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Info on Grants/Subsidies Available For First Timer

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Old 18-08-2015, 12:50 PM   #151
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Hi all, need to ask 3 qn.


1) If my mum as a second timer jointly buy a flat with me (single < 30 yr old) now, will I be later considered as first timer by the time I reach 35 if I have transferred my co-applicant status to my mum after the 5 year MOP (by clearing all the outstanding mortgage etc)


2) If I am NOT considered as first timer then, what if I get married (she is a first timer) under the first-second timer couple? Do I still enjoy the grant, or half grant for my spouse?

3) Supposedly, by 35 and I am still single and decides to get a 2 room BTO, will I be eligible to buy a flat from HDB again by the time I get married, for example 50. Do I need to transfer away the ownership to an eligible family member or simply sell it to open market in such instance?
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Old 02-10-2015, 12:28 AM   #152
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Buyers who have exceeded the income ceiling, how likely will they be able to be successful in appealing for a CPF grant? Considering that government have just increased the ceiling.
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Old 02-10-2015, 05:00 PM   #153
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Buyers who have exceeded the income ceiling, how likely will they be able to be successful in appealing for a CPF grant? Considering that government have just increased the ceiling.
Their decision is usually as it is. If they mention backdated to a certain launch(for example revised shg announced in aug 2013 and backdated to July 2013), they will strictly follow that.

Since they mention the latest changes to start from nov launch, it is as it is..so any application before start launch can just actually forget about the grant..

Last edited by Gixxerfied; 02-10-2015 at 05:04 PM..
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Old 02-10-2015, 11:05 PM   #154
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I think my agent hao siao me for CPF housing/proximity grant for resale...

Me: SC
Wife: foreigner.. most the time overseas... no PR/wp etc..
Child: SC

if I apply with my Child who is also a SC... that means SC/SC to secure the full 30+20k grant right?

He told me that I will only gets half... the other half 25k I will get when my wife gets a SC.

Or I divorce and apply it directly with my child.

Got such cases?I read thru the grant criteria and no such things..
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Old 12-10-2015, 09:28 PM   #155
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Buyers who have exceeded the income ceiling, how likely will they be able to be successful in appealing for a CPF grant? Considering that government have just increased the ceiling.
Hi all,
I am a single 35yo, singapore citizen. Want to buy a resale near parent place
I have a question, if my income is just slightly above 6k (6.1k). Can I still appy for the housing grant?

Just hope that someone knows and can advise me ...
thanks
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Old 16-10-2015, 09:44 PM   #156
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How does the disbursement of resale HDB grant work ?

1) Offset against the initial down payment of flat

Or

2) Monthly reduction in mortgage payment over the loan period ?
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Old 25-11-2015, 11:46 PM   #157
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How and who do I go about to appeal for the AHG/SHG? Is it possible? Or do we need to find MP?

My spouse has a 1 mth break in between the 12 months of employment due to changing of job and I just started working. We need the grant to help us with the down payment.
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Old 15-12-2015, 03:46 PM   #158
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Hi all,
I am a single 35yo, singapore citizen. Want to buy a resale near parent place
I have a question, if my income is just slightly above 6k (6.1k). Can I still appy for the housing grant?

Just hope that someone knows and can advise me ...
thanks

No worries, can appeal one. Should be no problem
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Old 07-01-2016, 01:56 PM   #159
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Hi ALL Bros,

IM Sc , married, wife PR, 2 kids SC,

Both total income around 7.5 k per month..

Recently just booked a 5 room flat,
May i know am i entitle the AHG, IF yes how much is that ?
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Old 07-01-2016, 03:12 PM   #160
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Hi all,my wife and me had just apply for nov bto,both of us are 1st timer but this will be my 2nd loan from hdb as my dad had add my name to his resell flats to help payment,may I know what will happen if I take up another loan,what is the procedure?and when will I receive the loan?thanks
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Old 07-01-2016, 03:22 PM   #161
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Hi ALL Bros,

IM Sc , married, wife PR, 2 kids SC,

Both total income around 7.5 k per month..

Recently just booked a 5 room flat,
May i know am i entitle the AHG, IF yes how much is that ?
AHG = Combined income of 5k and below to be eligible
SHG = Combined income of 8.5k and below and for 4rm and below in non-matured estates

In short, you're not eligible for any grants.
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Old 07-01-2016, 03:30 PM   #162
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Thanks you
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Old 02-02-2016, 11:19 PM   #163
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Let's say combined income while submitting 1st HLE loan is less than 5k, will get AHG. Fast forward 3 years before collecting key combined income become 8k. Will the grant still be in force or forfeited?
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Old 03-02-2016, 12:15 AM   #164
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Let's say combined income while submitting 1st HLE loan is less than 5k, will get AHG. Fast forward 3 years before collecting key combined income become 8k. Will the grant still be in force or forfeited?
Grant will only be calculated once and reimburse before the 2nd appt which is the signing of lease agreement..After that, it's final..No more they take back becos u exceed few years down the road..
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Old 07-02-2016, 03:53 PM   #165
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If we sell our house, we need to pay back those grants with interest to HDB?
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