DBS Live Fresh Card

amigoeva

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Just pondering...

This DBS 6% Cashback for Online Retail Purchases, is there any different with the current FRANK Online Purchases? Seems to me that both are 6% and require to hit $500/mth.

:s22::s22::s22:

DBS max rebate is $100
OCBC eligible for 360 account bonus 0.5% interests
 

cReDdY

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Both good! Haha. Note the max rebate per month for both is different.


Haha don't know which to clock first better. Not really sure if the 3X DBS is worth the 1% of singpost. =:p I haven't start using singpost card.

Btw,
Whats the most worth it item to redeem in the rewards catalogue?
 

wts2013

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Haha don't know which to clock first better. Not really sure if the 3X DBS is worth the 1% of singpost. =:p I haven't start using singpost card.

Btw,
Whats the most worth it item to redeem in the rewards catalogue?

I prefer cash to points, note dun get kana cheated of points as there is min spend to get 1 point, hahaha
 

kokitty

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Haha don't know which to clock first better. Not really sure if the 3X DBS is worth the 1% of singpost. =:p I haven't start using singpost card.

Btw,
Whats the most worth it item to redeem in the rewards catalogue?

3 x DBS is about 0.75% rebate if you convert into Capitamall vouchers but it's in blocks Maybe not the most "worth it" but the easiest to use?

if history is any indication i think come Aug or Oct (can't remember), usually there will be a promotion where you can redeem Capitamall vouchers at a promo rate. Then then 3 x DBS points would be worth about 1.5% rebate:)

Suggest to use the Singpost card first. Spill over then use DBS Fresh? But it's all dependent on how much you are spending for the month cos both has min spending criteria...
 

cReDdY

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aw, I see. Thanks for the information.

I thought the 3 X DBS rewards points would be better. lol. Now i guess it will be in the priority in this way for me:

Frank > Singpost > DBS live fresh > BOC
 

wts2013

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aw, I see. Thanks for the information.

I thought the 3 X DBS rewards points would be better. lol. Now i guess it will be in the priority in this way for me:

Frank > Singpost > DBS live fresh > BOC

hahaha, wise decision
 
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aw, I see. Thanks for the information.

I thought the 3 X DBS rewards points would be better. lol. Now i guess it will be in the priority in this way for me:

Frank > Singpost > DBS live fresh > BOC

aren't they all give 6-7% rebate just differnet amount cap? I feel they are more or less the same.
 

cReDdY

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aren't they all give 6-7% rebate just different amount cap? I feel they are more or less the same.

Well if calculate down to cents.. lol, thats the priority list. :s13:

Frank would be ~$85/month - if you have $60K in 365 account for the 0.5%
Singpost would be $60/month - but only have to spend $852
DBS would be $100/month - but the rebate rate is around 6.50-7% depends on what you redeem with your points
BOC - $60/month - should be the worst now. 6% and need to spend $1001
 

wts2013

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aren't they all give 6-7% rebate just differnet amount cap? I feel they are more or less the same.

hahaha, since they are more less the same, what helps make a decision which to use first?

1. Do u need the spend to help earn more money elsewhere?
2. How much u are spending?
3. Prefer cash to points?

hahaha
 

Trazora

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hahaha, since they are more less the same, what helps make a decision which to use first?

1. Do u need the spend to help earn more money elsewhere?
2. How much u are spending?
3. Prefer cash to points?

hahaha

Another important factor is the exclusions for the higher rebate %
 

benlau1

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Actually curious..

All the online rebate cards are Visa cards.. Not a single Mastercard is offering cash rebates for online shopping..

Is this some promotion that Visa is giving?
 

chengsun

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just to ask, for non online purchase, only got the DBS point nia right?
 
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Yar DBS CITI Co best. Usually same day approve next day can pick up or send out then day 3 arrive in mail box.
 
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