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anyone know any business loan can start repayment at later date?

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Old 09-10-2019, 01:02 PM   #1
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anyone know any business loan can start repayment at later date?

want to take up business start up loan but do not know if there is any business loan which can start repayment at later date like when the business start having some revenue and steady income
similar to university loan whereby repayment start 4 years after graduation
something similar? is there such loan any bank offering?
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Old 09-10-2019, 05:50 PM   #2
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want to take up business start up loan but do not know if there is any business loan which can start repayment at later date like when the business start having some revenue and steady income
similar to university loan whereby repayment start 4 years after graduation
something similar? is there such loan any bank offering?
Where got such things? If you can't even afford your monthly repayments bank won't lend you in the first place. Samore wanna wait until your company start having some revenue? By that time most company long time kaput already. Or owner take the money and run road already. Banks not stupid you know.
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Old 09-10-2019, 05:57 PM   #3
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What u r looking for is an angel investor..

They invest already then can wait for u to earn money before paying them back..

But good luck convincing them..
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Old 09-10-2019, 06:09 PM   #4
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Maybe friends and family members can give you that.
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Old 09-10-2019, 06:20 PM   #5
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What u r looking for is an angel investor..

They invest already then can wait for u to earn money before paying them back..

But good luck convincing them..
Not true la. Angel investors will also want their money back asap with fantastic returns. They will give you milstones to meet failing which they will ask for their money back
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Old 09-10-2019, 08:07 PM   #6
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You can always effectively turn an immediate payment loan into a deferred payment loan. Hereís how: the business borrows $X, uses only $Y for its new investments, parks $X-$Y in a reasonably safe place (such as laddered fixed deposits), and makes initial loan repayments from the parked funds.
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