Standchart eSaver

nobody1968

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yes. in the banking app in Home, go to the bell icon (displayed at the top of the screen). Click on it, go to Offers and look for it.

But the 1.6% vs a 1.5% (without invite), is only 0.1% difference. For every $100K, that is only 0.1/100*100K/12 = $8.33 superior per month over the regular 1.5% esaver.

Of course, if you have kung fu skills then another level.
What kung fu skills are you referring to? Care to elaborate?
 

lzydata

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Still no update on public offer...

e$aver Savings Account Bonus Interest Promotion (1 June 2026 to 31 July 2026)​

From 1 June 2026 to 31 July 2026, earn up to 1.60% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to May 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding0.05% p.a.1.55% pa1.60% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.15% p.a.1.20% p.a.

* “Fresh funds” mean funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/
 

ahchan

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e$aver Savings Account Bonus Interest Promotion (1 June 2026 to 31 July 2026)​

From 1 June 2026 to 31 July 2026, earn up to 1.60% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to May 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding0.05% p.a.1.55% pa1.60% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.15% p.a.1.20% p.a.

* “Fresh funds” mean funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period.

https://www.sc.com/sg/save/savings-accounts/esaver/

Thanks.
Not too bad rate...
 

Shalom_555

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i could never get esaver interests to reconcile, unlike all other banks.

Have personal esaver, joint esaver (not main account holder), esaver kids and currently am having money in personal esaver , other 2 at zero.

If i swapped indirectly using a non SCB bank account to move from personal esaver to esaver kids, will it reward me the Exclusive BI and see this as fresh fund or will it aggregates the total for personal and esaver kids and say no
If u are not the primary account holder of kid esaver eg. Signatory authorised person it will work as per experience.. But this BI invite is only for primary account holders.
 

Listopad

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Here is my actual situation with invites for e$aver Exclusive BI :
Received 1st invite for e$aver Exclusive BI (D‌ecember 2‌025C), Promotion period : Dec 2025-Feb 2026
Received 2nd invite for e$aver Exclusive BI (March 2026B), Promotion period : Mar-May 2026
Received 3rd invite for e$aver Exclusive BI (June 2026C), Promotion period : June-Aug 2026

It may be difficult for the bank to calculate interest if the same person receive multiple invites with overlapping Promotion periods.

Although my 1st & 2nd invites have lower interest rates, I still participated with small funds to show my interest for the promotions, hoping that they keep me in the invite list.
Curious, Why do you need to participate in the invites when you can just use a diff esaver account to ‘continue’ enjoying the bonus interest since promo is always ongoing.
 

ThreeSteps

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Curious, Why do you need to participate in the invites when you can just use a diff esaver account to ‘continue’ enjoying the bonus interest since promo is always ongoing.
I don't understand your question. Are you referring to the public promo ?
 

royalmix

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Curious, Why do you need to participate in the invites when you can just use a diff esaver account to ‘continue’ enjoying the bonus interest since promo is always ongoing.
Looks like you never get invited before?

Read the invite tnc, especially C, it is "much higher" than the public rate and for a longer period, based on full amount in the account (though this is not important if you always merry go round as you mentioned)

tnc B rate turned out to be the same as public promo!
 

reflecx

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Curious, Why do you need to participate in the invites when you can just use a diff esaver account to ‘continue’ enjoying the bonus interest since promo is always ongoing.
Not everyone has full control over 2 or more eSaver accounts.
 

Calthron

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Nov 28, 2016
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those still on esaver =< 1.6% can move on to isavvy 1.68% jul-aug :o

Edit: Fastsaver even better @ 1.75-1.92%++, same 2 mths

Hope to see new better rates from esaver in Aug
Guru, can I check if there's way to transfer USD from DBS multiplier to Stan Char USDsaver, without fee?
Or any other way can do it free?
 
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