HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree645Likes
Reply
 
LinkBack Thread Tools
Old 06-09-2018, 01:22 PM   #3391
Greater Supremacy Member
 
Sinkie's Avatar
 
Join Date: Jan 2009
Posts: 81,218
Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.
Don't take just the 1-2 replies to judge fellow maxigainers, there are also helpful people here
Sinkie is offline   Reply With Quote
Old 06-09-2018, 01:26 PM   #3392
High Supremacy Member
 
MikeDirnt78's Avatar
 
Join Date: Jun 2002
Posts: 26,864
Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.
In short, you are just being unreasonable and waiting to be spoon fed.
__________________
Eat | Live | Punk Rock | Save | Invest | Finance | Fitness | Pixel | Tech | DIY
POHA Cap. 256A
MikeDirnt78 is online now   Reply With Quote
Old 06-09-2018, 01:49 PM   #3393
Senior Member
 
Join Date: Sep 2000
Posts: 2,219
If you had used the word easier right from the start, I won't bother to have commented.

Ok, maybe I shouldn't say faster, it's easier. Like that you feel better? You moderater or what?

Hotline are not all user friendly. Some are designed badly where you just can't find a section that suits your need. You simply pick one closest option but lead to a dead end. You so fed up then have to hang up and call in again. Sometimes can get very frustrated. I always avoid hotline unless no choice.

Even worse is, when finally reach a human, most of these hotline/help desk people tend to speak softly one. I many times ended up repeatedly saying 'sorry, excuse me, can speak louder, sorry what?...' while pressing the phone hard to my ears. I also paiseh. After call ears also pain. Many unpleasant experience.
vince123123 is offline   Reply With Quote
Old 07-09-2018, 10:30 AM   #3394
Senior Member
 
Join Date: Jul 2017
Posts: 1,865
Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?
Ginnylim07 is offline   Reply With Quote
Old 07-09-2018, 11:00 AM   #3395
Senior Member
 
PC-User's Avatar
 
Join Date: Dec 2007
Posts: 1,681
Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?
Oh no, good luck! 😓
PC-User is offline   Reply With Quote
Old 07-09-2018, 12:09 PM   #3396
Senior Member
 
Join Date: Jul 2017
Posts: 1,865
Oh no, good luck! �
Why?

10 chars
Ginnylim07 is offline   Reply With Quote
Old 07-09-2018, 12:13 PM   #3397
Senior Member
 
Join Date: Oct 2017
Posts: 668
Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?

Your second question, no, it will not restart interest after one year.
Buzy_bee is offline   Reply With Quote
Old 07-09-2018, 12:29 PM   #3398
Senior Member
 
artemov's Avatar
 
Join Date: Nov 2003
Posts: 1,673
Hi just want to ask I have opened an account in Jan this year.

When is good to put more money so that I can generate more interest?

And I cannot remember if this maxigain saving will restart its interest one year later?
How much do you have in the account so far?
Assuming your counter was never reset, it should be 8 or 9 now?
You can add up to max of 150k to earn your interest ... sibor is quite high now, so I think it's quite worth it to add now.
Assuming you dun ever let the current month's min be lower than the previous month's min, it will reach a max counter of 12 and remain at 12 forever!
artemov is offline   Reply With Quote
Old 07-09-2018, 01:18 PM   #3399
Senior Member
 
Join Date: Jul 2017
Posts: 1,865
How much do you have in the account so far?
Assuming your counter was never reset, it should be 8 or 9 now?
You can add up to max of 150k to earn your interest ... sibor is quite high now, so I think it's quite worth it to add now.
Assuming you dun ever let the current month's min be lower than the previous month's min, it will reach a max counter of 12 and remain at 12 forever!
Yes I think should be counter 8 or 9.

I didn't withdraw anything out. I can just transfer money to the account via Fast transfer right?
Ginnylim07 is offline   Reply With Quote
Old 07-09-2018, 01:36 PM   #3400
Senior Member
 
PC-User's Avatar
 
Join Date: Dec 2007
Posts: 1,681
Why?

10 chars
If lucky, some kind souls will reply. If suay, will kena shoot for asking these same old repeating simple basic questions.
PC-User is offline   Reply With Quote
Old 07-09-2018, 01:44 PM   #3401
Senior Member
 
PC-User's Avatar
 
Join Date: Dec 2007
Posts: 1,681
When is good to put more money so that I can generate more interest?
This question outsiders can't relly answer you. It depends on how much your money is earning elsewhere. If it's idling or you already exceeded the interest cap in other saving account(s), then you actually can dump your (excess) money in Maxigain anytime...
PC-User is offline   Reply With Quote
Old 07-09-2018, 02:38 PM   #3402
Senior Member
 
artemov's Avatar
 
Join Date: Nov 2003
Posts: 1,673
Yes I think should be counter 8 or 9.

I didn't withdraw anything out. I can just transfer money to the account via Fast transfer right?
Yup I think FAST can...
artemov is offline   Reply With Quote
Old 07-09-2018, 04:58 PM   #3403
Senior Member
 
Join Date: Oct 2017
Posts: 668
Yes I think should be counter 8 or 9.

I didn't withdraw anything out. I can just transfer money to the account via Fast transfer right?
Yes can just fast transfer
Buzy_bee is offline   Reply With Quote
Old 09-09-2018, 10:58 AM   #3404
Senior Member
 
Join Date: Jul 2017
Posts: 1,865
I see. Thank you @buzy_bee and @artemov

If I want to withdraw some money after I reached counter 12, what will I lose?
Ginnylim07 is offline   Reply With Quote
Old 09-09-2018, 11:50 AM   #3405
Senior Member
 
Join Date: May 2011
Posts: 1,060
I see. Thank you @buzy_bee and @artemov

If I want to withdraw some money after I reached counter 12, what will I lose?
if the lowest balance in the acct after u withdraw is less than previous mth's lowest balance, ur counter will drop to 6. i.e. 0.6% instead of 1.2%. so u will lose 0.6% interest in that mth. can slowly build back up to counter 12 again after that.
kennethtbh is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On