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Citibank Maxigain Savings Account

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Old 28-09-2018, 07:18 AM   #3526
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can the interest exceed 2%pa?
Yes. We have been enjoying more than 2% interest with the increased sibor.
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Old 28-09-2018, 07:20 AM   #3527
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What is the interest now if you have maxed out the counter? 2.3%?

Yes. We have been enjoying more than 2% interest with the increased sibor.
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Old 28-09-2018, 07:22 AM   #3528
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What is the interest now if you have maxed out the counter? 2.3%?
Should be 2.4%. (1.512x0.8%)+1.2%
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Old 28-09-2018, 07:24 AM   #3529
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What is the interest now if you have maxed out the counter? 2.3%?
Based on today sibor is 2.4%
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Old 28-09-2018, 09:44 AM   #3530
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In your letter box

Received too! Thanks for the heads up
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Old 28-09-2018, 09:50 AM   #3531
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Received too! Thanks for the heads up
How to apply for this? Or automatic to all?
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Old 28-09-2018, 01:06 PM   #3532
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How to apply for this? Or automatic to all?
Need to apply last month or so. Was in the app notification
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Old 28-09-2018, 01:55 PM   #3533
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I made a mistake and withdraw from the account today making it lower than the minimum . If I put the same amount back in within the same day before 2359 or whichever time last day....would it matter?

**** man
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Old 28-09-2018, 02:03 PM   #3534
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I made a mistake and withdraw from the account today making it lower than the minimum . If I put the same amount back in within the same day before 2359 or whichever time last day....would it matter?

**** man
End of day balance is what matters. Don't wait till 2359 to top back as bank have cutoff time.
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Old 28-09-2018, 02:20 PM   #3535
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End of day balance is what matters. Don't wait till 2359 to top back as bank have cutoff time.
Thanks. That's a relief.i transferred in. .

The term is"at any point in time" so unsure.
The lowest balance of that month will be the lowest amount of funds in your MaxiGain account at any point in time in the month (which includes the first day on which your MaxiGain account is opened).

Have u tested and done it like this before and still gotten the bonus interest?

I used it to pay my citibank CC from Citibank account and Citibank puts the maxigain as the default withdrawal account to pay... aiyah.

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Old 28-09-2018, 02:27 PM   #3536
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Thanks. That's a relief.i transferred in. .

The term is"at any point in time" so unsure.
The lowest balance of that month will be the lowest amount of funds in your MaxiGain account at any point in time in the month (which includes the first day on which your MaxiGain account is opened).

Have u tested and done it like this before and still gotten the bonus interest?

I used it to pay my citibank CC from Citibank account and Citibank puts the maxigain as the default withdrawal account to pay... aiyah.
according to their illustration it is end-of-day balance... maybe you can share with us after you get your next statement if the counter is affected.
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Old 28-09-2018, 03:02 PM   #3537
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according to their illustration it is end-of-day balance... maybe you can share with us after you get your next statement if the counter is affected.
Thanks will do.

Anyway I messaged the banker and he said end of day also ..Heng ah
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Old 28-09-2018, 07:51 PM   #3538
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So it's true that opening the account no need to sign for citibank credit card??

Recently went to open a maxigain account, the person attending suddenly pulled out a broucher to ask me to choose a CC. I told him I dun need a cc but he insisted that to open a account I need to sign a CC, apparently it's a requirement of or smth...

Didn't know he was trying to smoke me sia, knn gonna launch a complain
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Old 28-09-2018, 08:05 PM   #3539
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So it's true that opening the account no need to sign for citibank credit card??

Recently went to open a maxigain account, the person attending suddenly pulled out a broucher to ask me to choose a CC. I told him I dun need a cc but he insisted that to open a account I need to sign a CC, apparently it's a requirement of or smth...

Didn't know he was trying to smoke me sia, knn gonna launch a complain
I opened maxigain recently, and definitely dun need to sign up for CC.
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Old 28-09-2018, 08:07 PM   #3540
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Based on today sibor is 2.4%
By the way after quite some time of idling sibor finally exceeds the 1.512 line. Now new height at 1.51525. Hope it starts to climb up another step.
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