UOB one card

[Trazora]

yah.. i get surprises even one year after using this card..

lol, what kind of surprises you guys talking about

 

[wts2013]

lol, what kind of surprises you guys talking about

hahaha, -ve surprises lah, like delayed receipt of rebate, no rebate or less rebate, clawback, hahaha

 

[hogrider88]

lol, what kind of surprises you guys talking about

statement quarter, rebate month (this is my complacency admittedly), paying bill into supp card doesnt count to principal (kenna charge interest), u dont hv bill in ur principal card during rebate month they withheld ur rebate.. thats a few for me.

 

[edwinttt1978]

Actually I get pleasant surprises about once a quarter. Love this card

This is a lovely and lovable card.

 

[Trazora]

hahaha, -ve surprises lah, like delayed receipt of rebate, no rebate or less rebate, clawback, hahaha

statement quarter, rebate month (this is my complacency admittedly), paying bill into supp card doesnt count to principal (kenna charge interest), u dont hv bill in ur principal card during rebate month they withheld ur rebate.. thats a few for me.

Thank you for sharing. This info is useful to prevent such surprises from happening to others

 

[yvette]

It is vital to ask when is the 1st cycle eg 15th April to 15 June or 15thMay to 15July.
The $800 u spent so far may not fall eactly in the 1st or 2nd monthly bill

i called and it's because yesterday CSO never explained to me in details abt my rebate and statement. today this CSO said my statement for this mth, May was 23th but since i changed it ytd to 15th of every mth, so the 1st statement i will receive is next month 15 June!! wah lao....

and she said my 1st cycle is apr, may, june. so it will be pro rated. abt $26 for $800 spent. how they get $26??

 

[purpletoysmum]

Better not mess around with changing statement date. Messy and leads to misunderstanding.

 

[wts2013]

i called and it's because yesterday CSO never explained to me in details abt my rebate and statement. today this CSO said my statement for this mth, May was 23th but since i changed it ytd to 15th of every mth, so the 1st statement i will receive is next month 15 June!! wah lao....

and she said my 1st cycle is apr, may, june. so it will be pro rated. abt $26 for $800 spent. how they get $26??

Yes, shld not mess around with stt dates. If u did not change, then May 23 and June 23, u will have 2 stt periods to earn 2/3 of rebate, assuming u charge $800 in May and $800 in June. Since u changed it to June 15, u only have 1 stt period in the quarter (April to Jun), so u only get 1/3 of rebate =$26. Your first qtr ends Jun 15

hahaha, now I understand what the tnc is trying to explain and know when my qtr end and how many stt periods I have left to earn my first rebate on this card, hahaha

 

[derrickgoh]

Better not mess around with changing statement date. Messy and leads to misunderstanding.

I decided to leave mine too.

Will see how it goes. If this billing date nonsense is corked up and results in me not getting my cash back just because of some stupid date of posting, I'm gonna junk this card and go back to ANZ Signature.

Sure, the rebate is lower at only 1% but at least less headache and don't need to worry about what rubbish posting date lah, miss 1 day so no count lah and because no count therefore you don't get a single cent. Screw all this lah!

 

[edwinttt1978]

Better not mess around with changing statement date. Messy and leads to misunderstanding.

Messy, misunderstanding, mismatch and worst, misfortune for the confused.

 

[purpletoysmum]

Yes. Posting date is your worst enemy. Even 3 days may not be safe.

 

[more3cm]

Yes. Posting date is your worst enemy. Even 3 days may not be safe.

3 is good for most transactions, except ATU. Some merchants that use UOB terminals (eg cold storage), same day posting is possible.

 

[edwinttt1978]

Yes. Posting date is your worst enemy. Even 3 days may not be safe.

And UOB ATU is highly unpredictable, ranging from posting date 2 days to 5 days later after transaction date. At times, even the "transaction" dates are different from actual dates.

But, a complete mastery of the UOB ONE card to reap the maximum benefits is still achievable without too much effort.

 

[impeller]

Better not mess around with changing statement date. Messy and leads to misunderstanding.

I went ahead to change the billing cycle to start on the 2nd of each month. This is because I want this to be as close as possible to the spending requirement for the ONE account. It would be easier to reconcile the two.

 

[naro]

I went ahead to change the billing cycle to start on the 2nd of each month. This is because I want this to be as close as possible to the spending requirement for the ONE account. It would be easier to reconcile the two.

I'm doing the same thing too. easier to manage.

 

[SCG8866T]

I went ahead to change the billing cycle to start on the 2nd of each month. This is because I want this to be as close as possible to the spending requirement for the ONE account. It would be easier to reconcile the two.

I changed mine to the end of the month, which syncs with uob one account.

 

[Trazora]

I changed mine to the end of the month, which syncs with uob one account.

I'm doing the same thing too. easier to manage.

I went ahead to change the billing cycle to start on the 2nd of each month. This is because I want this to be as close as possible to the spending requirement for the ONE account. It would be easier to reconcile the two.

Does changing the statement date affect your 3.33% cash rebate for the card?

 

[xXxJavierxXx]

anyone applied uob one card by placing a $10,000 fixed deposit with UOB? What is the minimum period to place the FD with UOB to get the credit card approve? Thank you!

 

[wts2013]

anyone applied uob one card by placing a $10,000 fixed deposit with UOB? What is the minimum period to place the FD with UOB to get the credit card approve? Thank you!

fd for 12 mths earmarked

 

[naro]

Does changing the statement date affect your 3.33% cash rebate for the card?

Its best that you call UOB and speak to the CSO. Sometimes I get confused too!

For my case, I think i called to change when my statement was 2nd Jan. When I changed to 31st, i had to spend the required amount between 2nd Jan and 31st Jan instead of between 2nd Jan and 1st Feb.