HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree537Likes
Reply
 
LinkBack Thread Tools
Old 07-11-2018, 11:15 AM   #3961
Supremacy Member
 
Join Date: Sep 2001
Posts: 9,270
OMFG.. wonder who is on the high horse here now.

I already mentioned what I had difficulties understanding in this post as per ur request. but it doesn't mean i dont understand them now. u wanted them as an example, i gave it to u, but u want to take those replies and spin it out of context.
And this is why people become frustrated on these forums.

I didn't ask what did you have trouble understanding about the account, which is what your post tries to answer; and I already pointed that out to you.

You said, the T&Cs were difficult to understand. I've been asking (and this is the fifth time now): Which parts of the T&C did you find confusing or difficult to understand? If you can point it out, we would be able to better help others understand it too.

They are different questions. You're either choosing to not answer, or you are having trouble understanding the question; but I've tried asking it in different ways, and multiple times, so I doubt it's the latter.
JuniorLion likes this.

Last edited by dreant; 07-11-2018 at 11:57 AM..
dreant is offline   Reply With Quote
Old 07-11-2018, 01:59 PM   #3962
Master Member
 
jnashville's Avatar
 
Join Date: Feb 2010
Posts: 3,157
Cool it guys. Coming in to stop this before infractions are issued. Treat this as a last warning from the moderating team.

Sent from Samsung Note 8 using GAGT
i have actually wonder about all this infractions. just create new account, all these infractions or bans also mean nothing right? nobody cares about post counts haha..for me i dont. i just wanna use forums to ask questions etc.

so actually infraction or ban, just create anther account. so easy right haha
jnashville is online now   Reply With Quote
Old 07-11-2018, 04:57 PM   #3963
Supremacy Member
 
Join Date: May 2017
Posts: 5,915
And this is why people become frustrated on these forums.

I didn't ask what did you have trouble understanding about the account, which is what your post tries to answer; and I already pointed that out to you.

You said, the T&Cs were difficult to understand. I've been asking (and this is the fifth time now): Which parts of the T&C did you find confusing or difficult to understand? If you can point it out, we would be able to better help others understand it too.

They are different questions. You're either choosing to not answer, or you are having trouble understanding the question; but I've tried asking it in different ways, and multiple times, so I doubt it's the latter.
The link I posted has 13 FAQs which, if one takes the effort to peruse, would clarify a tonne of doubts. Problem is people don't try.
JuniorLion is offline   Reply With Quote
Old 07-11-2018, 08:01 PM   #3964
Senior Member
 
Join Date: Apr 2018
Posts: 861
guys, sorry that my posting had cause so much debut. My misunderstanding was clear when 'havetheveryfun" answer to my doubt . Tnk bro.
usually I deposit at day 1 of the month, it would be easier to calculate
demoforce1 is offline   Reply With Quote
Old 07-11-2018, 08:57 PM   #3965
Senior Member
 
foxer77's Avatar
 
Join Date: Dec 2004
Posts: 2,066
usually I deposit at day 1 of the month, it would be easier to calculate
Thank for the inform
foxer77 is offline   Reply With Quote
Old 07-11-2018, 09:55 PM   #3966
Arch-Supremacy Member
 
MikeDirnt78's Avatar
 
Join Date: Jun 2002
Posts: 17,101
Thank for the inform
Okok now I understand why you have trouble understanding.

Banks and organizations should come out with versions of T&C in the other 3 languages.
__________________
Eat | Live | Punk Rock | Save | Invest | Finance | Fitness | Geneco | Tech
You can ask me anything!
MikeDirnt78 is offline   Reply With Quote
Old 08-11-2018, 10:33 AM   #3967
Supremacy Member
 
heng_ah's Avatar
 
Join Date: Sep 2015
Posts: 5,874
The link I posted has 13 FAQs which, if one takes the effort to peruse, would clarify a tonne of doubts. Problem is people don't try.

Because most of the people will expect you to handover to them the fishes, instead of teaching them how to fish
heng_ah is offline   Reply With Quote
Old 08-11-2018, 11:04 AM   #3968
Arch-Supremacy Member
 
havetheveryfun's Avatar
 
Join Date: Jul 2010
Posts: 16,948
Because most of the people will expect you to handover to them the fishes, instead of teaching them how to fish
Nothing to do with fishing. Just because something may be easy or simple to understand to you, doesn't mean everyone else is the same. There can be a multitude of other reasons such as not being strong in English, not financially savvy as pointed out. Just like how some people in their 40s or 50s or later still have difficulties using a PC or smartphone just for simple messaging or Whatsapp. Or how some elderly in their 60s or 70s still do not even understand how fixed deposits work.
havetheveryfun is offline   Reply With Quote
Old 08-11-2018, 05:20 PM   #3969
Member
 
Join Date: Jan 2004
Posts: 351
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
wisely98 is offline   Reply With Quote
Old 08-11-2018, 05:39 PM   #3970
Master Member
 
TehBeng's Avatar
 
Join Date: Feb 2011
Posts: 3,865
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
If you can kindly provide a hard copy of whatever the customer officer written and counter signed his/her name on it, that will be great.

If only hearsay, please refer to previous posts on "hearsays" without supporting evidence.
__________________
不放手直到梦想到手
TehBeng is offline   Reply With Quote
Old 08-11-2018, 06:00 PM   #3971
Senior Member
 
Join Date: Dec 2013
Posts: 1,175
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
Hosey liao now is Jan 2019. The last was Nov 18
mdax23 is offline   Reply With Quote
Old 08-11-2018, 06:03 PM   #3972
High Supremacy Member
 
Perisher's Avatar
 
Join Date: Jan 2015
Posts: 48,678
Don't bother about these year long rumour... until the black and white is out, believe no agent.
__________________
Perisher is offline   Reply With Quote
Old 08-11-2018, 06:13 PM   #3973
Supremacy Member
 
Join Date: Sep 2001
Posts: 9,270
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed.
Nothing new about this. An individual has never been allowed to open multiple accounts (in their own name) for some time now. It was possible in the past. I have a number of individual (my name only) accounts with several banks; but it's not possible to do so anymore.

Similarly, two (or more) individuals have always been allowed to open one joint account between them. The loophole in the past was you could have two - a joint-all, and joint-alternate; but they no longer permit that now too.

So, if you have two other friends, you can open a total of 7 accounts between the three of you. (3 individual, 3 joint with two names, and 1 joint with three names).

Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
Told by who? Please do share the name of the person who told you that.

Last edited by dreant; 08-11-2018 at 06:17 PM..
dreant is offline   Reply With Quote
Old 09-11-2018, 04:33 AM   #3974
Supremacy Member
 
heng_ah's Avatar
 
Join Date: Sep 2015
Posts: 5,874
... Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
There we go again...
heng_ah is offline   Reply With Quote
Old 09-11-2018, 05:28 AM   #3975
Senior Member
 
Join Date: Apr 2018
Posts: 861
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
joke of the years, but where is the minimum of 70K?
demoforce1 is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On