

You can click to chat via mobile app too. Just try ask again afresh
 

vsvs24

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This kind of things don't keep asking them. They ask product team and then guess what you are up to and close it.

End up like Bonus Saver.
 

narutos

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@firexed

Cannot be. I only own 1 shares of MBH and get the eSaver1.9% bonus interest for November.

Pls check if you got the invitation rate instead??
 

peppermint7

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I think his is joint and he is not the primary acct holder that's why he did not get
I still think the counter staff don't know so anyhow advise. Usually the right thing to do is to refer to tnc. And if I'm the one I'll ask her base on what she says that? Encounter too many times customer service staff not sure so any how dish out a reason to shoo us away.
 

arthur64

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I still think the counter staff don't know so anyhow advise. Usually the right thing to do is to refer to tnc. And if I'm the one I'll ask her base on what she says that? Encounter too many times customer service staff not sure so any how dish out a reason to shoo us away.

Agree that their staff and also cso are useless. Lousiest banking service. Just recd an app notification asking me experience with their RM. I rated 4, reason no sound no picture, nvr hear or spoke to him/her. Actually I don't even know I have a RM until I see their notification.

BTW firexed did not answer to royalmix query. Under tnc, non-primary acct holder will not get the wealth holding bi
 

peppermint7

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BTW firexed did not answer to royalmix query. Under tnc, non-primary acct holder will not get the wealth holding bi
For esaver joint, shouldn't the BI goes back into joint acc?

Let's say if he is the joint account holder, also the main account holder, he should be entitled to the BI if he holds wealth under his name.

But if he already participated the previous promo under his sole account, then this cycle he shifted his funds to the joint, will he still be entitled for the BI?
 

arthur64

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For esaver joint, shouldn't the BI goes back into joint acc?

Let's say if he is the joint account holder, also the main account holder, he should be entitled to the BI if he holds wealth under his name.

But if he already participated the previous promo under his sole account, then this cycle he shifted his funds to the joint, will he still be entitled for the BI?

Yes, only if he is the main/primary acct holder
 
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