BOC SmartSaver

RoLanTo

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Is BOC still best interest payout after the cut?

Sent from Xiaomi MI MIX 2S using GAGT
 

PhantomCarlos

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I think DBS Multiplier is the best now especially if you can hit Income + 2 or 3 categories. Will move there after July.
 

demoforce1

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I think DBS Multiplier is the best now especially if you can hit Income + 2 or 3 categories. Will move there after July.

BOC
1.45% and not 1.5% for salary 6k, 3 bills and $1500 spend
1.25% and not 1.5% for salary 6k, 3 bills and $500 spend?

How much DBS Multiplier rate after recent cut?
 

PhantomCarlos

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BOC
1.45% and not 1.5% for salary 6k, 3 bills and $1500 spend
1.25% and not 1.5% for salary 6k, 3 bills and $500 spend?

How much DBS Multiplier rate after recent cut?

DBS (Income + 2 categories, For first $50,000)
>=$2,000 to <$5,000 is 1.5%
>=$5,000 to <$15,000 is 1.8%

So for Salary 6k, $1 CC spend, $100 RSP can get 1.8%
 

Jazzbie

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Did not get full BOC bonus interest for credit card spend (more than $1500). Anyone knows if GTM or Youtrip top-up has been removed from the eligible spend?
 

Trazora

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Did not get full BOC bonus interest for credit card spend (more than $1500). Anyone knows if GTM or Youtrip top-up has been removed from the eligible spend?

Both should be eligible. Confirm min $1500 posted in calendar month? Any refund?
 

Jazzbie

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Both should be eligible. Confirm min $1500 posted in calendar month? Any refund?

Yup, checked many times to make sure of that. Only difference is annual fee got charged in last statement (but over and above $1500 spend) and waived in this statement.

Called BOC to check liao.
 

Trazora

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Yup, checked many times to make sure of that. Only difference is annual fee got charged in last statement (but over and above $1500 spend) and waived in this statement.

Called BOC to check liao.

So did BOC explain the reason for the less interest?
 

HoGnix

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Did not get full BOC bonus interest for credit card spend (more than $1500). Anyone knows if GTM or Youtrip top-up has been removed from the eligible spend?
Could be the same reason as me, I topped up on 27-Jun and it was only posted on 1-Jul, so Credit Card spending bonus dropped.

Check your top up Posting date. .
 

Squaredot

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Could be the same reason as me, I topped up on 27-Jun and it was only posted on 1-Jul, so Credit Card spending bonus dropped.

Check your top up Posting date. .

GTM takes longer to post. Risky to depend on it towards end of the month.
 

Joseph99

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Hi, if i top up singtel dash using boc cards ,is it consider as spending for smartsaver account ? Thanks .
 

ekardo

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dun really think many other bank is better for the same conditions (salary, cc and 3 giro).

RHB maybe more without any condition..
 
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