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Citibank Maxigain Savings Account

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Old 03-09-2018, 09:25 PM   #3376
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Can i do a initial deposit 70k to open the maxigain account and withdraw out 55k on the same day (keep 15k in the account) and wait for 12 months to hit 2.4% before pumping in funds?
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Old 03-09-2018, 09:43 PM   #3377
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Can i do a initial deposit 70k to open the maxigain account and withdraw out 55k on the same day (keep 15k in the account) and wait for 12 months to hit 2.4% before pumping in funds?
why need 70k to open ?
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Old 03-09-2018, 10:01 PM   #3378
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New to this MaxiGain thing, would this be better as compared to dbs multiplier or Maybank ?

Am thinking of another supplementary account for UOB ONE + BOC

Heard BOC might not be allowing waiver of credit card so might want to change the BOC SmartSaver to something else. BOC SmartSaver currrntly between 1.5%-2.3% depends if my credit can hit $800/$1500
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Old 03-09-2018, 11:17 PM   #3379
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why need 70k to open ?
The website says need to join as citi priority customer with minimum 70k initial deposit.
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Old 03-09-2018, 11:53 PM   #3380
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Can i do a initial deposit 70k to open the maxigain account and withdraw out 55k on the same day (keep 15k in the account) and wait for 12 months to hit 2.4% before pumping in funds?
Dunnid 70k. I deposited with 15k and they also give priority status.
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Old 04-09-2018, 01:22 AM   #3381
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The website says need to join as citi priority customer with minimum 70k initial deposit.
Why do you want to join as citi priority customer?
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Old 04-09-2018, 06:58 AM   #3382
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Why do you want to join as citi priority customer?
agree, earn no benefits
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Old 04-09-2018, 11:05 AM   #3383
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Why do you want to join as citi priority customer?
Sorry. Maybe i didn't read the information properly. I thought 70k is needed to apply for maxi gain account.
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Old 04-09-2018, 11:08 AM   #3384
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Asking here is faster than waiting on hotline? Really? You will get the answer more quickly on the hotline than waiting here.

Or is it you just want to spend 30 seconds shoot one question, then go off, hoping someone is going to answer you?

I thought asking here is faster than waiting on the hotline mah. So nobody has ever tried to do similar transaction before??

More technical question, cannot answer. Same old easy questions, disdain to answer. So forum is for what? Report Sibor, report interest?
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Old 04-09-2018, 11:09 AM   #3385
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Forum is for discussion, not for Q&A

I thought asking here is faster than waiting on the hotline mah. So nobody has ever tried to do similar transaction before??

More technical question, cannot answer. Same old easy questions, disdain to answer. So forum is for what? Report Sibor, report interest?
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Old 04-09-2018, 12:51 PM   #3386
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I thought asking here is faster than waiting on the hotline mah. So nobody has ever tried to do similar transaction before??

More technical question, cannot answer. Same old easy questions, disdain to answer. So forum is for what? Report Sibor, report interest?
You are free to ask any question here. That's how we interact and learn from each other. No single person own this thread and dictate what can and cannot be posted. But whether anyone wants to answer any question is up to them. Many questions might have been asked before, yes, but some threads run up to hundreds of pages. A search might help, most of the time.
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Old 04-09-2018, 07:29 PM   #3387
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Asking here is faster than waiting on hotline? Really? You will get the answer more quickly on the hotline than waiting here.

Or is it you just want to spend 30 seconds shoot one question, then go off, hoping someone is going to answer you?
Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.

Last edited by PC-User; 04-09-2018 at 09:53 PM..
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Old 05-09-2018, 04:57 PM   #3388
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Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?
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Old 06-09-2018, 07:19 AM   #3389
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Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?
Mine signed in April, got it in August

Sent from Asus ASUS_X00QD using GAGT
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Old 06-09-2018, 08:51 AM   #3390
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Anyone knows how long it takes Citi referral to pay out?

I referred a friend for Citigold back in March, and they called me back around June to confirm the referral was good - but also said the payout ($300) will take a while, and I can expect to see it in my a/c around Oct-Dec...

It's free money, so I'm not too concerned - but just wondering if it really did take that long (~6-9 mths) for everyone else?
Around 4-5 mths. Signed in End nov around mar/Apr got it
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