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Vann23 12-02-2020 01:22 PM

Owner vs Occupier in BTO
 
I have bought a BTO under single scheme.
I waiting for key in 2 years time.
Now i decided to marry a foreigner and will have a child.
Is it compulsory to include them as occupier?
Can I choose not to? Or dont update my marital status. What will happen?

filumfu 12-02-2020 06:37 PM

Yes, you will need to add the foreigner as your occupier (child as well). My hubby is a foreigner and I was required to add that in for my BTO :). Btw, If u marry in Singapore, how could you dont declare your marital status? Systems are linked..... unless your marriage is registered overseas and a manual update to govt is required

sgpropertyblog 12-02-2020 08:00 PM

Quote:

Originally Posted by Vann23 (Post 125117653)
I have bought a BTO under single scheme.
I waiting for key in 2 years time.
Now i decided to marry a foreigner and will have a child.
Is it compulsory to include them as occupier?
Can I choose not to? Or dont update my marital status. What will happen?

Anyway, including their name as occupier doesnt affect anythg.. as they are not the owner of the house.. If im not wrong, if u include ur child name( Singaporean), you can ask for topup of full grant.. pls double check with hdb..

henrylbh 12-02-2020 08:37 PM

Quote:

Originally Posted by Vann23 (Post 125117653)
I have bought a BTO under single scheme.
I waiting for key in 2 years time.
Now i decided to marry a foreigner and will have a child.
Is it compulsory to include them as occupier?
Can I choose not to? Or dont update my marital status. What will happen?

If you marry before collecting the keys, they would confirm your particulars and status. If after, they would not know or bother with your affairs. You decide the needs in putting their names as occupiers.

My relative flat got replaced with new flat. Only then, hdb found out that he has married since after getting the first flat. For the replacement flat, hdb insisted that the wife (a foreigner) be included as occupier or he forgo the replacement flat.

yoongf 13-02-2020 08:06 AM

Just curious... can the proposed occupier be an owner of a private property?

henrylbh 13-02-2020 08:27 AM

I owner of a HDB flat and I am not allowed to be occupier of another hdb flat when I subletted my own hdb. Even changing my NRIC address to the second flat, I am treated as a non-resident when I purchase car season parking.

henrylbh 13-02-2020 08:29 AM

Quote:

Originally Posted by yoongf (Post 125131881)
Just curious... can the proposed occupier be an owner of a private property?

Why the need to include proposed occupier. When I bought a HDB flat jointly with my spouse, I did included my child as occupier :s13:

l.o.c.o 13-02-2020 08:40 AM

if you intend to marry foreigner, you need to ask MOM for approval if she's working or have worked here previously

yoongf 13-02-2020 09:22 AM

Like TS case... if proposed spouse already owns a private property.

Actually.. the real question is.. at key collection stage, does HDB verify that buyer status is similar to S&P stage?



Quote:

Originally Posted by henrylbh (Post 125132224)
Why the need to include proposed occupier. When I bought a HDB flat jointly with my spouse, I did included my child as occupier :s13:


Pokémon 13-02-2020 09:59 AM

Quote:

Originally Posted by Vann23 (Post 125117653)
I have bought a BTO under single scheme.
I waiting for key in 2 years time.
Now i decided to marry a foreigner and will have a child.
Is it compulsory to include them as occupier?
Can I choose not to? Or dont update my marital status. What will happen?

For those of you who know nothing much, stop providing the wrong info.

First of all, for the Occupier which is often mentioned, in HDB term, it is the Essential Occupier, which is a family member who forms a family nucleus with the applicant to qualify for a flat from HDB.

Since TS applied for a flat under the single scheme, there is no requirement for other essential occupiers. Therefore, after getting married, THERE IS NO NEED to add the spouse nor future child to the list. Even if the spouse owns a private property, it will not have any impact.

yoongf 13-02-2020 10:11 AM

https://www.homeanddecor.com.sg/desi...s-get-married/

Pokémon 13-02-2020 11:13 AM

Quote:

Originally Posted by yoongf (Post 125133937)

What is this for? Seems so irrelevant here.

henrylbh 13-02-2020 12:05 PM

Quote:

Originally Posted by Pokémon (Post 125135120)
What is this for? Seems so irrelevant here.

For TS case, it's irrelevant.

Vann23 13-02-2020 02:38 PM

Quote:

Originally Posted by Pokémon (Post 125133743)
For those of you who know nothing much, stop providing the wrong info.

First of all, for the Occupier which is often mentioned, in HDB term, it is the Essential Occupier, which is a family member who forms a family nucleus with the applicant to qualify for a flat from HDB.

Since TS applied for a flat under the single scheme, there is no requirement for other essential occupiers. Therefore, after getting married, THERE IS NO NEED to add the spouse nor future child to the list. Even if the spouse owns a private property, it will not have any impact.


So is the hdb going check upon collection of the key? Because i ask hdb officer say must add them as occupier.

henrylbh 13-02-2020 04:07 PM

Quote:

Originally Posted by Vann23 (Post 125138909)
So is the hdb going check upon collection of the key? Because i ask hdb officer say must add them as occupier.

Occupier got 2 types - essential occupier and authorised occupier. 1st one must be in but second can keep quiet. Like my case, my child not included as occupier.


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