HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree649Likes
Reply
 
LinkBack Thread Tools
Old 07-11-2018, 09:55 PM   #3961
High Supremacy Member
 
MikeDirnt78's Avatar
 
Join Date: Jun 2002
Posts: 27,349
Thank for the inform
Okok now I understand why you have trouble understanding.

Banks and organizations should come out with versions of T&C in the other 3 languages.
__________________
Eat | Live | Punk Rock | Save | Invest | Finance | Fitness | Pixel | Tech | DIY
POHA Cap. 256A
MikeDirnt78 is offline   Reply With Quote
Old 08-11-2018, 10:33 AM   #3962
Supremacy Member
 
Join Date: Sep 2015
Posts: 7,621
The link I posted has 13 FAQs which, if one takes the effort to peruse, would clarify a tonne of doubts. Problem is people don't try.

Because most of the people will expect you to handover to them the fishes, instead of teaching them how to fish
heng_ah is offline   Reply With Quote
Old 08-11-2018, 11:04 AM   #3963
Arch-Supremacy Member
 
havetheveryfun's Avatar
 
Join Date: Jul 2010
Posts: 18,865
Because most of the people will expect you to handover to them the fishes, instead of teaching them how to fish
Nothing to do with fishing. Just because something may be easy or simple to understand to you, doesn't mean everyone else is the same. There can be a multitude of other reasons such as not being strong in English, not financially savvy as pointed out. Just like how some people in their 40s or 50s or later still have difficulties using a PC or smartphone just for simple messaging or Whatsapp. Or how some elderly in their 60s or 70s still do not even understand how fixed deposits work.
havetheveryfun is offline   Reply With Quote
Old 08-11-2018, 05:20 PM   #3964
Member
 
Join Date: Jan 2004
Posts: 349
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
wisely98 is offline   Reply With Quote
Old 08-11-2018, 05:39 PM   #3965
Master Member
 
TehBeng's Avatar
 
Join Date: Feb 2011
Posts: 3,889
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
If you can kindly provide a hard copy of whatever the customer officer written and counter signed his/her name on it, that will be great.

If only hearsay, please refer to previous posts on "hearsays" without supporting evidence.
__________________
不放手直到梦想到手
TehBeng is offline   Reply With Quote
Old 08-11-2018, 06:00 PM   #3966
Senior Member
 
Join Date: Dec 2013
Posts: 1,385
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
Hosey liao now is Jan 2019. The last was Nov 18
mdax23 is offline   Reply With Quote
Old 08-11-2018, 06:03 PM   #3967
Great Supremacy Member
 
Perisher's Avatar
 
Join Date: Jan 2015
Posts: 54,480
Don't bother about these year long rumour... until the black and white is out, believe no agent.
__________________
Perisher is online now   Reply With Quote
Old 08-11-2018, 06:13 PM   #3968
Supremacy Member
 
Join Date: Sep 2001
Posts: 9,772
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed.
Nothing new about this. An individual has never been allowed to open multiple accounts (in their own name) for some time now. It was possible in the past. I have a number of individual (my name only) accounts with several banks; but it's not possible to do so anymore.

Similarly, two (or more) individuals have always been allowed to open one joint account between them. The loophole in the past was you could have two - a joint-all, and joint-alternate; but they no longer permit that now too.

So, if you have two other friends, you can open a total of 7 accounts between the three of you. (3 individual, 3 joint with two names, and 1 joint with three names).

Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
Told by who? Please do share the name of the person who told you that.

Last edited by dreant; 08-11-2018 at 06:17 PM..
dreant is offline   Reply With Quote
Old 09-11-2018, 04:33 AM   #3969
Supremacy Member
 
Join Date: Sep 2015
Posts: 7,621
... Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
There we go again...
heng_ah is offline   Reply With Quote
Old 09-11-2018, 05:28 AM   #3970
Senior Member
 
Join Date: Apr 2018
Posts: 1,364
just got back from Citibank and intending to open a 2nd joint account, but was told that multiple accounts by an individual, are no longer allowed. Also was told that from 2 Jan 2019, there will be a revision of interest download, from 80% of SIBOR to 70%. All good things will soon come to an end
joke of the years, but where is the minimum of 70K?
demoforce1 is offline   Reply With Quote
Old 09-11-2018, 01:21 PM   #3971
Senior Member
 
PC-User's Avatar
 
Join Date: Dec 2007
Posts: 1,736
SIBOR suddenly goes 1.63 after idling at 1.51x for so long. Hope it's another step up, not just a spike. Woohoo...
PC-User is offline   Reply With Quote
Old 09-11-2018, 10:56 PM   #3972
Senior Member
 
Join Date: Jan 2005
Posts: 963
Any advantage or great benefits in placing $70k upfront to get citipriority?
DriftKing is offline   Reply With Quote
Old 09-11-2018, 11:01 PM   #3973
Supremacy Member
 
Join Date: May 2017
Posts: 7,166
Any advantage or great benefits in placing $70k upfront to get citipriority?
Not much you can get out of it.
JuniorLion is offline   Reply With Quote
Old 10-11-2018, 12:04 AM   #3974
High Supremacy Member
 
compro_1975's Avatar
 
Join Date: Jul 2004
Posts: 27,087
Any advantage or great benefits in placing $70k upfront to get citipriority?
we can always share the ref benefits
__________________
[SIZE=1]Go http://imageshack.us/ N Ppost Yr Pic NPNT OK[/SIZE]

I AM FROM THE 30.1%, EMPOWERED TO COMPLAIN
compro_1975 is offline   Reply With Quote
Old 10-11-2018, 08:47 AM   #3975
Supremacy Member
 
Join Date: Dec 2004
Posts: 8,454
we can always share the ref benefits
If you accidentally withdraw the amount but top up immediately, will the step up interest be affected?
htngwilliam is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On