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Citibank Maxigain Savings Account

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Old 29-10-2018, 04:05 PM   #3871
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That's quite terrible. Maybe I should record the conversation next time so that others will stop making accusations of me lying.
Chill..

I'm sure you are not lying, like many others before you. Just that the infos given by the staffs are often misleading and such rumours have been around for a long long time.. So the veterans here will attempt to crush such rumours unless the official report / memo is out in black and white.
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Old 29-10-2018, 05:02 PM   #3872
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That's quite terrible. Maybe I should record the conversation next time so that others will stop making accusations of me lying.
Bro, I believe you are NOT lying.
But remember the image below before spreading news that can NOT be confirmed... .

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Old 29-10-2018, 05:14 PM   #3873
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Bro, I believe you are NOT lying.
But remember the image below before spreading news that can NOT be confirmed... .
aiyoh, go easy on him/her lah, he/she doesn't know that the Citi-rumour cannot be trusted
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Old 29-10-2018, 06:05 PM   #3874
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Can I ask why they want to discourage people from setting up MaxiGain accounts then?

I really have no reason to lie.
hi, basically most of the bankers are just lazy ass shitters or that the company impose a very high quota on other types of sales for them so they can't be bothered to waste their time opening accounts when their time can be better spent doing something else. they are not discouraging ppl from opening maxigain, they just want to siam opening accounts if they are able to.

i went to 2-3 branches before managing to open one account with $0 balance. i shared my experience here : https://forums.hardwarezone.com.sg/1...-post3767.html

after my experience i understood why some of the bankers/staff are like that. its just the nature of the bank for some reason. it took me close to 45 mins to open one account having to fill in a lot of details(still ask about employment details, company name, annual income, etc etc) for the banker/form when i only need 15 mins or less opening a savings account in another bank (other banks - ic/address/set up ibanking acc- thats it). as someone mentioned before to me, if they 45 mins to open an account which doesn't contribute to quota, what if someone else walks in during that 45 mins and want to sign up a credit card account or other type of banking products that contribute to their quota? thats the problem
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Old 30-10-2018, 08:45 AM   #3875
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hi, basically most of the bankers are just lazy ass shitters or that the company impose a very high quota on other types of sales for them so they can't be bothered to waste their time opening accounts when their time can be better spent doing something else. they are not discouraging ppl from opening maxigain, they just want to siam opening accounts if they are able to.

i went to 2-3 branches before managing to open one account with $0 balance. i shared my experience here : https://forums.hardwarezone.com.sg/1...-post3767.html

after my experience i understood why some of the bankers/staff are like that. its just the nature of the bank for some reason. it took me close to 45 mins to open one account having to fill in a lot of details(still ask about employment details, company name, annual income, etc etc) for the banker/form when i only need 15 mins or less opening a savings account in another bank (other banks - ic/address/set up ibanking acc- thats it). as someone mentioned before to me, if they 45 mins to open an account which doesn't contribute to quota, what if someone else walks in during that 45 mins and want to sign up a credit card account or other type of banking products that contribute to their quota? thats the problem
I see. Thanks for that explanation.
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Old 30-10-2018, 10:53 AM   #3876
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Can someone who opened maxigain account recently recommend me a Citibank officer who opened the account for you and does not tell some bs about upcoming changes etc. i'm so fed up with some guys at the branches i went to who keep telling about those rumor things and asked me to deposit 70k instead of 15k which does not sound right to me. Any recommendation of a good one is appreciated. Thanks!
Just tell them you intend to fund the minimum sum within 2 months. Then you fund the account by either fast-ing in $15k or bring a cashier order.

They are trying to deter more people from opening the accounts, I think.

All else fails, just go to MacDonald's house?
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Old 30-10-2018, 11:31 AM   #3877
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hi, basically most of the bankers are just lazy ass shitters or that the company impose a very high quota on other types of sales for them so they can't be bothered to waste their time opening accounts when their time can be better spent doing something else. they are not discouraging ppl from opening maxigain, they just want to siam opening accounts if they are able to.

i went to 2-3 branches before managing to open one account with $0 balance. i shared my experience here : https://forums.hardwarezone.com.sg/1...-post3767.html

after my experience i understood why some of the bankers/staff are like that. its just the nature of the bank for some reason. it took me close to 45 mins to open one account having to fill in a lot of details(still ask about employment details, company name, annual income, etc etc) for the banker/form when i only need 15 mins or less opening a savings account in another bank (other banks - ic/address/set up ibanking acc- thats it). as someone mentioned before to me, if they 45 mins to open an account which doesn't contribute to quota, what if someone else walks in during that 45 mins and want to sign up a credit card account or other type of banking products that contribute to their quota? thats the problem
actually, I am thinking if they are really Citi employee, probably just contractor that needs to meet their quota, their attitude will make Citi brand bad!
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Old 30-10-2018, 06:51 PM   #3878
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Hello
When the interest will be credited in ?
I thought today but didnt come in
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Old 30-10-2018, 07:47 PM   #3879
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Interest credit on 31Oct
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Old 30-10-2018, 07:52 PM   #3880
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Hello
When the interest will be credited in ?
I thought today but didnt come in
It will be available in your account on the 1st, but will be dated on the last day of the previous month.
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Old 30-10-2018, 08:21 PM   #3881
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Thank you !!


Interest credit on 31Oct

It will be available in your account on the 1st, but will be dated on the last day of the previous month.
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Old 31-10-2018, 01:32 AM   #3882
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Last weekend I also went to Citibank branch at Waterway Point wanting to open MaxiGain account. The staff standing at the entrance told me that Citibank will impose $70K min balance in order to get bonus interest in Jan 2019. I left without opening the account on hearing this.

Later, I submitted an enquiry from their website asking for confirmation about this soon-to-be restriction.

Citibank gave a rather long reply mostly apologizing for the incident saying that this was not an acceptable level of customer service.

For the $70K restriction, they only made one paragraph statement quoted below.

"The Policy for the 70,000 SGD have not been introduced yet, we will be
sending communication if this is going to be applied to the accounts."

Not sure if anyone also made enquiries and gotten similar replies. What to make of this? They are neither denying this policy nor are they saying when or if it will be imposed.

For people wanting to open new accounts, this is not very reassuring.
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Old 31-10-2018, 06:21 AM   #3883
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Not sure if anyone also made enquiries and gotten similar replies. What to make of this? They are neither denying this policy nor are they saying when or if it will be imposed.
This is rather expected of them. Why would they deny it? If they do, and it happens 6 months down the road, you'll hold them responsible.
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Old 31-10-2018, 07:19 AM   #3884
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Interest credit on 31Oct
still not in yet. anyone knows the time it will be reflected today?
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Old 31-10-2018, 07:26 AM   #3885
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still not in yet. anyone knows the time it will be reflected today?
Steady, no need so gan cheong. At least end of the day lah. If not how to determine today's daily balance?
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