Gg, you got deducted how many times fall below fee?
haha.. i never knew cus my initial deposit already >15k
Gg, you got deducted how many times fall below fee?
Just checking: are we able to open a joint Maxigain account if both persons have their own Single account? I tried to open a joint account today and was told I cannot open a joint Maxigain account as both of us have our individual single Maxigain account
You should change. Citibank Step up account max interest is 0.13% per annum. The Maxigain is at least 0.8% per annum at base interest and will step up to at least 2% by 1 year.
However, it also depends on what you are using your Citibank account for. If it’s just to keep extra cash, then it’s okay. If it’s for a savings account for day to day usage, do consider other accounts like UOB One, BOC smartsaver, DBS multiplier, Maybank Saveup etc. Even CIMB FastSaver which you don’t have to do anything to hit higher interest gets you 1% per annum.
It's a good account. note that you cannot withdraw money from it if you want your interest rates to grow over time.
Who say cannot? I have a single and a joint with my spouse and my spouse also has a single maxigain too
But maybe they change rule?
Who say cannot? I have a single and a joint with my spouse and my spouse also has a single maxigain too
But maybe they change rule?
Thanks. I called up the hotline to confirm we can have both a single and a joint account. I’m now at MacDonald house waiting for the account to be processed.
New lesson to be learnt: go to MacDonald house branch to settle the account
So which branch give you the wrong info?
Thanks.
I would like to recommend the Citibank staff who served me. He is very efficient and knowledgeable.
I received my citi Maxigain account number on the spot. Then I transferred 10k that very day via FAST. According to him, you could also drop a cheque but must be before a certain time for cheque to clear on that day. I didn’t transfer 15k because I signed up for Priority account which I put 5k in. So the total relationship amount with the bank must be $15k under which the fall below fee will be incurred.
You can have two Maxigain accounts, one single and the other joint, according to him.
His name is Mr Neo Say Kang, 91792428. He is at the Serangoon Gardens branch everyday, I believe. On Saturdays after 1pm, he will head over to the Punggol Waterway Point.
I plan to go within these few days with cheque. I do this during mid month if cheque takes some time to clear also no impact for the 0 month right?I received my citi Maxigain account number on the spot. Then I transferred 10k that very day via FAST. According to him, you could also drop a cheque but must be before a certain time for cheque to clear on that day. I didn’t transfer 15k because I signed up for Priority account which I put 5k in. So the total relationship amount with the bank must be $15k under which the fall below fee will be incurred.
like to check with you guys how long it took to receive login ID/password emailer? it took 5 working day to receive confirmation letter & ATM/debit card
You need the ATM/debit/credit card to sign up for internet banking. There isn’t another login ID/password mailer.
oh thanks! ... so need to apply internet banking at ATM after i received the PIN? Could I do that online?
sorry ... been a very long time since i last apply for new bank account
Go to the Citibank website,
Click on login. There should be an option to register. You will need to enter your ATM/Debit Card number and the PIN you will sent for the card. You can then enter your login ID and password.
Will setup Internet banking when opening account. Token is optional. Can just use SMS OTP.oh thanks! ... so need to apply internet banking at ATM after i received the PIN? Could I do that online?
sorry ... been a very long time since i last apply for new bank account