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May 2013 BTO

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Old 06-06-2013, 07:41 PM   #751
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Y cancelled... I tot we can become neighbor.

No Yishun this round. July BTO will apply if Sembawang BTO (no go)
I think yishun still my choice and gd fengshui and If no get this time will try july bto and I am sure sembawang bto you will get a gd unit

Dnt knw why yishun also ulu but have 689 applicants fight for 96 units
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Old 06-06-2013, 08:48 PM   #752
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I am a newbie and curiously about certain criteria and terms about applying for a new flat. For example, looking at one of the flats at Boon Lay stating lease commencement starts from 1st May 2014 but yet the keys are available. So what does it actually means ? Can move in soon or must wait till May 2014?

Another thing is, i used the sales plan guide provided by hdb to calculate that i am qualified to get a housing loan from HDB to buy a balance flat for a loan of around 200k. But the problem is in fact i am holding 2 jobs. Will it affect my loan application or i should get a job that pays higher instead to have a better chance of obtaining the loan amount i desired ?

Hope someone here can answer my questions and please do not flame me if i said something wrong ? Thanks and have a nice day.
The lease typically starts on the Delivery Possession Date which is typically one year after the Probable Completion Date. The fact that the keys are ready means that the flat is ready. That said, it could take up to 6 months for the entire selection process to you signing the lease agreement and getting the keys.

If you are concerned about the loan you should just apply for the HLE now to get a better idea of what you can afford. If it turns out after you select the flat that you can't afford it you will have to forfeit your option fee. https://services2.hdb.gov.sg/webapp/...n/BP27PApp.jsp
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Old 06-06-2013, 09:03 PM   #753
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pasir panjang side
Hope i dun get my sobf and get july telok blangah bto

Nxt time circle line extend to marina bay den easy to go work
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Old 06-06-2013, 09:51 PM   #754
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Seems like alot of ppl aiming for Bukit Merah already. My prediction is 4-rm flats going to be Atleast 6 times oversubscribed! Huat ah!
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Old 06-06-2013, 10:58 PM   #755
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sian i knew the JW sure end up around 2.2

hope will get this time
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Old 06-06-2013, 11:33 PM   #756
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i gt a curious qns.. those flats that will tio afternoon sun, how to prevent it? Put curtain?
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Old 07-06-2013, 07:19 AM   #757
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i gt a curious qns.. those flats that will tio afternoon sun, how to prevent it? Put curtain?
Solarfilm on windows and Install air con.
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Old 07-06-2013, 08:27 AM   #758
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Is there a model or sample of the rooms of the May BTO at Toa Payoh HDB Hub? Feel like going to take a look if there are such models there.
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Old 07-06-2013, 08:30 AM   #759
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Is there a model or sample of the rooms of the May BTO at Toa Payoh HDB Hub? Feel like going to take a look if there are such models there.
Dont think it's up yet...Application just close a few days ago..Lucky enough if it's up by the time the 1st ballot no goes to book the flat..
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Old 07-06-2013, 10:32 AM   #760
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I am a newbie and curiously about certain criteria and terms about applying for a new flat. For example, looking at one of the flats at Boon Lay stating lease commencement starts from 1st May 2014 but yet the keys are available. So what does it actually means ? Can move in soon or must wait till May 2014?

Another thing is, i used the sales plan guide provided by hdb to calculate that i am qualified to get a housing loan from HDB to buy a balance flat for a loan of around 200k. But the problem is in fact i am holding 2 jobs. Will it affect my loan application or i should get a job that pays higher instead to have a better chance of obtaining the loan amount i desired ?

Hope someone here can answer my questions and please do not flame me if i said something wrong ? Thanks and have a nice day.
Hmmm, for job wise, is actually do u prefer the working style now or u prefer a higher paying job? How about ur other spouse? And if u hold 2 job, if they are not perm, you will be required to submit ur bank statement. I didn't submit and my HLE turned out to be much lower than the HLE calculator.
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Old 07-06-2013, 11:15 AM   #761
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Hmmm, for job wise, is actually do u prefer the working style now or u prefer a higher paying job? How about ur other spouse? And if u hold 2 job, if they are not perm, you will be required to submit ur bank statement. I didn't submit and my HLE turned out to be much lower than the HLE calculator.
So u mean u didnt submit the bank statement to support ur income statement?

Which means u only submit the bare min supporting documents right with 1 job payslip?
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Old 07-06-2013, 11:20 PM   #762
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if let's say i got queue number, but i didnt manage to get any desirable unit that i want despite my queue number allow me to select units.

let's say i choose to withdraw, will i be consider first timer or second timer when the next time i apply bto?
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Old 07-06-2013, 11:28 PM   #763
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if let's say i got queue number, but i didnt manage to get any desirable unit that i want despite my queue number allow me to select units.

let's say i choose to withdraw, will i be consider first timer or second timer when the next time i apply bto?
2 chance for u to reject..

After that go into 2nd timer tier for 1 year from date of 2nd rejection..
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Old 08-06-2013, 05:41 AM   #764
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Actually i have a part time job now and is going to start a full time permanent job soon cos i know i probably need to bump up my income to at least 2500 to be able to qualify for a 200k loan based on the financial sales plan link provided by HDB. My spouse is non singaporean and currently not residing here cos of specific reasons. i have 2 kids aged 2 and 6 too. i am planing to list them as occupiers to qualify for the PPS scheme. My OA account has less than 15k so probably i will have to end up paying some cash upfront for the deposit as expected. The only way for them to come stay with me is to get a flat asap if lucky I am curious about the minimum criteria to get a HDB loan. I did call their hotline and told me i need at least 3 months of contribution from a permanent job in order to qualify for a loan. So i do not need a bank statement to show them ? Thanks.
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Old 08-06-2013, 05:48 AM   #765
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Another question is that since i have 2 young kids, does it necessary means i stand a higher chance to get a flat for the next balance flats exercise since HDB Gives priority to familes with younger kids ?
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