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May 2013 BTO

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Old 18-06-2013, 01:01 PM   #856
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quick question...

regarding HLE... i just joined this company last year Sept... so dun have a full year payslip... but i did not save my payslip (electronic format) from previous company... how ah? Can i use CPF contribution for past 12 months instead?
They dont ask for full 12 months payslip..3 months niax and also 12 months cpf contribution history to show in continuous employment.
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Old 18-06-2013, 01:04 PM   #857
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They dont ask for full 12 months payslip..3 months niax and also 12 months cpf contribution history to show in continuous employment.
ohh.. heng.

so basically what documents is needed?

me and my partner ic
my 3 month payslip + 12 month cpf contribution
my partner 12 month payslip + any cpf contribution =?
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Old 18-06-2013, 01:07 PM   #858
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quick question...

regarding HLE... i just joined this company last year Sept... so dun have a full year payslip... but i did not save my payslip (electronic format) from previous company... how ah? Can i use CPF contribution for past 12 months instead?
If u are going for AHG, they will need 12 mths.. For may bto, jun2012-may2013. Even if change employment but continuously worked in every month earning an income will qualify.
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Old 18-06-2013, 01:08 PM   #859
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ohh.. heng.

so basically what documents is needed?

me and my partner ic
my 3 month payslip + 12 month cpf contribution
my partner 12 month payslip + any cpf contribution =?
Your NRIC is no need..

- Partner NRIC(Cos got PR recently and CPF contribution dont have 12 months).
- Both parties 3 months payslip and 12 months CPF contribution.
- Print out HLE Application Form after u fill in and submit online. Both parties to sign and then scan it and submit that copy as well.
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Old 18-06-2013, 01:09 PM   #860
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Your NRIC is no need..

- Partner NRIC(Cos got PR recently and CPF contribution dont have 12 months).
- Both parties 3 months payslip and 12 months CPF contribution.
- Print out HLE Application Form after u fill in and submit online. Both parties to sign and then scan it and submit that copy as well.
Or maybe u can photoshop in ur signature.. Then no need print le..
Actually when u go in the system, they will give u a list of required doc and select the missing doc to upload the file.

Last edited by bearine; 18-06-2013 at 01:12 PM..
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Old 18-06-2013, 01:40 PM   #861
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If u are going for AHG, they will need 12 mths.. For may bto, jun2012-may2013. Even if change employment but continuously worked in every month earning an income will qualify.
not qualified for AHG combined salary above $5k...
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Old 18-06-2013, 01:41 PM   #862
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Your NRIC is no need..

- Partner NRIC(Cos got PR recently and CPF contribution dont have 12 months).
- Both parties 3 months payslip and 12 months CPF contribution.
- Print out HLE Application Form after u fill in and submit online. Both parties to sign and then scan it and submit that copy as well.
ok thanks!
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Old 18-06-2013, 03:20 PM   #863
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btw ask u all something..
for all the bto and sobf, do u all really think is by computer ballot??
or the people inside decidE?
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Old 18-06-2013, 03:27 PM   #864
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btw ask u all something..
for all the bto and sobf, do u all really think is by computer ballot??
or the people inside decidE?
Ballot...

Cos got see couple earning good combined fixed salary but nv get and frens with the same fix salary getting it on 1st attempt(Punggol SOBF)..Even have frens who manage to get with 4k+ combined income on 1st attempt(CCK BTO)..

Last edited by Gixxerfied; 18-06-2013 at 03:29 PM..
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Old 18-06-2013, 09:35 PM   #865
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If u are going for AHG, they will need 12 mths.. For may bto, jun2012-may2013. Even if change employment but continuously worked in every month earning an income will qualify.
when do we need to start applying for HLE?

i applied for the may 2013 bto, and i only joined my current company in aug 2012 after leaving my previous company in may 2012. that means june and july i had no income and cpf contribution. will it affect AHG eligibility?
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Old 18-06-2013, 09:43 PM   #866
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For May BTO 2013, you guys already started doing the HLE thingy already?
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Old 18-06-2013, 09:46 PM   #867
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For May BTO 2013, you guys already started doing the HLE thingy already?
Yup...To get an idea of the loan i can get before getting the ballot results and going there to place the option fee..
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Old 18-06-2013, 09:47 PM   #868
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when do we need to start applying for HLE?

i applied for the may 2013 bto, and i only joined my current company in aug 2012 after leaving my previous company in may 2012. that means june and july i had no income and cpf contribution. will it affect AHG eligibility?
How bout ur other spouse? As long as got 1 mth gap no pay, they consider as not continuously worked for 1 year.
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Old 18-06-2013, 09:49 PM   #869
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How bout ur other spouse? As long as got 1 mth gap no pay, they consider as not continuously worked for 1 year.
Other spouse???
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Old 18-06-2013, 09:52 PM   #870
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I only apply HLE after seeing the queue number. HLE is not needed during flat selection. Only needed during downpayment. But, good for self financial evaluation. But then again, if it is BTO, it is like 2-3 years down the road. They have to do a reassessment of HLE before key collection.
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