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Citibank Maxigain Savings Account

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Old 21-09-2018, 03:32 PM   #3451
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Like a monthly roll Fixed Deposit, just need to remember to withdraw on 1st of the month
uh. actually can withdraw the interest once it is credited.
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Old 21-09-2018, 03:42 PM   #3452
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Anyone done this interest withdrawn on the 1st of the month & the counter still remain the same?
I do it monthly, not always on the 1st. Counter stays at 12.
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Old 21-09-2018, 05:00 PM   #3453
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Anyone done this interest withdrawn on the 1st of the month & the counter still remain the same?
Ya me... counter remains at counter 8 now.. once counter 10 i will inject more cos it would be better then my other accounts
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Old 21-09-2018, 05:23 PM   #3454
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Ya me... counter remains at counter 8 now.. once counter 10 i will inject more cos it would be better then my other accounts
Why not inject at counter 8? Any difference?
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Old 21-09-2018, 06:29 PM   #3455
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Why not inject at counter 8? Any difference?
every increase in counter is 0.1%. do the math.
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Old 21-09-2018, 08:00 PM   #3456
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every increase in counter is 0.1%. do the math.
yup, before counter 10 i got better deals out there... but also cos my money will not be ready till following month
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Old 21-09-2018, 09:44 PM   #3457
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can check when is best day of the month to top up to the account
Thank you
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Old 21-09-2018, 11:23 PM   #3458
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1st day of month
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Old 22-09-2018, 12:36 AM   #3459
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Opening this account soon. Either parkway or orchard branch. Which one is better?
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Old 22-09-2018, 05:44 AM   #3460
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Thanks mate. Went to Capital Square branch earlier today and they opened a joint account with zero fuss.
you are lucky, my experience with Capital Square staff is not so good
they made you wait long long as if begging them, please open an account for me, and I need to made 3 trips until getting an account open, but it is close to my office
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Old 22-09-2018, 11:59 AM   #3461
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No issue with opening at bugis branch.
The RM did mention that they were going to change to 70k for the bonus interest soon though, but no hard evidence.
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Old 22-09-2018, 03:34 PM   #3462
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Hi everyone, need some advice. With all the rumours about min 70k for bonus interest soon, should I still open an account? Im a fresh grad starting work soon so I wonít be able to hit the 70k mark for a while. Iíll only start adding more money once my counter reaches 10-12.

My plan is to open both the MaxiGain and DBS multiplier. As the MaxiGain is my do not touch savings account, the 150k cap fits my long term goals and provides me with an alternative once I hit the DBS multiplier 50k cap.

However without the bonus interest seems like concentrating my money in the DBS multiplier is a better option cause higher % despite the 50k cap?
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Last edited by loverangel1; 22-09-2018 at 03:38 PM..
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Old 22-09-2018, 03:36 PM   #3463
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Hi everyone, need some advice. With all the rumours about min 70k for bonus interest soon, should I still open an account? Im a fresh grad starting work soon so I wonít be able to hit the 70k mark for a while. Iíll only start adding more money once my counter reaches 10-12.

My plan is to open both the MaxiGain and DBS multiplier. As the MultiGain is my do not touch savings account, the 150k cap is fits my long term goals and provides me with an alternative once I hit the DBS multiplier 50k cap.

However without the bonus interest seems like concentrating my money in the DBS multiplier is a better option cause higher % despite the 50k cap?
thank you for the tips - I do also use Citibank and this sounds legit. I am looking into loaning actually fir hdb buy.
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Old 22-09-2018, 03:59 PM   #3464
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I do it monthly, not always on the 1st. Counter stays at 12.
Oh , didnít try out for me , risk of counter drop. Since interest r high now will not be withdrawing until it drop . Tnk for the information
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Old 22-09-2018, 04:01 PM   #3465
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Hi everyone, need some advice. With all the rumours about min 70k for bonus interest soon, should I still open an account? Im a fresh grad starting work soon so I wonít be able to hit the 70k mark for a while. Iíll only start adding more money once my counter reaches 10-12.

My plan is to open both the MaxiGain and DBS multiplier. As the MaxiGain is my do not touch savings account, the 150k cap fits my long term goals and provides me with an alternative once I hit the DBS multiplier 50k cap.

However without the bonus interest seems like concentrating my money in the DBS multiplier is a better option cause higher % despite the 50k cap?
U can also pump so in ssb if any month of the interest is good but u need to open your cdp acc first go read up on the ssb thread
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