HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree649Likes
Reply
 
LinkBack Thread Tools
Old 02-07-2018, 03:58 PM   #3061
High Supremacy Member
 
compro_1975's Avatar
 
Join Date: Jul 2004
Posts: 27,132
I actually WhatsApp the RM and he say safe. And told me can do today.

I'm thinking of taking his printscreen .

Also the tncs clearly said 3 months then can liao

Base reward can take up to 19 weeks and referrel up to 22 weeks...that's like 1.5-2.5 months of wasted interest
Citi is known to be an ass who change tnc so I suck it up just keep a while... I kept extra 2 week beyond tnc, 1 month after they promise me verbally
__________________
[SIZE=1]Go http://imageshack.us/ N Ppost Yr Pic NPNT OK[/SIZE]

I AM FROM THE 30.1%, EMPOWERED TO COMPLAIN
compro_1975 is offline   Reply With Quote
Old 02-07-2018, 10:59 PM   #3062
Junior Member
 
Join Date: Apr 2005
Posts: 45
Hi,

Need your advice as i am new to this account.

If i deposit new fresh funds into the account and withdraw the next day or within the same month. This will not affect my counter months, right?

Thanks
sgiceboy is offline   Reply With Quote
Old 03-07-2018, 08:03 AM   #3063
Senior Member
 
sgdividends's Avatar
 
Join Date: Oct 2008
Posts: 2,324
Citi is known to be an ass who change tnc so I suck it up just keep a while... I kept extra 2 week beyond tnc, 1 month after they promise me verbally
He replied me through WhatsApp to tell me safe.i printscreen Liao .

Also withdrew

Haha taking a mitigated risk.
sgdividends is offline   Reply With Quote
Old 03-07-2018, 08:25 AM   #3064
Supremacy Member
 
Join Date: May 2017
Posts: 7,173
Hi,

Need your advice as i am new to this account.

If i deposit new fresh funds into the account and withdraw the next day or within the same month. This will not affect my counter months, right?

Thanks
it will not affect
sgiceboy likes this.
JuniorLion is offline   Reply With Quote
Old 03-07-2018, 09:33 AM   #3065
Senior Member
 
Join Date: Mar 2018
Posts: 1,916
Hi guys, just to confirm my understanding. Assuming i deposit 10k on 30 Jun and withdraw that 10k on the following month 31 Jul, it will not reset my counter right?
stars8 is offline   Reply With Quote
Old 03-07-2018, 10:16 AM   #3066
Supremacy Member
 
Join Date: Jun 2000
Posts: 5,108
Hi guys, just to confirm my understanding. Assuming i deposit 10k on 30 Jun and withdraw that 10k on the following month 31 Jul, it will not reset my counter right?
counter is based on lowest daily balance, so for your case, it should not.

June:
before 30 Jun - $X
30 Jun - $X + $10k
lowest daily balance = $X

July:
before 31 July - $X + $10k + some interest earned from June ($Y)
31 July - $X + $Y
lowest daily balance = $X + $Y

that said, it is risky to withdraw on 31 July because it may get posted on 1 August instead. it's better to withdraw 2 working days before the end of the month. Even with FAST.
maumu is offline   Reply With Quote
Old 03-07-2018, 10:33 AM   #3067
Senior Member
 
Join Date: Mar 2018
Posts: 1,916
counter is based on lowest daily balance, so for your case, it should not.

June:
before 30 Jun - $X
30 Jun - $X + $10k
lowest daily balance = $X

July:
before 31 July - $X + $10k + some interest earned from June ($Y)
31 July - $X + $Y
lowest daily balance = $X + $Y

that said, it is risky to withdraw on 31 July because it may get posted on 1 August instead. it's better to withdraw 2 working days before the end of the month. Even with FAST.
Many thanks
stars8 is offline   Reply With Quote
Old 03-07-2018, 10:34 AM   #3068
Suspended
 
Join Date: Mar 2013
Posts: 4,014
The lowest daily balance of the month: SGD 0.00 @ N.A, SGD 15,001.00 @ Jun 20
You have accumulated 0 STEP-UP (Jun)

The above from my statement.
Account opened on 20 June. I immediately FAST 15,001, less than 1 hour from the opening.

Seems like the counter is 0. I guess the opening balance is what they recognize for my case.
pinpinpin is offline   Reply With Quote
Old 03-07-2018, 11:58 AM   #3069
Senior Member
 
Join Date: Jul 2005
Posts: 1,432
The lowest daily balance of the month: SGD 0.00 @ N.A, SGD 15,001.00 @ Jun 20
You have accumulated 0 STEP-UP (Jun)

The above from my statement.
Account opened on 20 June. I immediately FAST 15,001, less than 1 hour from the opening.

Seems like the counter is 0. I guess the opening balance is what they recognize for my case.
This is how the first month looks like. It's correct.

Mine was "The lowest daily balance of the month: SGD 0.00 @ N.A, SGD 15,000.00 @ Sep 27
You have accumulated 0 STEP-UP (Sep)" back in Sep 2017 when I opened my account on 27 Sep
shpesft is offline   Reply With Quote
Old 03-07-2018, 12:13 PM   #3070
Arch-Supremacy Member
 
Join Date: Apr 2015
Posts: 18,698
Many thanks
although counter not reset, the 10k dun earn any interest. So should put the 10k elsewhere that at least earn some interest for that 1 month.
Trazora is offline   Reply With Quote
Old 03-07-2018, 04:30 PM   #3071
Senior Member
 
Join Date: Mar 2018
Posts: 1,916
although counter not reset, the 10k dun earn any interest. So should put the 10k elsewhere that at least earn some interest for that 1 month.
Still able to earn the base interest right?
stars8 is offline   Reply With Quote
Old 03-07-2018, 06:37 PM   #3072
Supremacy Member
 
Join Date: Jun 2000
Posts: 5,108
although counter not reset, the 10k dun earn any interest. So should put the 10k elsewhere that at least earn some interest for that 1 month.
which is why I withdraw at the start of the month instead, and park the cash to some easy account like FastSaver (1%).

Still able to earn the base interest right?
anything more than 150k does not earn any base interest.
maumu is offline   Reply With Quote
Old 05-07-2018, 06:59 PM   #3073
Master Member
 
foxer77's Avatar
 
Join Date: Dec 2004
Posts: 3,271
actually intrest is good start this month with the high sibor rate + my max 12 months

hope they dont change any terms
foxer77 is offline   Reply With Quote
Old 10-07-2018, 10:33 AM   #3074
Senior Member
 
Join Date: Sep 2003
Posts: 1,276
just received this sms...

<ADV> Exclusively for you. Get up to S$250 cash when you bring in new funds. Show this SMS to your Personal Banker to enroll. T&C apply. SMS UNSUB to 72484
anyone received this & know what is the deal?
i have not checked in with my PB yet to avoid a prolonged sales pitch.
a4973 is offline   Reply With Quote
Old 10-07-2018, 10:35 AM   #3075
Senior Member
 
Join Date: Dec 2013
Posts: 1,386
new fund $1 can get or not?
mdax23 is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On