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Citibank Maxigain Savings Account

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Old 31-10-2018, 09:19 PM   #3901
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the banker which helped open my account told me that if you think from their point of view, they would rather take the chance to warn you about the rumor even if it may not be true, then have you come back and complain to them when such a thing does really kick into place.

just imagine if they open the maxigain acc for you in October without warning you. then just nice indeed, citibank decide to change this T&C according to these so-called rumors in Nov, less than a month after you opened the account. how would you feel ? would you also complain about them like now ? either way, they lose, so they rather take the better losing option, which is to warn you, and also save their time on ppl who chose to believe the rumor
Hmm you have a point there. better to be on the safe side.
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Old 01-11-2018, 07:16 AM   #3902
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the banker which helped open my account told me that if you think from their point of view, they would rather take the chance to warn you about the rumor even if it may not be true, then have you come back and complain to them when such a thing does really kick into place.

just imagine if they open the maxigain acc for you in October without warning you. then just nice indeed, citibank decide to change this T&C according to these so-called rumors in Nov, less than a month after you opened the account. how would you feel ? would you also complain about them like now ? either way, they lose, so they rather take the better losing option, which is to warn you, and also save their time on ppl who chose to believe the rumor
there is no point to warn for something is still not confirm
what I see, that folks are just simply lazy to entertain this as no benefits for them
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Old 01-11-2018, 07:28 AM   #3903
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when will eadvice for the last month usually be out ?
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Old 01-11-2018, 08:26 AM   #3904
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there is no point to warn for something is still not confirm
what I see, that folks are just simply lazy to entertain this as no benefits for them
So far I met a few lousy/ soso RM in Citibank. As compared to those in UOB/ DBS/ OCBC, I feel rather unprofessional.

How can you tell clients about something that is untrue. What rumors? I think by doing that, it is already unprofessional:

1. Tell potential clients things that is not true
2. Even if they hear in advance from bosses/ colleagues, they should keep it confidential until official release (disclosure of company confidential info)
3. If the RM and you has great relationship, then maybe ok to share as friends.
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Old 01-11-2018, 09:21 AM   #3905
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the banker which helped open my account told me that if you think from their point of view, they would rather take the chance to warn you about the rumor even if it may not be true, then have you come back and complain to them when such a thing does really kick into place.

just imagine if they open the maxigain acc for you in October without warning you. then just nice indeed, citibank decide to change this T&C according to these so-called rumors in Nov, less than a month after you opened the account. how would you feel ? would you also complain about them like now ? either way, they lose, so they rather take the better losing option, which is to warn you, and also save their time on ppl who chose to believe the rumor
lol i just opened new acct on Monday at Macdonald's hse branch, the guy who opened my acct didnt say anything. but maybe becuase i was already v black face. i went in the morning to open but didnt bring NRIC (thought drivers license is good enough) but the guy say cannot, so i had to go home n take IC and go back to the branch so was jin fed up already.
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Old 01-11-2018, 09:40 AM   #3906
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lol i just opened new acct on Monday at Macdonald's hse branch, the guy who opened my acct didnt say anything. but maybe becuase i was already v black face. i went in the morning to open but didnt bring NRIC (thought drivers license is good enough) but the guy say cannot, so i had to go home n take IC and go back to the branch so was jin fed up already.
actually mine also didnt say much, all is i asked him first then he shared with me

need IC because need your address all that la for them to send the debit card/atm ccard etc to your house... drivers license where got good enough
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Old 01-11-2018, 09:58 AM   #3907
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lol i just opened new acct on Monday at Macdonald's hse branch, the guy who opened my acct didnt say anything. but maybe becuase i was already v black face. i went in the morning to open but didnt bring NRIC (thought drivers license is good enough) but the guy say cannot, so i had to go home n take IC and go back to the branch so was jin fed up already.
The KYC requirement is really strict. Don’t think any bank allow opening of account with driver licence. Passport for foreigners allowed but need to be supplemented by proof of mailing address.
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Old 01-11-2018, 02:53 PM   #3908
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Ok la I opened an account at WWP yesterday.

I think it's a no brainer as long as you have sufficient funds to transfer in if they change T&Cs suddenly.
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Old 01-11-2018, 02:55 PM   #3909
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Calculated sibor to be 1.51631, correct?
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Old 01-11-2018, 04:03 PM   #3910
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Ok la I opened an account at WWP yesterday.

I think it's a no brainer as long as you have sufficient funds to transfer in if they change T&Cs suddenly.
u opened with 0 balance or you brought 15k down ?
,
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Old 01-11-2018, 04:10 PM   #3911
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today safe to withdraw the interest portions credited right?
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Old 01-11-2018, 08:09 PM   #3912
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u opened with 0 balance or you brought 15k down ?
,
Open with $0.

Then went home to transfer funds.
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Old 01-11-2018, 08:10 PM   #3913
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Of course. Just don’t withdraw more than the interest.

today safe to withdraw the interest portions credited right?
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Old 01-11-2018, 08:21 PM   #3914
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Of course. Just donít withdraw more than the interest.

Thank you bro.
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Old 01-11-2018, 09:43 PM   #3915
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Calculated sibor to be 1.51631, correct?
think thereabout.
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