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November 2017 SBF

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Old 30-07-2018, 06:30 PM   #3001
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Join Date: May 2018
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No never disappear. I logon during the noon and saw it got approved with grant amount!


Cimb bank


Your crm got say anything?
The last time i talked to my crm over the phone she only said tht she cant give any approval until i get my grant amount. She currently chasing after grant department. After get grant amount then my crm cn calculate my housing budget n give approval to my appeal or not.
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Old 30-07-2018, 06:33 PM   #3002
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My hle also gonna expired on sep.. sigh hopefully my key collection is before that la. Really ah cn? Hahah ok will try not to renew it. U receive letter alr regarding grants?
Yup received the '6wks letter' on 19th july. To date my hdb page still showing the 'Thank you for applying bla bla bla'

I already confirm my ID. Think i will just go n apply for bank loan first lah. Might take time also to wait for approval.
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Old 31-07-2018, 06:24 AM   #3003
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We nvr take any loan before. Credit cards also nvr apply. I will ask my husband try CIMB first then.
There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!
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Old 31-07-2018, 06:56 AM   #3004
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There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!

Sighs.... this is why i always go with the sayings.. 'Life is difficult but not impossible'...lol. Want to use HLE, hdb also dun want to give. Want to take reno loan also seems like difficult. I really dunno want to laugh or cry man.
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Old 31-07-2018, 08:25 AM   #3005
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There is one said previously from my Fren working in bank. For those with perfect "clean" record, more difficult to get the loan cos bank is unable to estimate the credit of this client.
Clean = no loan no credit card no installment bill etc.

Just sharing. Hope you get the amount that you need!
Our banker told us we should be fine since we have no credit cards etc..
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Old 31-07-2018, 09:27 AM   #3006
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Our banker told us we should be fine since we have no credit cards etc..
Hopefully applying reno loan is not as difficult as applying HLE. Lol
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Old 31-07-2018, 10:03 AM   #3007
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Yup received the '6wks letter' on 19th july. To date my hdb page still showing the 'Thank you for applying bla bla bla'

I already confirm my ID. Think i will just go n apply for bank loan first lah. Might take time also to wait for approval.
Once you have settled your loan, you can email/call hdb to request them to expedite your case, so you can collect keys soon too. Usually they will get back to you quite fast i think.
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Old 31-07-2018, 10:05 AM   #3008
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To those who have collected keys, how long are you given to check the defects of your unit before you need to submit back to HDB?

And also how about water and electricity. Will you set that up at your appointment when you collect keys? Or do you need to settle separately?
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Old 31-07-2018, 12:27 PM   #3009
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Hopefully applying reno loan is not as difficult as applying HLE. Lol
My hle still alright.. since me and hb have consistent cpf contributions from employer.
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Old 31-07-2018, 12:53 PM   #3010
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Hi all, if I suddenly change my mine and I don't dont want to take grant, can I cancel?
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Old 31-07-2018, 01:57 PM   #3011
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Join Date: Oct 2017
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Hi all, if I suddenly change my mine and I don't dont want to take grant, can I cancel?
That day i wanted to cancel mine, but They told me it will take a couple of months more to get it cancel.
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Old 31-07-2018, 03:51 PM   #3012
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Wah never say mine in the list.. so sad 😿
Don't be sad lah...All I quoted above like all wrong. All move forward more steps liao Which is good too
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Old 31-07-2018, 05:18 PM   #3013
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That day i wanted to cancel mine, but They told me it will take a couple of months more to get it cancel.
I mean I have done selection, now waiting for grant results, if let say I wish to cancel, meaning I no need the grant, will I collect keys earlier?

Or I wait for appointment to collect keys, then go down and tell the officer that I don't want the grant.. Possible? Cause I feel rather stupid to pay back the interest (not low somemore) if I going to upgrade or downgrade in the future.. My grants mostly only approved at 20k only..
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Old 31-07-2018, 05:23 PM   #3014
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I done selection on 19 June 2018, till now now results, normal anot? I scare they forget about my file, hle expire mid Nov.. Abit scare, need to go though all the hassle to apply hle again, then option only last to 3months, mean by 18 sept option expired, will hdb take my option fee and say I fail to exercise my options? 1st timer with PR wife, abit scare..
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Old 31-07-2018, 05:54 PM   #3015
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Looks like many good news on a great Monday.

heybuddy - grant approved

Monday21 - collected keys

Amex - already collect keys....

Punggol area like no happening
Thanks!! Wah so tired two days straight go visit the unit... I just got my ID to come over and do the measurements... i cant seem to find any defect... maybe im just easily pleased thats why all looks okay to me... need to come down again this weekend to do a last thorough check...
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