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Best Term Insurance Plan(Do Not Solicit for Pm)

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Old 10-11-2015, 07:36 PM   #751
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Hi,

I'm looking for term insurance plans and I would like to get some quotes for the following coverage:

My profile: Male, non smoker, 24 yrs old
Coverage 1:$300k(Death,TPD),$200k CI
Coverage 2:$200k(Death,TPD), $150k CI
Term covered: Till 65yo / 75yo

Thank you.
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Old 11-11-2015, 12:09 AM   #752
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Male 34 year old next year, non-smoker
Early CI: $200k to cover until 65 years old / 70 years old

Female 32 year old next year, non-smoker
Early CI: $200k to cover until 68 years old / 73 years old

Male 34 year old next year, non-smoker
Early CI: $200k to cover until 65 years old / 70 years old
Hi,

My profile: Male, non smoker, 24 yrs old
Coverage 1:$300k(Death,TPD),$200k CI
Coverage 2:$200k(Death,TPD), $150k CI
Term covered: Till 65yo / 75yo

Thank you.
Just saw this thread and I thought the recommendation that I made for Lonely_Hippo's thread (Click here) may be applicable to you guys too. Nevertheless, it is best to consult your trusted advisor for a tailor made solution that you are most comfortable with.

Last edited by X66; 11-11-2015 at 12:21 AM..
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Old 14-11-2015, 12:01 PM   #753
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Can someone PM me quotations for:

Male 34 year old next year, non-smoker
Early CI: $100k to cover until 65 years old / 70 years old
Early CI: $200k to cover until 65 years old / 70 years old

Female 32 year old next year, non-smoker
Early CI: $100k to cover until 68 years old / 73 years old
Early CI: $200k to cover until 68 years old / 73 years old

Please list out the name of your product clearly. I will not be replying to agents who beat around the bush or did not give quotations but still want to meet-up to "discuss further". Thanks!

I will reply you if your quotation suits my needs and we can meet up.
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Last edited by SkyNinja; 14-11-2015 at 12:04 PM..
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Old 14-11-2015, 12:22 PM   #754
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Decreasing term or MRTA means payout decays as the years go. Can indicate the interest rate which affects the rate of decays.

I have bought 2 flat term recently. One from Aviva SAF group policy & another from Zurich.

I will recommend flat term. Premium is not much different.

I am not agent nor FA.
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Old 15-11-2015, 12:03 AM   #755
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Can share if there is any company or product that offer complete refundable term insurance
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Old 15-11-2015, 06:51 AM   #756
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Hi, I would like to get a quote for a term insurance.

Profile : 23 yo, male,, non smoker
Coverage 1: $500K (Death, TPD), $250K CI
Coverage 2: $300K (Death, TPD), $150K CI
To cover till 75yo /99yo.

Please also quote price for early CI too

Please pm me , thanks in advance!
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Old 17-11-2015, 11:21 PM   #757
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Hi,

I would like a quote for term insurance only:

Male, 30, non-smoker that covers death, total & permanent disability and critical illness for a sum of $200,000 till age 65 & age 70

Male, 31, non-smoker that covers death, total & permanent disability and critical illness for a sum of $200,000 till age 65 & age 70

Pls PM me

Thank You
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Old 17-11-2015, 11:32 PM   #758
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Age next birthday: 37, Male, smoker & 31, Female, non-smoker

150K coverage for TPD, Death
300K Critical illness
300k Accidental Death/Dismemberment
Till age 65 & & another one till age 70

Please quote, many thanks!
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Old 18-11-2015, 06:42 PM   #759
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Hi,

I would like to get quotes for whole life insurance.

Profile : 27 yo, female, non smoker
Coverage: at least $100K(Death, TPD), $100K CI

Kindly pm me, thank you!
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Old 19-11-2015, 06:40 AM   #760
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Yeah this seems more like it. Depends on the premium term you choose as well though.
Hi Lewis.T,

Do you mind to explain what is Prusave Limited Pay plan? I have been calling prudential to ask for agent's help. No one reply me :-(
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Old 19-11-2015, 09:19 AM   #761
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Limited pay means there is a shorter premium payment term than the policy term. It is usually predetermined when you sign the policy

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Old 20-11-2015, 05:38 AM   #762
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Limited pay means there is a shorter premium payment term than the policy term. It is usually predetermined when you sign the policy
Hi cLip6z,

Are you agent from prudential? My plan comes with Death $200k, TPD $200k and Crisis Wavier II but no sum assured indicated but rather premium value of $953.36. I wonder what is Crisis Wavier II and the coverage.
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Old 20-11-2015, 07:39 AM   #763
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Hi cLip6z,

Are you agent from prudential? My plan comes with Death $200k, TPD $200k and Crisis Wavier II but no sum assured indicated but rather premium value of $953.36. I wonder what is Crisis Wavier II and the coverage.
What plan is it called? Usually the Death 200k TPD etc is the sum assured. Might you be mistaking sum assured for something else?

Crisis waiver will waive off all future premiums of the plan upon diagnosis of an illness listed in the benefit schedule.
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Old 20-11-2015, 09:21 AM   #764
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Hi cLip6z,

Are you agent from prudential? My plan comes with Death $200k, TPD $200k and Crisis Wavier II but no sum assured indicated but rather premium value of $953.36. I wonder what is Crisis Wavier II and the coverage.
I am with GE but the terms is standard across the board, like you say PruSave we can safely say it is something related to endowment but it is the first time I see such a big Sum Assured for endowment. Is better to consult someone from Prudential.

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Old 20-11-2015, 07:28 PM   #765
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Pls pm me quotes for term life 200k with optional riders for tpd 200k and ci 100k

Age 39
Term 25y
Female non smoker

Just the premium and co pls. I'm not interested in any 'enhancements', meetups, reviews etc

Thanks.
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