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Citibank Maxigain Savings Account

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Old 10-08-2018, 06:25 PM   #3286
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As long as they close the books for the day

Of course not, lowest balance in month still remains as the amount before interest credited
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Old 10-08-2018, 06:26 PM   #3287
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Did bank try to sell anything when signing up?
Any comments on their annuity plan (aia)
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Old 10-08-2018, 09:59 PM   #3288
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Hi,

Could anyone advise if it's still worth it to apply for both the interest plus saving and maxigain and wait for the counter to increase or just go and open maxigain only ? What's the sign-up bonus now ? Thanks all
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Old 10-08-2018, 10:21 PM   #3289
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Hi,

Could anyone advise if it's still worth it to apply for both the interest plus saving and maxigain and wait for the counter to increase or just go and open maxigain only ? What's the sign-up bonus now ? Thanks all
Maxigain will do. Put with other bank promo rates 1st until counter increase, lots of promo rates right now
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Old 10-08-2018, 10:51 PM   #3290
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Maxigain will do. Put with other bank promo rates 1st until counter increase, lots of promo rates right now
Thanks for the advice. Any particular promo you have in mind ? My money is already with dbs so can't open with them. Other banks I only see fixed deposit.
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Old 10-08-2018, 11:50 PM   #3291
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Thanks for the advice. Any particular promo you have in mind ? My money is already with dbs so can't open with them. Other banks I only see fixed deposit.
You can look at Maybank, SCB esaver and POSB. There is another hwz thread on “Lastest S$ Deposit updates - Part 3” you can find more info there

Last edited by LexusIS; 10-08-2018 at 11:54 PM..
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Old 11-08-2018, 09:27 PM   #3292
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Counter 10 is 1.8%?
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Old 11-08-2018, 09:34 PM   #3293
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Maxigain will do. Put with other bank promo rates 1st until counter increase, lots of promo rates right now
Transfer to Maxigain when the (base + bonus) interest rate collectively > FD rate.

If Sibor is 1.5%, then base = 0.8 * 1.5 = 1.2%

So if counter 8, then interest = 1.2 + 0.7 = 1.9%, i.e. I think higher than the current FD rate of 1.85%
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