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Old 25-06-2018, 10:41 AM   #1
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*Official* BBCWatcher club

He deserves his own thread!

Thanks for our BBW and Shiny Things for making this sub-forum a useful place for both noobs and experts to learn.
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Old 25-06-2018, 12:20 PM   #2
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He deserves his own thread!

Thanks for our BBW and Shiny Things for making this sub-forum a useful place for both noobs and experts to learn.
out of curiosity, who exactly is BBW? he seems really knowledgeable abt minute details
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Old 25-06-2018, 12:26 PM   #3
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Joining the club nao !!!!
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Old 25-06-2018, 01:21 PM   #4
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Bookmarked.
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Old 25-06-2018, 01:25 PM   #5
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Thanks, I'm flattered, but...we'll see.
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Old 25-06-2018, 01:38 PM   #6
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Asking my insurance questions now!
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Old 25-06-2018, 01:45 PM   #7
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Bookmarked too!

Thank you BBCW for the detailed advices!
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Old 25-06-2018, 02:15 PM   #8
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Good advicer!
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Old 25-06-2018, 03:28 PM   #9
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Sign me up! Membership requirement should be: put more money into your special account!
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Old 25-06-2018, 03:39 PM   #10
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Please remember to clarify if you are a US citizen or resident before asking a question here!
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Old 25-06-2018, 05:31 PM   #11
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out of curiosity, who exactly is BBW?
I'll restate some basic facts about me and leave it at that:

* Living in Singapore
* CPF member
* U.S. citizen, and among the ~6%(*) of U.S. citizens living outside the United States who owe/pay some U.S. income tax on non-U.S. source income
* Lucky in several respects
* In broad agreement with John Bogle's saving/investing philosophies (diversification, simplicity, regularity, cost efficiency, etc.), and I'm also a Vanguard customer/member
* In broad agreement with Shiny Things, among others
* Do not work for any financial services firm, have no sales interest of any sort in any financial products, and don't want to
* Do not work for any government
* Work mostly because I enjoy my work

If I write something nice about a particular financial firm, financial product, or government offer it'll most probably be because I do it/use it personally because I think it's a good deal, or at least that I think it's a good deal in certain other circumstances. But I'm always looking for better deals, and I've learned about a few better deals in this forum. I try to do a lot of research and keep learning.

(*) J. Richard Harvey, Jr., a professor at Villanova University, estimated this particular percentage. It's the only estimate of its kind that I've found. That circa 6% is skewed toward U.S. citizens residing in comparatively low income tax jurisdictions who have relatively high or higher U.S. taxable non-U.S. source incomes. About 54% of adults residing in the U.S. owe/pay any U.S. income tax, for comparison.
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Last edited by BBCWatcher; 25-06-2018 at 06:29 PM..
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Old 25-06-2018, 05:58 PM   #12
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Do you plan to write a book as well ?
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Old 25-06-2018, 06:18 PM   #13
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Do you plan to write a book as well ?
Some people have accused me of writing book length posts here. I'll try to avoid that.
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Old 25-06-2018, 06:34 PM   #14
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Got masterclass to attend?
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Life is great.
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Old 25-06-2018, 06:54 PM   #15
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I'm surprised you do not work for any financial services firm. From your posts, I thought you are a financial salesman but a highly ethical one, given the deep knowledge and objectivity in your posts.

Some also suspect you work for the Singapore government since you are a strong advocate of CPF. Now, we know it's because CPF is a wonderful financial product for Singaporeans and foreigners who work in Singapore

Do you stick to passive Vanguard passive products or do you invest in individual stocks/bonds, given your deep financial knowledge and analytical skills? If you don't invest in individual stocks/bonds, why not since you seem well equipped to do so?

I'll restate some basic facts about me and leave it at that:

* Living in Singapore
* CPF member
* U.S. citizen, and among the ~6%(*) of U.S. citizens living outside the United States who owe/pay some U.S. income tax on non-U.S. source income
* Lucky in several respects
* In broad agreement with John Bogle's saving/investing philosophies (diversification, simplicity, regularity, cost efficiency, etc.), and I'm also a Vanguard customer/member
* In broad agreement with Shiny Things, among others
* Do not work for any financial services firm, have no sales interest of any sort in any financial products, and don't want to
* Do not work for any government
* Work mostly because I enjoy my work

If I write something nice about a particular financial firm, financial product, or government offer it'll most probably be because I do it/use it personally because I think it's a good deal, or at least that I think it's a good deal in certain other circumstances. But I'm always looking for better deals, and I've learned about a few better deals in this forum. I try to do a lot of research and keep learning.

(*) J. Richard Harvey, Jr., a professor at Villanova University, estimated this particular percentage. It's the only estimate of its kind that I've found. That circa 6% is skewed toward U.S. citizens residing in comparatively low income tax jurisdictions who have relatively high or higher U.S. taxable non-U.S. source incomes. About 54% of adults residing in the U.S. owe/pay any U.S. income tax, for comparison.
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