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Iphone xs/xs max with or without contract

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Old 16-09-2018, 04:02 PM   #1
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Iphone xs/xs max with or without contract

Actually if people re-contract with telcos instead of buying without contract at 2k plus.

it will be cheaper with a contract at 1k plus.why are people still so angry and say won’t buy a 2k phone?
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Old 16-09-2018, 04:24 PM   #2
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Did the math comparing my corporate starhub xs plan vs circle life's base plan. I get 20% off with starhub as well as free caller ID. I need to top up an additional $6 for 3GB extra data so as to cover my monthly usage as well as make it a like for like comparison with circles life's base plan. But starhub is definitely cheaper over the two years when you factor in the subsidized phone cost.

But I'm sure this varies person by person. Maybe the other way holds true for someone who requires a huge amount of data each month.

Last edited by derkaiser94; 16-09-2018 at 04:49 PM..
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Old 16-09-2018, 04:47 PM   #3
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You need to factor in how much will you be paying each month too.
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Old 16-09-2018, 05:13 PM   #4
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Actually if people re-contract with telcos instead of buying without contract at 2k plus.

it will be cheaper with a contract at 1k plus.why are people still so angry and say wont buy a 2k phone?
iPhone Xs
Singtel Combo 1
64GB $1,248.00 + $669.6($27.90 X 24) = $1917.6
256GB $1,468.00 + $669.6($27.90 X 24) = $2137.6
512GB $1,748.00 + $669.6($27.90 X 24) = $2417.6

Unless you have a CIS plan.. Telco pricing will be higher.
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Old 16-09-2018, 06:01 PM   #5
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For me, i need huge data. 15gb per month but i'm paying only $40 flat per month.
I have been buying phones without contract for a long while..
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Old 16-09-2018, 06:25 PM   #6
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Understood but no matter what we still need a phone and a contract which we are paying each month.

What I meant was even though buying without contract they will still be paying for telco services each month too.

We can always re-con for a cheaper new iPhone then buy it without contact?

You need to factor in how much will you be paying each month too.
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Old 16-09-2018, 06:41 PM   #7
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Understood but no matter what we still need a phone and a contract which we are paying each month.

What I meant was even though buying without contract they will still be paying for telco services each month too.

We can always re-con for a cheaper new iPhone then buy it without contact?
Getting a SIM only plan + a phone is almost always definitely than the plans telco bundle with phones. Unless you have CIS/CES.
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Old 17-09-2018, 03:56 PM   #8
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i calculated singtel's 1-yr sim-only 30gb plan w 64gb xs max and it costs more than 2-yr combo xo w same phone. why like that
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Old 17-09-2018, 03:58 PM   #9
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CIS plan with iPhone more wuhua. Telco usually subsidies 500$ with reference to singtel combo2
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Old 17-09-2018, 04:08 PM   #10
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For me, i need huge data. 15gb per month but i'm paying only $40 flat per month.
I have been buying phones without contract for a long while..
If you add in phone prices and spread the cost over 24 months, your monthly expenses would be $40 + (phone price / 24) appro 70plus per month?
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Old 17-09-2018, 04:15 PM   #11
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If you add in phone prices and spread the cost over 24 months, your monthly expenses would be $40 + (phone price / 24) appro 70plus per month?
Yeah for me I'm paying roughly $96 a month for the 256 XS with starhub's $48 CIS plan. with circles life and a full cost iphone it will average out to be $106 over 24 months.
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Old 17-09-2018, 04:22 PM   #12
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Have to depend on your individual plans & needs.

I do not have any CIS/discounts etc with any telcos.

In my case, Im using Circles.Life base plan $28/month. Bought phone from Carousell BNIB - from people who recontract, so I do get some savings again from SRP.

Calculated before and I do get some savings compared to signing a plan to get phone with telco.

Last edited by jaymessofly; 17-09-2018 at 04:27 PM..
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Old 17-09-2018, 04:23 PM   #13
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Yeah for me I'm paying roughly $96 a month for the 256 XS with starhub's $48 CIS plan. with circles life and a full cost iphone it will average out to be $106 over 24 months.
Yeah! The best case would be CIS or multi-line discount.

Typically, telcos offer rewards system or potential recontract vouchers. Hence it might not be true that SIM-only plan offer the most value for money.
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Old 17-09-2018, 04:25 PM   #14
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Have to depend on your individual plans & needs.

I do not have any CIS/discounts etc with any telcos.

In my case, I’m using Circles.Life base plan $28/month. Bought phone from Carousell BNIB - from people who recontract.

Calculated before and I do get some savings compared to signing a plan to get phone with telco.
Yeah it certainly vary by individual. best is still do your own calculations and see what makes sense for you.

Yeah! The best case would be CIS or multi-line discount.

Typically, telcos offer rewards system or potential recontract vouchers. Hence it might not be true that SIM-only plan offer the most value for money.
oh yeah good point on the re-contract voucher bro. With that factored in, it will bring my cost per month down to $95 LOL. but im sure once I get my own house with my own internet/spouse phone line the voucher they offer will also be greater. i stress really must do your own calculations please.
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Old 18-09-2018, 10:14 AM   #15
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i have 35 percent discount on my m1 line, making my $62 plan to become $40+. I still can claim mobile bill from company....so yea its a good deal to get via contract. Buy the phone and sell it away.
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