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Plans after 1st BTO

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Old 10-10-2019, 10:48 PM   #1
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Plans after 1st BTO

Gotten my BTO liao, but what the plan after that?

Get another BTO, EC or Pte Condo?
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Old 11-10-2019, 01:41 AM   #2
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Sell BTO after MOP & buy 2 condo.
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Old 11-10-2019, 10:43 AM   #3
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Sell BTO after MOP & buy 2 condo.
if possible i rather bid for land and build condo
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Old 11-10-2019, 10:51 AM   #4
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Gotten my BTO liao, but what the plan after that?

Get another BTO, EC or Pte Condo?
Make more kids first.
Congrats btw.
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Old 11-10-2019, 11:51 AM   #5
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Sell BTO after MOP & buy 2 condo.
Where got many to buy 2 condo?

maybe get another BTO or EC?
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Old 11-10-2019, 12:22 PM   #6
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Gotten my BTO liao, but what the plan after that?

Get another BTO, EC or Pte Condo?
ROM submit to HDB
get keys
Move in
Raise kids
Work like a horse to pay it off
Live peacefully lifelong
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命格有高低,行運有順逆。 Aunty polar bearís and 3 cubsí permanent slave.
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Old 11-10-2019, 12:58 PM   #7
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Hahahhahahha

ROM submit to HDB
get keys
Move in
Raise kids
Work like a horse to pay it off
Live peacefully lifelong
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Old 11-10-2019, 01:32 PM   #8
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In your lifetime, u can take money from govt only twice.

My suggestion would be after 1st BTO, 2nd property shud be BTO again or EC. But with EC at crazy prices now, I would recommend 2nd property as BTO.

3rd property, u would have reap enough gains to move into resale EC or new condo I guess
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Old 11-10-2019, 02:09 PM   #9
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In your lifetime, u can take money from govt only twice.

My suggestion would be after 1st BTO, 2nd property shud be BTO again or EC. But with EC at crazy prices now, I would recommend 2nd property as BTO.

3rd property, u would have reap enough gains to move into resale EC or new condo I guess
My plan slightly different
After first BTO(DBSS) now Iím going to move on to condo first
When our 3 cubs all grown up start their own family we probably sell off the condo and stay with kids for 30 mths then apply for a big EC near retirement age. Live inside pass it down to our crown prince.
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Old 11-10-2019, 04:09 PM   #10
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30 yo apply bto
33 yo collect key for bto
38 yo bto mop, then apply 2nd bto
41 yo sell 1st BTO and collect key for 2nd bto
46 yo 2nd bto mop.

46 yo quite old liao, can only loan to 65 yo, so max loan tenure will be 19 years. Of course the max loan age may change since retirement age increase.

In your lifetime, u can take money from govt only twice.

My suggestion would be after 1st BTO, 2nd property shud be BTO again or EC. But with EC at crazy prices now, I would recommend 2nd property as BTO.

3rd property, u would have reap enough gains to move into resale EC or new condo I guess
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Old 11-10-2019, 11:12 PM   #11
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30 to 46 is 16 years to get two moves and both are HDB

in that time, someone else will have done at least 4 private moves.

In real estate, think long term but act short term

30 yo apply bto
33 yo collect key for bto
38 yo bto mop, then apply 2nd bto
41 yo sell 1st BTO and collect key for 2nd bto
46 yo 2nd bto mop.

46 yo quite old liao, can only loan to 65 yo, so max loan tenure will be 19 years. Of course the max loan age may change since retirement age increase.
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Old 11-10-2019, 11:31 PM   #12
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30 to 46 is 16 years to get two moves and both are HDB

in that time, someone else will have done at least 4 private moves.

In real estate, think long term but act short term
different.

One is almost guaranteed by ah gong.
One is taking investment risks, which must have a higher potential gain for people to take
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