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Citibank Maxigain Savings Account

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Old 08-08-2018, 02:12 PM   #3256
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Moi no rich la, have to lurk in moneymind for good advice
Rich lah bro, only high SES ppl bank with Citi lol

Not sure why they push the $70k min tho, maybe to upgrade you to priority as it could be their target. But like that mis-selling leh
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Old 08-08-2018, 06:04 PM   #3257
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If they really change to 70k and you opened your account before that, can they still charge you for early account closure and fall below fee?
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Old 08-08-2018, 06:22 PM   #3258
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Hi guys, just to check if i withdraw some of my fund out today and lowest daily balance is lower than last month, will i still get the 1.2% bonus interest or 0.6% by end of this month.
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Old 08-08-2018, 06:55 PM   #3259
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I find the RM really waste of time. Did they do any filtering?
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Old 08-08-2018, 09:41 PM   #3260
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Can refer here,
https://www.moneysmart.sg/home-loan/sibor-trend

About 1.4% for July.
waaa means it drop!!!!
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Old 09-08-2018, 08:55 AM   #3261
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I find the RM really waste of time. Did they do any filtering?
they will only nice when you buy investment or insurance, sometimes I don't know if Citi really cares about that? or it is just a standard
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Old 09-08-2018, 09:22 AM   #3262
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they will only nice when you buy investment or insurance, sometimes I don't know if Citi really cares about that? or it is just a standard
There is a difference of treatment when one has only $15,001 or $70,000 or $500,000 or $1,000,000 in your saving account ba
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Old 09-08-2018, 09:22 AM   #3263
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they will only nice when you buy investment or insurance, sometimes I don't know if Citi really cares about that? or it is just a standard
I don't think it's particularly unique to Citi.

Money is what matters.
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Old 09-08-2018, 06:59 PM   #3264
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You can do that - many people did.
Wait you mean you can apply multiple maxi gain accounts ie one personal maxigain and one joint maxigain ?

I tried to do that at Serangoon gardens branch the staff insisted can only have one account allowed !!!!
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Old 09-08-2018, 07:16 PM   #3265
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Wait you mean you can apply multiple maxi gain accounts ie one personal maxigain and one joint maxigain ?

I tried to do that at Serangoon gardens branch the staff insisted can only have one account allowed !!!!
Yes you can. I was told that you can’t do it by the Punggol branch. But the McDonald House branch did it for me without any issues
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Old 09-08-2018, 07:36 PM   #3266
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Wait you mean you can apply multiple maxi gain accounts ie one personal maxigain and one joint maxigain ?

I tried to do that at Serangoon gardens branch the staff insisted can only have one account allowed !!!!
I did it at Marine Parade branch in early July. The staff not sure. Went in to ask. Came out and say ok and opened account.
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Old 09-08-2018, 07:40 PM   #3267
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if my opening bal is the max 150k.
how come the interest is only 166?
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Old 09-08-2018, 07:43 PM   #3268
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U got no bonus interest. $166 is 80% of 1 mth sibor

if my opening bal is the max 150k.
how come the interest is only 166?
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Old 09-08-2018, 08:09 PM   #3269
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U got no bonus interest. $166 is 80% of 1 mth sibor
My counter is alr 12.
From the statement
- bonus : $14
- interest : $152

Last edited by foozgarden; 09-08-2018 at 08:12 PM..
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Old 09-08-2018, 08:38 PM   #3270
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Wait you mean you can apply multiple maxi gain accounts ie one personal maxigain and one joint maxigain ?

I tried to do that at Serangoon gardens branch the staff insisted can only have one account allowed !!!!
I also have one personal and one joint maxigain acct.

Thinking of opening a 3rd joint acct.
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