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Citibank Maxigain Savings Account

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Old 09-05-2018, 05:48 PM   #2536
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wait for official letter for more details. I got to know as a friend open account today and was told by Citibank on the changes wef 1July.
if no top up to 70k by 30jun, then earn 0 interest. The fine details I am not so sure too. not sure if really 0 interest or only affect base interest or step up bonus interest.
Even if u have less than $15,000 balance now, u still earn the 0.05%
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Old 09-05-2018, 06:21 PM   #2537
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for those who joined for a while already, this reduction is not a deal breaker but it would certainly raise the hurdle for those considering to sign up.

it's rather unfair though, for someone to join with 15k min, then sudden change to 70k minimum. Hope they dont make it retrospective.
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Old 09-05-2018, 06:42 PM   #2538
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Have u gotten your $250 already?
Nope.. waiting to cash out.. that banker say wait till 14 may, i read t&c i can draw.. but just incase i shall keep.. everything b/w in sms to
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Old 09-05-2018, 07:12 PM   #2539
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Jialat if true.
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Old 09-05-2018, 07:21 PM   #2540
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for those who joined for a while already, this reduction is not a deal breaker but it would certainly raise the hurdle for those considering to sign up.

it's rather unfair though, for someone to join with 15k min, then sudden change to 70k minimum. Hope they dont make it retrospective.
I receive my month statement that the letter header there state Iím a priority acc so there a need to maintain at 70 k reading from the term state in the letter , funny part is I only had a maxi gain in it why now become priority?

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Old 09-05-2018, 07:34 PM   #2541
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I receive my month statement that the letter header there state Iím a priority acc so there a need to maintain at 70 k reading from the term state in the letter , funny part is I only had a maxi gain in it why now become priority?
Wait is there such a rule that priority account needs to maintain 70k minimum?
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Old 09-05-2018, 07:35 PM   #2542
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Wait is there such a rule that priority account needs to maintain 70k minimum?
Yes, $15 fall below fee
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Old 09-05-2018, 07:36 PM   #2543
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Wait is there such a rule that priority account needs to maintain 70k minimum?
70k is just to get priority status

to avoid fall below is still 15k for all status
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Old 09-05-2018, 07:41 PM   #2544
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70k is just to get priority status

to avoid fall below is still 15k for all status
Oh phew thanks!
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Old 09-05-2018, 11:29 PM   #2545
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Oh! I thought u cash out already. So u keep till 19th week. According to tnc yours only need to keep till end of Apr right? I remember someone cash out before 19th week still got it.

Nope.. waiting to cash out.. that banker say wait till 14 may, i read t&c i can draw.. but just incase i shall keep.. everything b/w in sms to
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Old 10-05-2018, 10:38 AM   #2546
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Oh! I thought u cash out already. So u keep till 19th week. According to tnc yours only need to keep till end of Apr right? I remember someone cash out before 19th week still got it.
I've gotten mine in mid Apr. However, I went on the promo in Dec (last business day of Dec) and was probably under the previous promo where there wasn't a 17-19 week delay of the $250. I think they changed the terms of the promo every quarter so best to be safe and check with your RM for your own case.
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Old 10-05-2018, 03:58 PM   #2547
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New to this savings account.. May I know if they will show us the counter or we have to manually keep track every month? Thanks.
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Old 10-05-2018, 04:20 PM   #2548
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New to this savings account.. May I know if they will show us the counter or we have to manually keep track every month? Thanks.
It is stated in your monthly statement.
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Old 11-05-2018, 07:47 AM   #2549
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70k isn't a lot, I'll probably top it up. Does that mean everyone becomes citi priority then?
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Old 11-05-2018, 08:28 AM   #2550
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70k isn't a lot, I'll probably top it up. Does that mean everyone becomes citi priority then?
You top it up above $300k somebody straight away call you next day ... all banks!
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