ocbc 360 account

[thesoftwarekid]

IBG GIRO not counted as salary.

some of us have never been able to get the salary bonus due to coding issues.

Good thing my company will still pay me full pay and they claim from Mindef

 

[boon_hou]

sry to ask here...anyone with 365 cc the cashback is to savings account or credit back into cc credit?

moi rike nv receive last mth de

 

[af7680]

sry to ask here...anyone with 365 cc the cashback is to savings account or credit back into cc credit?

moi rike nv receive last mth de

Credit back to cc

 

[zhane]

anyone using cashflo card?

are there charges to the auto-installment for 3 or 6mths?

my monthly amt multiply by 3 or 6 mths seems to be higher than e original cost

 

[OCBC Bank]

anyone using cashflo card?

are there charges to the auto-installment for 3 or 6mths?

my monthly amt multiply by 3 or 6 mths seems to be higher than e original cost

Hi zhane,

There are no extra cost associated with the auto instalments for Cashflo card. The figures are always rounded to a full dollar amount and the additional amount is added in into the first month, hence it may not be possible for all 3 or 6 instalment amounts to be exactly the same. The first month’s amount is always higher than the rest.

For example:

Transaction amount: S$500
Instalment Payment Plan of 3 months
S$500/3 = $166.666

Cashflo monthly instalments: S$168 in the first month and S$166 in the subsequent 2 months.

Should you require any further assistance, do drop us a PM with your contact details, and we will arrange for our service executive to get in touch with you.

^Dione

 

[magnesium1]

Hi zhane,

There are no extra cost associated with the auto instalments for Cashflo card. The figures are always rounded to a full dollar amount and the additional amount is added in into the first month, hence it may not be possible for all 3 or 6 instalment amounts to be exactly the same. The first month’s amount is always higher than the rest.

For example:

Transaction amount: S$500
Instalment Payment Plan of 3 months
S$500/3 = $166.666

Cashflo monthly instalments: S$168 in the first month and S$166 in the subsequent 2 months.

Should you require any further assistance, do drop us a PM with your contact details, and we will arrange for our service executive to get in touch with you.

^Dione

Any penalty for early payment?

Sent from research lab without using GAGT

 

[OCBC Bank]

Any penalty for early payment?

Sent from research lab without using GAGT

Hi magnesium1,

You can choose to accelerate your Cashflo instalments, but there will be a fee of S$150.

Alternatively, you could make a lump sum payment into your card account, and your monthly instalments will simply be deducted from there.

^Dione

 

[zhane]

Hi zhane,

There are no extra cost associated with the auto instalments for Cashflo card. The figures are always rounded to a full dollar amount and the additional amount is added in into the first month, hence it may not be possible for all 3 or 6 instalment amounts to be exactly the same. The first month’s amount is always higher than the rest.

For example:

Transaction amount: S$500
Instalment Payment Plan of 3 months
S$500/3 = $166.666

Cashflo monthly instalments: S$168 in the first month and S$166 in the subsequent 2 months.

Should you require any further assistance, do drop us a PM with your contact details, and we will arrange for our service executive to get in touch with you.

^Dione

I have a few transactions which dont quite round up to the nearest dollars:

1. $1194 001/012 $105
2. $356 001/003 $120
3. $268.35 001/006 $48.35

Possible to shed some light how these numbers come abt?

 

[OCBC Bank]

I have a few transactions which dont quite round up to the nearest dollars:

1. $1194 001/012 $105
2. $356 001/003 $120
3. $268.35 001/006 $48.35

Possible to shed some light how these numbers come abt?

Hi zhane,

For Cashflo monthly instalments, the figures are always rounded to a full dollar amount and the additional amount is added in into the first month. This will result in your 1st month instalment payment to be higher than the rest of the months.

Taking your first transaction for example.

Purchase of $1194 (12 months instalment)
1st month instalment = $105
$1194 - $105 = $1089
$1089 / 11 = $99

For the next 11 months, the amount you will be paying for your IPP will be $99.

^Dione

 

[zhane]

Hi zhane,

For Cashflo monthly instalments, the figures are always rounded to a full dollar amount and the additional amount is added in into the first month. This will result in your 1st month instalment payment to be higher than the rest of the months.

Taking your first transaction for example.

Purchase of $1194 (12 months instalment)
1st month instalment = $105
$1194 - $105 = $1089
$1089 / 11 = $99

For the next 11 months, the amount you will be paying for your IPP will be $99.

^Dione

icic thx!!

 

[dracolord]

Hi,

For the 3 payment online to get the extra 0.5%, must it be only GIRO payment to the list of payee in the list? For example, I pay my internet bill to Myrepublic through GIRO (stated IBG) in statement but it doesnt register. Was under the impression that you need 3 GIRO transaction to get the 0.5%. Can anyone enlighten me on this?

Thanks!

 

[hyperbole]

Hi,

For the 3 payment online to get the extra 0.5%, must it be only GIRO payment to the list of payee in the list? For example, I pay my internet bill to Myrepublic through GIRO (stated IBG) in statement but it doesnt register. Was under the impression that you need 3 GIRO transaction to get the 0.5%. Can anyone enlighten me on this?

Thanks!

Did you check the date of the dashboard? The update isn't immediate. Sometimes takes one or two days to "register"

 

[OCBC Bank]

Hi,

For the 3 payment online to get the extra 0.5%, must it be only GIRO payment to the list of payee in the list? For example, I pay my internet bill to Myrepublic through GIRO (stated IBG) in statement but it doesnt register. Was under the impression that you need 3 GIRO transaction to get the 0.5%. Can anyone enlighten me on this?

Thanks!

Hi dracolord,

To qualify for the Payment Bonus, you can either make bill payments through OCBC internet banking or set up a GIRO arrangement through your 360 account.

The listed billing organisations (BOs) on our internet banking are the companies you can make payments to. Otherwise, you will need to get a GIRO form from them directly.

GIRO deduction is on the date specified by your billing organisation, and should reflect on your bank statement on the day itself.

^Wilson

 

[item2sell]

Hi OCBC,

The Customer Service is really really slow.

I have a NTUC PLUS card. Then I call in to waive the annual fee.

I also write in using the online banking messaging service (after login).

Then I get an SMS saying my Annual fee is waive. At the same time, the Messaging service replied it cannot be waive.

I am very confused with my status now.

Can you help?

 

[mikezuper]

Hi OCBC,

The Customer Service is really really slow.

I have a NTUC PLUS card. Then I call in to waive the annual fee.

I also write in using the online banking messaging service (after login).

Then I get an SMS saying my Annual fee is waive. At the same time, the Messaging service replied it cannot be waive.

I am very confused with my status now.

Can you help?

Check in internet banking to see if it is waived?

 

[OCBC Bank]

Hi OCBC,

The Customer Service is really really slow.

I have a NTUC PLUS card. Then I call in to waive the annual fee.

I also write in using the online banking messaging service (after login).

Then I get an SMS saying my Annual fee is waive. At the same time, the Messaging service replied it cannot be waive.

I am very confused with my status now.

Can you help?

Hi there,

Could you drop us a PM with your contact details? We will check and arrange for our service executive call you.

^Dione

 

[item2sell]

Check in internet banking to see if it is waived?

Check already

IB says cannot waive
SMS say waive Liao

Moi ish blur liao

 

[Squaredot]

Check already

IB says cannot waive
SMS say waive Liao

Moi ish blur liao

Waived!We only hear the good stuff

 

[Perisher]

I also wanna waive... but was told not possible.

 

[Soul77]

I managed to waive the $24 fee charged to my plus debit card though...