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Citibank Maxigain Savings Account

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Old 27-05-2018, 03:46 PM   #2671
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Just reporting what the salesman told me.

I don't gain anything from spewing rubbish and wasting my time typing here
Maybe the staff discouraging ppl to sign up 😂
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Old 27-05-2018, 05:34 PM   #2672
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Maybe the staff discouraging ppl to sign up 😂
The staff at Citibank's branches are unprofessional and pushing people to sign up for credit card. They mislead people by telling them that you need a credit card sign-up in order for Citi Maxigain to be activated. This is my encounter with the staff at Punggol Waterway Point Branch.
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Old 27-05-2018, 05:39 PM   #2673
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The staff at Citibank's branches are unprofessional and pushing people to sign up for credit card. They mislead people by telling them that you need a credit card sign-up in order for Citi Maxigain to be activated. This is my encounter with the staff at Punggol Waterway Point Branch.
Actually I was told this too when I signed up at Holland V.
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Old 27-05-2018, 05:41 PM   #2674
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The staff at Citibank's branches are unprofessional and pushing people to sign up for credit card. They mislead people by telling them that you need a credit card sign-up in order for Citi Maxigain to be activated. This is my encounter with the staff at Punggol Waterway Point Branch.
I was given the cc too but I call in to cancel in 2weeks after I received the cc
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Old 28-05-2018, 12:44 AM   #2675
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the staff who served me this week told me there is a possibility of this as well, plus revision to 70% of SIBOR rate. He said they are still waiting for confirmation too, and the banks may be sending letters to customers in July, and will be given 2 months' grace period to top up your account to 70k.

Due to all these rumours, I'm reluctant to top up my account yet since the staff themselves can't verify it.
Yeah. Today went to sign up also got confirmed by the person helping me open account. He confirmed the 70k minimum deposit but said the 70% of 3 months SIBOR is a floating rumor, unverified.

The staff at Citibank's branches are unprofessional and pushing people to sign up for credit card. They mislead people by telling them that you need a credit card sign-up in order for Citi Maxigain to be activated. This is my encounter with the staff at Punggol Waterway Point Branch.
The person I opened with didn't say need to have to open Maxigain, just mentioned the pros of the card. Then I straightaway change face and tell him I'm here to open Maxigain account, not interested in credit cards. He gave up but was a bit pushy on the credit card.

Last edited by qazamy; 28-05-2018 at 12:46 AM..
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Old 28-05-2018, 07:42 AM   #2676
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Yeah. Today went to sign up also got confirmed by the person helping me open account. He confirmed the 70k minimum deposit but said the 70% of 3 months SIBOR is a floating rumor, unverified.
''Confirmed the 70k minimum deposit'', as in, is it from July onwards, need at least 70k in Maxigain to earn interest and to prevent fall-below fee of $15?

Currently, is still only $15k deposit to avoid fall-below fee.
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Old 28-05-2018, 07:43 AM   #2677
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How professional can they be.
They are just your typical salesman.
The one that serve me looks typical chao Beng kia and dress like credit card salesman.
Idk, have no clue are they giving wrong information or what
Yes, you are right, citi onsite guy is looks very far professional
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Old 28-05-2018, 09:30 AM   #2678
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Yeah. Today went to sign up also got confirmed by the person helping me open account. He confirmed the 70k minimum deposit but said the 70% of 3 months SIBOR is a floating rumor, unverified.
Hmmmm, for now if Citi forces existing account holder to inject till 70k seems to be unfair... maybe there will be 2 sets of rules, 1 for existing and the other for new holder, I mean we entered based on the old t&c, they will lose more client compared to a smaller pool of 70k and above....

The person who fuel the Rumour of 70k might wish u to put in more money as till now, he only confirmed but he did not ask u to contribute the 70k, till it happened, all is Rumour
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Old 28-05-2018, 10:34 AM   #2679
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Best is wait for any updated tnc in their website for the maxigain before doing anything rash.

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Old 28-05-2018, 12:58 PM   #2680
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The staff at Citibank's branches are unprofessional and pushing people to sign up for credit card. They mislead people by telling them that you need a credit card sign-up in order for Citi Maxigain to be activated. This is my encounter with the staff at Punggol Waterway Point Branch.
Please get his name and lodge a complaint with Citibank and MAS.
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Old 28-05-2018, 02:03 PM   #2681
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Why is the credit card so bad anyway?

I quite enjoyed the 10% cashback. More since the card itself have cashback also.

Cancelled it right after 6 months.
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Old 28-05-2018, 04:03 PM   #2682
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Best is wait for any updated tnc in their website for the maxigain before doing anything rash.

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im surprised this rumour is still floating around without anyone actually bother to verify it with citibank haha...
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Old 28-05-2018, 07:56 PM   #2683
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Why is the credit card so bad anyway?

I quite enjoyed the 10% cashback. More since the card itself have cashback also.

Cancelled it right after 6 months.
Its not the credit card no good its that people don't like to be push or force to signup for it
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Old 28-05-2018, 10:22 PM   #2684
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im surprised this rumour is still floating around without anyone actually bother to verify it with citibank haha...
Actually I have tried to verify. But their customer service doesn't seem to get back with a good answer
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Old 28-05-2018, 10:49 PM   #2685
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im surprised this rumour is still floating around without anyone actually bother to verify it with citibank haha...
As long as not officially announced, why bother? 3 more days another interest.
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