dumbriyani
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Hi everyone. Quick qns since IWDA reinvests dividends there is no 15% withholding tax to speak of right ?
Hi everyone. Quick qns since IWDA reinvests dividends there is no 15% withholding tax to speak of right ?
Shiny, I have a question: When you take a position on CME globex FX future, the margin that gets locked up, does IB pay interest on that cash margin or no? I am guessing no, but I just want to be sure.
Yes, they do.
Yes, that's correct, through and including age 25. On your 26th birthday, the minimum monthly commission goes up (if it applies).Just checked with the CS, it's covered up till 25 only.
4. Treasury Money Fund (50%) + Bond Fund (40%) + SET 50 Fund (10%)
5. Treasury Money Fund (40%) + Bond Fund (40%) + SET 50 Fund (10%) + Jumbo 25 Fund (10%)
6. Treasury Money Fund (40%) + Bond Fund (30%) + SET 50 Fund (20%) + Jumbo 25 Fund (10%)
7. Bond Fund (60%) + SET 50 Fund (20%) + Global Quality Growth (5%) + Property Income Plus Fund (15%)
8. Bond Fund (50%) + SET 50 Fund (25%) + Global Quality Growth (10%) + Property Income Plus Fund (15%)
9. Bond Fund (30%) + SET 50 Fund (40%) + Global Quality Growth (15%) + Property Income Plus Fund (15%)
Yes, that's correct, through and including age 25. On your 26th birthday, the minimum monthly commission goes up (if it applies).
No, not according to the rules IB publishes. If you experience anything different than IB's own published rules -- and nobody in this forum age 25 has reported such a discrepancy, but if -- then you're certainly welcome to raise a complaint with customer service and get the US$7/month overage refunded and corrected until your 26th birthday.Nonono. The month you turn 25 is the last month you'll enjoy USD3 activity fee.
No, not according to the rules IB publishes. If you experience anything different than IB's own published rules -- and nobody in this forum age 25 has reported such a discrepancy, but if -- then you're certainly welcome to raise a complaint with customer service and get the US$7/month overage refunded and corrected until your 26th birthday.
IB isn't the only company to offer special terms until one's 26th birthday. That's also an important demarcation age for health insurance purposes in the United States. So IB's choice here is not really accidental or arbitrary.
Hi guys.
Just need some guidance here.
I understand IWDA reinvests your dividends.
So if the point of investing in ETFs is to reap the dividends to one day be comfortable to retire, then why invest in IWDA?
Tried wrapping my head around it but it seems like buying a stock and hoping it turns good when you sell?
Understand that if investment % > home loan % should use for investment.
However thailand home loan rate is around 5-7% from 3rd year onwards.
i should be paying more during the first 3years, than the monthly amount so i will paying the principal if there's no penalty.
Another option will be refinancing after the 3rd year, however i will be back to square 1. where most of the money is to pay for interest?
For the below funds if company is doing a contribution of 3% monthly and have a fix period if break policy how much % of company contribution gf able to get back & unable to sell partial shares.
Example 2.5years - 25% of company contribution
Worth it to be having risk in overseas exposure as paying the front load fee (1.5%) & THB / USD currency risk.
I understand IWDA reinvests your dividends.
So if the point of investing in ETFs is to reap the dividends to one day be comfortable to retire,
For high-yield bond etfs...anyone has recommendations?
Hi ST, thanks for the book. Just bought a copy of the 2019 edition.... and it is really simple to read and also insightful.
May I ask if you have an opinion about local Roboadvisors (AutoWealth and Stashaway) and their portfolio and fees? And would you have any opinion on platforms such as FSMOne?
Hi everyone. Quick qns since IWDA reinvests dividends there is no 15% withholding tax to speak of right ?
Thanks, that is interesting! So instead of doing a spot fx conversion, a future is better, because you earn extra yield on the cash margin, I didnt know this.
And the current state of play in Singaporean robo-advisors is... “could do better”. I’d love if there was a robo-advisor that charged reasonable fees (0.5% pa or less would be great), used sensible ETFs instead of insisting on US listings)... my offer to consult for any entrepreneur (or bank, for that matter... c’mon DBSV, OCBC Sec, UOBKH, MBKE, POEMS!) who wants to launch this is still open.
Yes, and the random customer service person you reached happens to be wrong. It happens occasionally. So just proceed according to IB's published information -- you didn't actually have to call -- and if you're charged US$7 extra before your 26th birthday, then contact customer service for a refund. (You won't be, but if....)Hmm. I've confirmed with customer service over their messenger though, that they only cover till you're 25.
Yes, and the random customer service person you reached happens to be wrong. It happens occasionally. So just proceed according to IB's published information -- you didn't actually have to call -- and if you're charged US$7 extra before your 26th birthday, then contact customer service for a refund. (You won't be, but if....)
This isn't complicated.
If I wasn’t working in a crypto-adjacent company already, I would be all over this. New markets development and market structure is extremely my jam (you’ve probably guessed if you read my ramblings about crypto interest-rate market formation).
@Shiny Things
How do i read the updates for your book on changes in year 2019?
Bought the book via Amazon back in 2016.