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Citibank Maxigain Savings Account

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Old 15-01-2019, 11:16 AM   #4561
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I am thinking opening a few maxigain accounts (via Joint acct) with a min amount (say $1.5k) to grow the counter. Once it is sizable, then move in the money.
Needs $15,000 each account to grow, or else $15 below TRB fee will be charged every month
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Old 15-01-2019, 11:38 AM   #4562
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Needs $15,000 each account to grow, or else $15 below TRB fee will be charged every month
15k is total relationship balance, not per account
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Old 15-01-2019, 11:45 AM   #4563
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15k is total relationship balance, not per account
Single name is 1 relationship, joint name is another relationship

Single + joint is not equal to total relationship

But of course he can put

Single name interestplus $13.5k
Single name maxigain $1.5k

Joint name with mother interestplus $13.5k
Joint name with mother citi maxigain $1.5k

Joint name with father interestplus $13.5k
Joint name with father citi maxigain $1.5k
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Old 15-01-2019, 12:03 PM   #4564
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Single name is 1 relationship, joint name is another relationship

Single + joint is not equal to total relationship

But of course he can put

Single name interestplus $13.5k
Single name maxigain $1.5k

Joint name with mother interestplus $13.5k
Joint name with mother citi maxigain $1.5k

Joint name with father interestplus $13.5k
Joint name with father citi maxigain $1.5k
Ah sounds so Citi. Lol...
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Old 15-01-2019, 12:32 PM   #4565
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- So from Jan onwards, if can't meet min $70k, the max interest rate aka Bonus rate is 1.2%, right?

- If to pull all money out, what is the monthly penalty fee (fall below fee?)

- Can close the account online, or must go to brach office?

Thanks.
You can give them a call to close the account. Of course, move out all the monies first before calling to close it.
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Old 15-01-2019, 02:06 PM   #4566
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is this the best interest rate till date?
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may the force be with you
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Old 15-01-2019, 07:25 PM   #4567
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Is with worth to switch from Uob one to this?
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Old 15-01-2019, 07:49 PM   #4568
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so nao basically to get the base int need to lock in 70k?
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Old 16-01-2019, 12:57 PM   #4569
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did anyone get an "inactive account" for your maxigain?
i tired to reacvitate it.. but not able to .
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Old 16-01-2019, 01:17 PM   #4570
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did anyone get an "inactive account" for your maxigain?
i tired to reacvitate it.. but not able to .
Call cso.....
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Old 16-01-2019, 03:24 PM   #4571
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Me also. Have to call in and they will activate for you

Dunno why can do it online though

did anyone get an "inactive account" for your maxigain?
i tired to reacvitate it.. but not able to .
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Old 16-01-2019, 07:33 PM   #4572
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Me also. Have to call in and they will activate for you

Dunno why can do it online though
you have to perform a transaction (like deposit $1), IIRC in a 1 year else you can to call the hotline to activate the account
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Old 17-01-2019, 02:18 PM   #4573
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Anyone did the enrollment for the CNY topup already?

The website says can enroll through personal banker or visit a branch, but I went to a branch today, the employee said for topup to Maxigain just need to FAST in for the promo, no need to sign anything..

She said only investments need to sign document...

But anyone else sign any documents with personal banker for topup to Maxigain??

TIA
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Old 17-01-2019, 09:40 PM   #4574
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Is with worth to switch from Uob one to this?
I saw some comments
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Old 17-01-2019, 09:46 PM   #4575
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Anyone did the enrollment for the CNY topup already?

The website says can enroll through personal banker or visit a branch, but I went to a branch today, the employee said for topup to Maxigain just need to FAST in for the promo, no need to sign anything..

She said only investments need to sign document...

But anyone else sign any documents with personal banker for topup to Maxigain??

TIA
I did today, PB come find me let me sign a document to enroll me for CNY promo, for my top up of 25K on 31 Dec 2018, $38 promo nia but better than nothing
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