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Citibank Maxigain Savings Account

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Old 04-12-2018, 08:03 PM   #4156
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think need 15k to accumulate counters. That's what I was told.

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non zero balance can clock counter already

15k is to avoid fall below fee
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Old 04-12-2018, 08:09 PM   #4157
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non zero balance can clock counter already

15k is to avoid fall below fee
any idea how much is the fall below fee if below 15k??
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Old 04-12-2018, 08:15 PM   #4158
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which fixed deposits can put 15K ?


if no 70k, this is definitely not the best anymore, normal fixed deposits at 1.8%-1.9% already beat this.
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Old 04-12-2018, 08:19 PM   #4159
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non zero balance can clock counter already

15k is to avoid fall below fee
I can't remove the 15k stuck inside... O well. Wait it out

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Old 04-12-2018, 08:21 PM   #4160
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which fixed deposits can put 15K ?
at 12 counters only getting 1.2% + <1% (base I.R. of normal bank accounts) for maxigain

CIMB extended their 1.9% promo till 31st dec (supposed to be ended on 30 nov), 10k min. : https://www.cimbbank.com.sg/en/perso...sit-promo.html
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Old 04-12-2018, 08:23 PM   #4161
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So current 50k I assume will earn counter interest rates

When in two or three months I saved another 20k and deposit the day before1 march. I get both counter and sibor peg rate (ie; maximum IR) right away on march?
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Old 04-12-2018, 08:28 PM   #4162
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CIMB safe a nt LOL

cant move my $$ there.. stuck.
Btw, min for citibank 15k to avoid bank charge?



at 12 counters only getting 1.2% + <1% (base I.R. of normal bank accounts) for maxigain

CIMB extended their 1.9% promo till 31st dec (supposed to be ended on 30 nov), 10k min. : https://www.cimbbank.com.sg/en/perso...sit-promo.html
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Old 04-12-2018, 08:43 PM   #4163
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It's 1.2% + >1%. To get <1%, 1 mth sibor has to be at 1.4%. sibor is currently about 1.64%, 0.7 x 1.64% is 1.148%.

at 12 counters only getting 1.2% + <1% (base I.R. of normal bank accounts) for maxigain
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Old 04-12-2018, 08:45 PM   #4164
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It's 1.2% + >1%. To get <1%, 1 mth sibor has to be at 1.4%. sibor is currently about 1.64%, 0.7 x 1.64% is 1.148%.
i replying to harky thats why i specifically put base I.R. of "normal" bank accounts. im referring to those without 70k.
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Old 04-12-2018, 08:51 PM   #4165
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Oic. So what's the base ir for normal(<$70k)

i replying to harky thats why i specifically put base I.R. of "normal" bank accounts. im referring to those without 70k.
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Old 04-12-2018, 09:08 PM   #4166
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CIMB safe a nt LOL

cant move my $$ there.. stuck.
Btw, min for citibank 15k to avoid bank charge?
can't be stuck i moved all out with no issue
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Old 04-12-2018, 10:04 PM   #4167
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i tot cannot take out all ?

i just open this account 2mth ago

can't be stuck i moved all out with no issue
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Old 04-12-2018, 10:08 PM   #4168
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i tot cannot take out all ?

i just open this account 2mth ago
it's your money... how can the bank stop you from taking out?
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Old 04-12-2018, 10:32 PM   #4169
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early closure will get $50 fine?

it's your money... how can the bank stop you from taking out?
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Old 04-12-2018, 10:33 PM   #4170
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early closure will get $50 fine?
Take out money is not closing account mah
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