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November 2017 SBF

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Old 30-07-2018, 05:11 PM   #3001
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Which bank do u intend to take for reno loan?
FYI, currently lowest interest one is CIMB.. but i heard not easy to get approve.. can try for those getting reno loan
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Old 30-07-2018, 05:31 PM   #3002
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Mine disappeared for a day.

Btw ur grant status got disappear or not before u got ur grant approved?
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Old 30-07-2018, 05:46 PM   #3003
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Wow 7th may till now no update? Are u first timer or u got make any special appeal? Which area u applied? Whats ur officer name? Lol omg so many questions.
I applied cck!. Ive already ask for expedite cos im staying in rental flat and my lease is expiring on october. Im a first timer. My crm name starts from j. Miss j... Hahaaa
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Old 30-07-2018, 05:47 PM   #3004
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huh since 7 may till today no update on grant? abit long le ... which location?
Ya no update till now. Everytime my crm call back also say that the grant is still processing. I applied cck!
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Old 30-07-2018, 06:25 PM   #3005
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I applied cck!. Ive already ask for expedite cos im staying in rental flat and my lease is expiring on october. Im a first timer. My crm name starts from j. Miss j... Hahaaa

Ahh i see... my HLE expiring 12 aug. Confirm must reapply again at this rate. But as for ur rental leased...if u rent frm hdb exceed abit its ok..i ever exceed 6mths. Didnt renew my leased. Lol
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Old 30-07-2018, 06:26 PM   #3006
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Btw ur grant status got disappear or not before u got ur grant approved?
No never disappear. I logon during the noon and saw it got approved with grant amount!

Which bank do u intend to take for reno loan?
Cimb bank

Wah 5wks still fast lei. Im now 8wks already still havent get grant approval.
Your crm got say anything?
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Old 30-07-2018, 06:27 PM   #3007
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FYI, currently lowest interest one is CIMB.. but i heard not easy to get approve.. can try for those getting reno loan
We nvr take any loan before. Credit cards also nvr apply. I will ask my husband try CIMB first then.
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Old 30-07-2018, 06:29 PM   #3008
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Ahh i see... my HLE expiring 12 aug. Confirm must reapply again at this rate. But as for ur rental leased...if u rent frm hdb exceed abit its ok..i ever exceed 6mths. Didnt renew my leased. Lol
My hle also gonna expired on sep.. sigh hopefully my key collection is before that la. Really ah cn? Hahah ok will try not to renew it. U receive letter alr regarding grants?
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Old 30-07-2018, 06:30 PM   #3009
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No never disappear. I logon during the noon and saw it got approved with grant amount!


Cimb bank


Your crm got say anything?
The last time i talked to my crm over the phone she only said tht she cant give any approval until i get my grant amount. She currently chasing after grant department. After get grant amount then my crm cn calculate my housing budget n give approval to my appeal or not.
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Old 30-07-2018, 06:33 PM   #3010
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My hle also gonna expired on sep.. sigh hopefully my key collection is before that la. Really ah cn? Hahah ok will try not to renew it. U receive letter alr regarding grants?
Yup received the '6wks letter' on 19th july. To date my hdb page still showing the 'Thank you for applying bla bla bla'

I already confirm my ID. Think i will just go n apply for bank loan first lah. Might take time also to wait for approval.
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Old 31-07-2018, 06:24 AM   #3011
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We nvr take any loan before. Credit cards also nvr apply. I will ask my husband try CIMB first then.
There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!
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Old 31-07-2018, 06:56 AM   #3012
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There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!

Sighs.... this is why i always go with the sayings.. 'Life is difficult but not impossible'...lol. Want to use HLE, hdb also dun want to give. Want to take reno loan also seems like difficult. I really dunno want to laugh or cry man.
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Old 31-07-2018, 08:25 AM   #3013
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There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!
Our banker told us we should be fine since we have no credit cards etc..
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Old 31-07-2018, 09:27 AM   #3014
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Our banker told us we should be fine since we have no credit cards etc..
Hopefully applying reno loan is not as difficult as applying HLE. Lol
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Old 31-07-2018, 10:03 AM   #3015
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Yup received the '6wks letter' on 19th july. To date my hdb page still showing the 'Thank you for applying bla bla bla'

I already confirm my ID. Think i will just go n apply for bank loan first lah. Might take time also to wait for approval.
Once you have settled your loan, you can email/call hdb to request them to expedite your case, so you can collect keys soon too. Usually they will get back to you quite fast i think.
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