Advice regarding my debt problem

  • Need someone to talk to?
    Feeling down, anxious and need help? Mental Health Helpline: 6389-2222 (24 hours) More info

Seannie

Supremacy Member
Joined
Aug 26, 2011
Messages
8,688
Reaction score
576
u are very weak seannie

jobless can earn more

Brudder.. i admit im weak.. tat time was ard 2001, i remember i resigned from my job ard same time when sept 11 terrorist attacked US. Reason i resigned was becos my dept head was physicslly abusing me hitting me with ring file i couldnt take it and the stress. After that i couldnt land myself even a low job.. got no monies then my mum can only help out a bit as she has no income already a retiree.. im from single parent family quite poor, dad passed away before i was born and mum never remarried. Tatime got to borrow from frens and gf. End up everyday hunt for jobs go interviews eat nuomiji (chix glutinous rice) which was filling and cheap at that time else was bread. Very demoralizing cos pay was deeply depressed by employers and many applications and few interviews. Even those willing interview me mostly just wanna end up the numbers or just see see look look. It was an employers mkt tat time. One interviewer even mocked at me. Those were dark days... eventually got to settle for an admin job in a warehouse for like $1.3k per month.

Luckily mkt turn better starting from year 2003 and i got a better job in 2005. Have stayed for 10yrs till now scared to move on anymore after those dark days. Now almost 40 thinking of switching job but still damn scared. Think im just a weakling u are rite. 😢
 

denial86

Supremacy Member
Joined
Jan 28, 2010
Messages
8,528
Reaction score
0
Brudder.. i admit im weak.. tat time was ard 2001, i remember i resigned from my job ard same time when sept 11 terrorist attacked US. Reason i resigned was becos my dept head was physicslly abusing me hitting me with ring file i couldnt take it and the stress. After that i couldnt land myself even a low job.. got no monies then my mum can only help out a bit as she has no income already a retiree.. im from single parent family quite poor, dad passed away before i was born and mum never remarried. Tatime got to borrow from frens and gf. End up everyday hunt for jobs go interviews eat nuomiji (chix glutinous rice) which was filling and cheap at that time else was bread. Very demoralizing cos pay was deeply depressed by employers and many applications and few interviews. Even those willing interview me mostly just wanna end up the numbers or just see see look look. It was an employers mkt tat time. One interviewer even mocked at me. Those were dark days... eventually got to settle for an admin job in a warehouse for like $1.3k per month.

Luckily mkt turn better starting from year 2003 and i got a better job in 2005. Have stayed for 10yrs till now scared to move on anymore after those dark days. Now almost 40 thinking of switching job but still damn scared. Think im just a weakling u are rite. 😢

Seannie please don't say that. Everyone has ups and downs in life; encountering your lowest doesn't make you weak. That guy is just apathetic and should be ignored.

But to be honest, there's no harm switching jobs, just make sure you find one before you quit. Don't make the same mistake as last time. :)
 

Seannie

Supremacy Member
Joined
Aug 26, 2011
Messages
8,688
Reaction score
576
Seannie please don't say that. Everyone has ups and downs in life; encountering your lowest doesn't make you weak. That guy is just apathetic and should be ignored.

But to be honest, there's no harm switching jobs, just make sure you find one before you quit. Don't make the same mistake as last time. :)

Yo bro, yes must make sure find new job before resign. That time was really bad i had to quit. Pay was also really low tatime. Not sure how the job mkt currently, have not look for jobs since 10years ago. Really in comfort zone now. Move out may have a pay cut unless its same industry. But industry so small and a sunset industry. Think not so easy for moi. 😧

As for credit card debts im not as bad as ts. Its only when my mum oassed away from cancer that i was in debt for a few months. Eventually cleared off. And now looking for a better credit card. Was looking at uob one card and maybank pkatinum visa. But look like sama sama. 😴
 

Thai_Rak_Thai

Master Member
Joined
Mar 18, 2006
Messages
4,791
Reaction score
557
everything is great about credit cards. a lot of us have lots of it. it is a good if you know how to use it. it is bad if you dont.

you can go and ask the polar guy how cards he has.

We're missing the point. I'm trying to help this person fix his problem. Not his ego.
 

OngHuatHuat

High Supremacy Member
Joined
Jul 10, 2006
Messages
28,381
Reaction score
2,491
Hi bro, nice to meet you here.

I have thought of methods to solve my debt problems already. :)

Yo bro, yes must make sure find new job before resign. That time was really bad i had to quit. Pay was also really low tatime. Not sure how the job mkt currently, have not look for jobs since 10years ago. Really in comfort zone now. Move out may have a pay cut unless its same industry. But industry so small and a sunset industry. Think not so easy for moi. 😧

As for credit card debts im not as bad as ts. Its only when my mum oassed away from cancer that i was in debt for a few months. Eventually cleared off. And now looking for a better credit card. Was looking at uob one card and maybank pkatinum visa. But look like sama sama. 😴
 

Seannie

Supremacy Member
Joined
Aug 26, 2011
Messages
8,688
Reaction score
576
Hi bro, nice to meet you here.

I have thought of methods to solve my debt problems already. :)

Yes glad you have thought out solutions to yur problems. At least you have health, slowly wealth can come. Now moi have own set of problems. Wife just tested with high blood pressure. 😯
 

Seannie

Supremacy Member
Joined
Aug 26, 2011
Messages
8,688
Reaction score
576
May have to go jb to get medicine for high blood pressure. Much cheaper there than in sg. Whereas u can go jb lup sap bar sakti.
 

OngHuatHuat

High Supremacy Member
Joined
Jul 10, 2006
Messages
28,381
Reaction score
2,491
Yeah I think health more important than wealth.
You and your wife better take care.
I very busy working recently. No time to go lup sup bar.

Yes glad you have thought out solutions to yur problems. At least you have health, slowly wealth can come. Now moi have own set of problems. Wife just tested with high blood pressure. 😯
 

Seannie

Supremacy Member
Joined
Aug 26, 2011
Messages
8,688
Reaction score
576
TS problem quite different from me leh.
Owe money with no back up
Of course needs to find a job first. :)

Ya.. got job got health no problem is too big to handle. Debts can slowly repay. No job no health then mati.
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top