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Citibank Maxigain Savings Account

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Old 21-01-2018, 05:18 PM   #1756
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ok i agree with the saying the interest can go beyond 2%, so long as clock the 12 counters and sibor is more then 1%... it can even be 3% if sibor continues to rise
By then Citibank may change the rules.

They have done that for the Step-Up Account more than 10 years ago. Interest rates were revised down.
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Old 21-01-2018, 05:19 PM   #1757
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By then Citibank may change the rules.

They have done that for the Step-Up Account more than 10 years ago. Interest rates were revised down.
Certainly. In that event, people will take their money and go.
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Old 21-01-2018, 05:42 PM   #1758
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So the minimum amount to open/service this account is 15k?
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Old 21-01-2018, 05:43 PM   #1759
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The early birds had been enjoying 2+ % when sibor hits 1%.
Can't recall exactly when maxigain started, but it is certainly being offered by Citi in feb 2016.
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Old 21-01-2018, 05:46 PM   #1760
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So the minimum amount to open/service this account is 15k?
Min $10k to open the account, that was the min when i open in 2016. not sure whether it was revised.

People put in $15k min ever since citi starts imposing monthly fall below fee for bal <$15k.
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Old 22-01-2018, 09:08 AM   #1761
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correct 10k for opening & maint for 15k if not $15 charges per month
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Old 22-01-2018, 09:27 AM   #1762
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By then Citibank may change the rules.

They have done that for the Step-Up Account more than 10 years ago. Interest rates were revised down.
ikr... in fact the account is still available to open now. it's call "step-up account" or something like that. surprised to still see it around.

just hope this maxigain program won't change. anyway, rates are going up everywhere so I don't think they can afford to drop.
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Old 22-01-2018, 12:23 PM   #1763
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Is the maximum interest capped at 2%?
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Old 22-01-2018, 12:24 PM   #1764
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Is the maximum interest capped at 2%?
Nope. Don't remember any cap was mentioned.
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Old 22-01-2018, 12:58 PM   #1765
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Nope. Don't remember any cap was mentioned.
Thanks.

Just opened the account at Mcdonald House.
The Citi Officer told me wait for account number to be reflected in Internet Banking then FAST transfer in.
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Old 22-01-2018, 01:00 PM   #1766
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Thanks.

Just opened the account at Mcdonald House.
The Citi Officer told me wait for account number to be reflected in Internet Banking then FAST transfer in.
So nice, wahlao... really don't know why mine can't. Die die insist cash or cheque on the spot.

Did you bring any cheque/cash?
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Old 22-01-2018, 01:02 PM   #1767
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So nice, wahlao... really don't know why mine can't. Die die insist cash or cheque on the spot.

Did you bring any cheque/cash?
Brought cheque book but never even show the Citi Officer.

She asked me deposit tomorrow, I asked her if got fall below fee if deposit tomorrow how? She told me just call in to waive it off.
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Old 22-01-2018, 01:04 PM   #1768
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Brought cheque book but never even show the Citi Officer.

She asked me deposit tomorrow, I asked her if got fall below fee if deposit tomorrow how? She told me just call in to waive it off.
really is puke blood. Why their bank have such drastically different criteria... Cannot standardized,
Thanks for the infor.
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Old 22-01-2018, 01:07 PM   #1769
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Depends a lot on whom you meet at the bank lor. Not same quality one.

So nice, wahlao... really don't know why mine can't. Die die insist cash or cheque on the spot.

Did you bring any cheque/cash?
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Old 22-01-2018, 01:09 PM   #1770
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The early birds had been enjoying 2+ % when sibor hits 1%.
Can't recall exactly when maxigain started, but it is certainly being offered by Citi in feb 2016.
Wasn't it posted on the 1st page of this thread?
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