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Citibank Maxigain Savings Account

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Old 01-11-2018, 09:40 AM   #3901
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lol i just opened new acct on Monday at Macdonald's hse branch, the guy who opened my acct didnt say anything. but maybe becuase i was already v black face. i went in the morning to open but didnt bring NRIC (thought drivers license is good enough) but the guy say cannot, so i had to go home n take IC and go back to the branch so was jin fed up already.
actually mine also didnt say much, all is i asked him first then he shared with me

need IC because need your address all that la for them to send the debit card/atm ccard etc to your house... drivers license where got good enough
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Old 01-11-2018, 09:58 AM   #3902
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lol i just opened new acct on Monday at Macdonald's hse branch, the guy who opened my acct didnt say anything. but maybe becuase i was already v black face. i went in the morning to open but didnt bring NRIC (thought drivers license is good enough) but the guy say cannot, so i had to go home n take IC and go back to the branch so was jin fed up already.
The KYC requirement is really strict. Don’t think any bank allow opening of account with driver licence. Passport for foreigners allowed but need to be supplemented by proof of mailing address.
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Old 01-11-2018, 02:53 PM   #3903
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Ok la I opened an account at WWP yesterday.

I think it's a no brainer as long as you have sufficient funds to transfer in if they change T&Cs suddenly.
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Old 01-11-2018, 02:55 PM   #3904
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Calculated sibor to be 1.51631, correct?
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Old 01-11-2018, 04:03 PM   #3905
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Ok la I opened an account at WWP yesterday.

I think it's a no brainer as long as you have sufficient funds to transfer in if they change T&Cs suddenly.
u opened with 0 balance or you brought 15k down ?
,
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Old 01-11-2018, 04:10 PM   #3906
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today safe to withdraw the interest portions credited right?
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Old 01-11-2018, 08:09 PM   #3907
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u opened with 0 balance or you brought 15k down ?
,
Open with $0.

Then went home to transfer funds.
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Old 01-11-2018, 08:10 PM   #3908
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Of course. Just don’t withdraw more than the interest.

today safe to withdraw the interest portions credited right?
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Old 01-11-2018, 08:21 PM   #3909
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Of course. Just don’t withdraw more than the interest.

Thank you bro.
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Old 01-11-2018, 09:43 PM   #3910
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Calculated sibor to be 1.51631, correct?
think thereabout.
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Old 02-11-2018, 08:08 AM   #3911
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Of course. Just don’t withdraw more than the interest.
'
but i was told by the staff that any withdrawal will go back to the original based rate - not even interest from monthly too.
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Old 02-11-2018, 08:11 AM   #3912
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'
but i was told by the staff that any withdrawal will go back to the original based rate - not even interest from monthly too.
u should report his/her name to the bank. just another ill-competent worker giving wrong information to customers. what he/she was saying is equivalent/similar to putting money into a fixed deposit.

all of us who have been withdrawing the monthly interest have done so without any loss of counter.
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Old 02-11-2018, 11:50 AM   #3913
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today safe to withdraw the interest portions credited right?
You can safely withdraw last month's interest (that posted in your account on the 1st of this month) any day this month. Your counter will not reset if you do.
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Old 05-11-2018, 03:57 PM   #3914
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Check with you guys . If u hit the max saving at 150k what would be your monthly interest be?
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Old 05-11-2018, 04:01 PM   #3915
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u should report his/her name to the bank. just another ill-competent worker giving wrong information to customers. what he/she was saying is equivalent/similar to putting money into a fixed deposit.

all of us who have been withdrawing the monthly interest have done so without any loss of counter.
i had the same answer from the counter staff too...till i asked her a 2nd or 3rd time then she called someone to verify.
So she learned a new lesson that day about this interest withdrawal while i was standing there listening to her lesson.
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