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Citibank Maxigain Savings Account

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Old 20-04-2018, 09:00 AM   #2401
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Timeline:
- open account at branch on 29 Dec
- done the risk assessment on the same day
- fulfilled $70k fund transfer on 2 jan
- $250 came in on 13 Apr

Hope that helps!

Also why I haven’t transfer yet coz it seems earlier than what it should have taken

When did you start opening the priority account?
Read in T&C that it takes 17-19 weeks for the $250 to be debited, so trying to figure out if that is the case.
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Old 20-04-2018, 09:38 AM   #2402
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I just relegated to 6 counter, restart again
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Old 20-04-2018, 10:48 AM   #2403
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i last fri go open account then they told me to wait. till today still no news

that guy also told me to apply for a credit card as it is one package. (dunno is real or not?)

credit card can see on the internet banking there liao, but account still no news.
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Old 20-04-2018, 11:27 AM   #2404
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i last fri go open account then they told me to wait. till today still no news

that guy also told me to apply for a credit card as it is one package. (dunno is real or not?)

credit card can see on the internet banking there liao, but account still no news.
I waited for over a week before I saw an email from Citi thanking me for opting e-statements. I tried to login to my Citi account and it was there already.

Till date I have yet to receive any welcome letter and the cards I applied too.
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Old 20-04-2018, 02:38 PM   #2405
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Timeline:
- open account at branch on 29 Dec
- done the risk assessment on the same day
- fulfilled $70k fund transfer on 2 jan
- $250 came in on 13 Apr

Hope that helps!

Also why I haven’t transfer yet coz it seems earlier than what it should have taken
Thanks for the feedback. It is earlier than expected! You have fulfilled the requirements, should be safe to move the fund and keep 15k in Maxigain.
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Old 20-04-2018, 02:40 PM   #2406
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i last fri go open account then they told me to wait. till today still no news

that guy also told me to apply for a credit card as it is one package. (dunno is real or not?)

credit card can see on the internet banking there liao, but account still no news.
Which branch? If u want to fund on first day of account opening, then have to login everyday to check acc already there or not…
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Old 20-04-2018, 02:54 PM   #2407
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Scenario:
- only has Maxigain with Citibank
- just opened it in current month
- TRB <15k

Has anybody ever managed to get a waiver for the account fee of $15 in the above scenario (month 0)?
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Old 20-04-2018, 09:58 PM   #2408
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Timeline:
- open account at branch on 29 Dec
- done the risk assessment on the same day
- fulfilled $70k fund transfer on 2 jan
- $250 came in on 13 Apr

Hope that helps!

Also why I havenít transfer yet coz it seems earlier than what it should have taken
what?! i am a few days after u yet i haven get till now....
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Old 23-04-2018, 08:34 AM   #2409
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Timeline:
- open account at branch on 29 Dec
- done the risk assessment on the same day
- fulfilled $70k fund transfer on 2 jan
- $250 came in on 13 Apr

Hope that helps!

Also why I havenít transfer yet coz it seems earlier than what it should have taken
Thanks very much!
I also opened the account on the 29th Dec and can confirm that they credited the 250 on the 13th of Apr. Maybe itís because we were on last yearís promo, so the bonus arrived earlier?

Anyway, I had already moved the 70k out of the account earlier in the month.
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Old 23-04-2018, 04:00 PM   #2410
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Prepared cashier order and went Holland V branch. Told staff about cashier order and I got the account number on the spot. Staff didn't even look at my cashier order, told me to drop in the box.

Got my iB userid and pw done on the same day as well.

In the end, I did FAST instead of $1 just to see if the transfer is successful and also if Citi ibanking works and it did. Then transferred another $14999. Quite surprised how smoothly things went after hearing so many negative feedback on account opening. Guess I was lucky.

I think it's their SOP now to upsell the account with the CC but it's not compulsory la. I didn't sign up the card.
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Old 23-04-2018, 07:21 PM   #2411
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Anyone know if withdraw all the counter will be reset to 6?
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Old 24-04-2018, 01:47 AM   #2412
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Anyone know if withdraw all the counter will be reset to 6?
Yes and no
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Old 24-04-2018, 10:08 AM   #2413
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If we want the 250 interest how long do we need to keep the 70k in maxigain? is it 3 months?

need to think first cause finances a teeny bit tight vs loosing the 60 dollars a month interest in ocbc360

Last edited by leonaheidern; 24-04-2018 at 10:10 AM..
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Old 24-04-2018, 07:43 PM   #2414
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If we want the 250 interest how long do we need to keep the 70k in maxigain? is it 3 months?

need to think first cause finances a teeny bit tight vs loosing the 60 dollars a month interest in ocbc360
The promo is to keep the money in their interest savings account, not the maxigain.
And yes it is for 3 month. And they will give you a priority account. But you also need to meet some criterias. See:
https://www.citibank.com.sg/citi-pri...CUT2ENCIBPCALM

Another note, I think they've changed the promo slightly now.
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Old 25-04-2018, 08:10 AM   #2415
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Hi,

Will just like to check if this is correct.

(1) open maxigain account and put $15k in.
(2) dont do anything and let it roll for 12 months.
(3) by then, this account will be at (0.8 x SIBOR) + 1.2%
(4) put in 135k to enjoy the (0.8 x SIBOR) + 1.2% earned on this account
(5) since interest earned is on a monthly basis, to withdraw any additional amount above $150k on a stipulated date.

Thanks for help.
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