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Citibank Maxigain Savings Account

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Old 30-01-2019, 08:56 PM   #4636
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Didnít see the 3 months anywhere too so I am a bit confused. But according to the cso if top up to 70k after 3 months wont be entitled to the base interest which is their promo??
Hmm. In normal circumstance, even if you top up to 70k in say 2nd month, you will not get base interest for 1st month. Unless the CSO is saying they giving special promo to give base interest for first 2 months if top up in 3rd month, but I doubt so unless they give you the TnC for the so called promo.
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Old 30-01-2019, 09:44 PM   #4637
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No outflow of the topup amount. Interest outflow is ok.
Hmm just contacted my banker and he said interest also cannot lei, cannot move funds within the 3 mths

Meeting him in mid Feb to sign the document.
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Old 30-01-2019, 09:59 PM   #4638
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My banker tell me can f2f. Keyword is net outflow of funds and how banker interprets that.

Hmm just contacted my banker and he said interest also cannot lei, cannot move funds within the 3 mths

Meeting him in mid Feb to sign the document.

Last edited by tmkedmw; 30-01-2019 at 10:01 PM..
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Old 30-01-2019, 10:31 PM   #4639
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My banker tell me can f2f. Keyword is net outflow of funds and how banker interprets that.
I see, probably ask him again during the signing.

What about this clause ?

"Transfer the Top Up Amount within the Enrolment Month (less any funds outflow during Pre-enrolment Period)"

What does the sentence in bracket means ah ? so far i only transfer out interest monthly. (Hit counter 12 le)
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Old 31-01-2019, 01:03 AM   #4640
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hmm anyone know my dec one they show

BONUS INTEREST EARNED & INTEREST EARNED

Nov one only INTEREST EARNED
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Old 31-01-2019, 06:15 AM   #4641
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hmm anyone know my dec one they show

BONUS INTEREST EARNED & INTEREST EARNED

Nov one only INTEREST EARNED
You didn't meet the requirements for Bonus Interest.
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Old 31-01-2019, 07:13 AM   #4642
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but it was credited wo

You didn't meet the requirements for Bonus Interest.
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Old 31-01-2019, 07:45 AM   #4643
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but it was credited wo
Not sure what you mean.
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Old 31-01-2019, 10:20 AM   #4644
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hmm anyone know my dec one they show

BONUS INTEREST EARNED & INTEREST EARNED

Nov one only INTEREST EARNED
you just open account in nov is it?

the bonus interest only kicks in 1 month after the account opening. so the month of opening (nov) you don't earn bonus interest ('cos step counter = 0).
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Old 31-01-2019, 11:12 AM   #4645
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Ya... I check that I am @ counter 2 lol.
So the bonus interest is for the step counter

you just open account in nov is it?

the bonus interest only kicks in 1 month after the account opening. so the month of opening (nov) you don't earn bonus interest ('cos step counter = 0).
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Old 01-02-2019, 01:41 AM   #4646
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interest this month late?
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Old 01-02-2019, 07:11 AM   #4647
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interest this month late?
check now, jib liao
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Old 01-02-2019, 07:12 AM   #4648
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interest this month late?
In already. Shiok!
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Old 01-02-2019, 07:31 AM   #4649
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I withdrew my interest on 1 jan and it seem my counter has dropped! Wonder if my RM can do anything about it
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Old 01-02-2019, 08:28 AM   #4650
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May I ask how is it possible to get up till 2.2% p.a?
I use the interest rate calculator but canít seem to get the figure. Is it due to the fact that 1 mth SIBOR rate might increase every month while the interest rate calculator considers a fixed SIBOR rate?
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