YTD 2026 Networth tracking thread

[wutawa]

Yea I left my job earlier this year, and you are right I did retire with a barbell kind of portfolio, 50% in bonds and 50% in equities. I added some risk to my equity portfolio by cutting some index ETFs in favour of some single stocks so there’s more risk in that bucket now.

yes, i believe tat calc our (liquid) networth is just the 1st step, so that we can set new objectives and rebalance the portfolio. it is like a personal annual report.

 

[wutawa]

the figures look good but i have my doubts

 

[limster]

So I FIRE’d earlier this year but my networth increased by 700k to ~5.2m anyway (excludes cpf since I have no access to it till 55) despite the lack of income from day job.

solid return with a 50/50 balanced portfolio

 

[yslvlys]

Targetted to hit USD1M liquid this year, which I estimated would be SGD1.3m. I am still a bit off but due to USD weakening to less than SGD1.29, managed to hit USD1M liquid in 2025. though this can fluctuate further

 

[wutawa]

Targetted to hit USD1M liquid this year, which I estimated would be SGD1.3m. I am still a bit off but due to USD weakening to less than SGD1.29, managed to hit USD1M liquid in 2025. though this can fluctuate further

tonight is a full trading day. let's see how.

 

[stanlawj]

Yea I left my job earlier this year, and you are right I did retire with a barbell kind of portfolio, 50% in bonds and 50% in equities. I added some risk to my equity portfolio by cutting some index ETFs in favour of some single stocks so there’s more risk in that bucket now.

Thats my plan. To live off my dividends and yet have a growth component portfolio

With so much time available to do technical screening and indepth analysis, you'll be surprised how much money you can make from single stocks or more volatile ETFs.

 

[elvintay07]

Yea I left my job earlier this year, and you are right I did retire with a barbell kind of portfolio, 50% in bonds and 50% in equities. I added some risk to my equity portfolio by cutting some index ETFs in favour of some single stocks so there’s more risk in that bucket now.

What is ur recurring dividend per month? Actually I calculated and I think I can survive on $2000 a month.

 

[highsulphur]

With so much time available to do technical screening and indepth analysis, you'll be surprised how much money you can make from single stocks or more volatile ETFs.

Its OK. I have enough

 

[yslvlys]

What is ur recurring dividend per month? Actually I calculated and I think I can survive on $2000 a month.

Lol no need pay for kids expenses?

 

[homer123]

 

[Mephist0pheLes]

Dec 25: 1.40 mil (incl. CPF, exclude housing)

+290k for the year.

Hopefully will reach 2mil by the time im 37-38

 

[wutawa]

nw up $68k for 2024.

the orange 0.3% slip is moomoo mmf.
sold reit to buy nvdia (stocks)
sold crypto to buy s&p (index etf)

ytd nw up $70k
added Mari Invest Income (Bonds/Funds)
stocks outperform s&p500 in oct for the 1st time in 2025

nw up $80k for 2025
capital injection $30k, market gain $50k

Stocks: US - no change
Index ETF: S&P500 - aggressively dca
Bonds/Funds: SSB, Mari Invest Income - sold mmf to buy income fund

 

[SpeedingBullet]

the clock/count resets! 0.00%, good luck everyone for 2026.

 

[limster]

My dividends collected dropped by 9.5% in 2025. Possibly some of it was due to 2024 having some capital return/special dividends which were not normal. I guess you win some and you lose some. Hope SREITs recover in 2026 and pay more dividends!

 

[highsulphur]

net worth went up by 20% YOY (of which 15% was from the past 6 months).

It has indeed been an exceptional two years since Dec 2023. Net worth was up 53% in two years. Unlikely I would see such growth sustained over next few years. Will still use annual increase of 7-10% as a base case until I choose to retire.

 

[homer123]

Liquid networth increased 20% Y-o-Y .. Portfolio 2025 XIRR around 24%

 

[Velton]

How much liquid cash do you all keep? For myself, it's about 200k. I try not to touch it for any investment purpose.

 

[homer123]

How much liquid cash do you all keep? For myself, it's about 200k. I try not to touch it for any investment purpose.

Do you consider SSB as liquid cash?

 

[highsulphur]

How much liquid cash do you all keep? For myself, it's about 200k. I try not to touch it for any investment purpose.

most of the time just 150k with UOB One account. But I am carrying slightly more at the moment since collected some bonus last month which will be used to DCA over the next 4 months.

 

[limster]

How much liquid cash do you all keep? For myself, it's about 200k. I try not to touch it for any investment purpose.

Because I have stable passive income coming in every month, I have gradually lowered the amount of cash in my bank account. For most of this year, its been under $50k.