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BTO 2019 FEB - Official Thread

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Old 13-02-2019, 11:23 AM   #421
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U will not see any PPS during application. HDB will sort it out for you after application is close. Then will send you a letter to let you know you under which scheme.

Has anyone applied with your spouse + child but it still reflected as Public Scheme instead of PPS priority scheme?
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Old 13-02-2019, 11:26 AM   #422
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Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
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Old 13-02-2019, 11:27 AM   #423
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Called them to confirm, and yes this was imposed only from the current sales launch (12 Feb) onwards.

I asked further on where was this announced, they said published on their website.

I also asked if this applies to any 'dates', like when a resale flat was purchased. They said applies to all.
Yes they are the boss

Last edited by BLK684; 29-08-2019 at 03:47 PM..
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Old 13-02-2019, 11:30 AM   #424
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Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
Can apply, but can you afford the monthly mortgage?
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Renewed shall be blade that was broken, The crownless again shall be king.

Last edited by ctstalin; 13-02-2019 at 11:34 AM..
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Old 13-02-2019, 11:35 AM   #425
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Have you calculated approximately how much loan you will need? And whether you can afford it monthly? HDB no min income requirement to apply but its only a matter of whether you can afford

Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
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Old 13-02-2019, 11:39 AM   #426
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Join Date: Apr 2015
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Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
Will be hard, unless you can buy by cash? How to afford monthly payments with 3k salary? They only consider your income for loan purposes as your husband doesn't have PR, he can only be an occupier.
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Old 13-02-2019, 11:41 AM   #427
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Quote to check queues... the Kallang 4 rm queue. (663/2172)
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Old 13-02-2019, 11:43 AM   #428
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Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
$3000 salary applying for 4 room at mature town. This is another case of over leveraged
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Old 13-02-2019, 11:51 AM   #429
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thought the price would deter non-serious buyers but seems like there are still people who want to get things they cannot afford
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Old 13-02-2019, 11:52 AM   #430
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Quote to check queues... the Kallang 4 rm queue. (663/2172)
Not surprising le.
Just hopefully most of those who applied are serious buyers, not those that apply for fun, get number and forfeit. Giving serious buyers lesser chance to get a number

Crossing fingers that me and SO will get a number this time.
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Old 13-02-2019, 11:53 AM   #431
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don't see her no up leh, her husband might be a millionaire
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Old 13-02-2019, 11:54 AM   #432
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thought the price would deter non-serious buyers but seems like there are still people who want to get things they cannot afford
What to do, location too good le. Everyone wants a piece of it. HAHAH.
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Old 13-02-2019, 11:59 AM   #433
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Hi everyone.

I have some doubt about BTO. Especially the application and grants.

Myself
26, Singaporean by birth
Just started working since Nov 2018
Salary 3k
CPF OA less than 10k

Husband
30, China Chinese
Not working in Singapore (and currently staying/working in China)
Not PR, or LTVP (Applied PR in Dec 2018, still waiting for the outcome)

Our son
6 months old, Singaporean by birth

1. Am I able to apply BTO in this case? (Me as applicant, my husband and son as occupier)
2. Can I apply 4-room flat at mature estate? (Kallang)
3. Roughly how much grants can I receive?
4. 5% or 10% downpayment? Roughly when need to pay? Can use the grants to pay the downpayment? (Fully by cash or CPF)
i dont think you can apply as your husband is not singaporean or PR.
if you apply for bto, you can only go for the 2 room flexi units in non-mature estates. even then, your husband must hold a valid visit pass and/or work permit at the time of your application.

https://www.99.co/blog/singapore/sin...ome-ownership/

you can only apply under the non-citizen scheme : https://www.hdb.gov.sg/cs/infoweb/re...-spouse-scheme

also, you have only been working for less than 4 months - this doesn't fulfill the criteria of having worked for 12 mths to qualify for any grants.

https://www.hdb.gov.sg/cs/infoweb/re...mer-applicants

you can also consider getting a resale flat: https://www.hdb.gov.sg/cs/infoweb/re...-spouse-scheme

but you will still need to show consistent income to qualify for the grants.

in any case, if you want to apply successfully for a HLE you will need to show that you have been working continuously for the past year unless you have alternative means of financing the house
assuming you take a 500k loan for 25 years repayment, the monthly instalment will be around 2.3k. your monthly cpf contribution to your OA is 690. meaning to say that you need to top up 1,610 in cash.

all the best to you and your family!

Last edited by lalalandzz; 13-02-2019 at 01:56 PM..
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Old 13-02-2019, 12:11 PM   #434
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Quote to check queues... the Kallang 4 rm queue. (663/2172)
I expect it to hit at least 7 to 8k

Good luck for those who are trying.

Sadly a lot just trying luck nia, not serious.

Wat to do. Such is the system 70% loves.

So just enjoy the slow wait ba.

Hahaha
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Old 13-02-2019, 12:15 PM   #435
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Called them to confirm, and yes this was imposed only from the current sales launch (12 Feb) onwards.

I asked further on where was this announced, they said published on their website.

I also asked if this applies to any 'dates', like when a resale flat was purchased. They said applies to all.

lets f HDB and sue them together haha
yap, wana to f them liao, no informing to the public at all.
I never had a good impression of HDB anyway. Many of my friends renounced their citizenship during Goh Chok Tong's time mostly because of their kids.
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