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Citibank Maxigain Savings Account

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Old 01-02-2019, 01:32 PM   #4666
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Just you? mine seems normal
my bonus interest is correct at $20.06. just the normal interest.
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Old 01-02-2019, 01:45 PM   #4667
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same here..

my interest drop so much??????????
from $10+ to $0.58?

is it just me or my interest earn is $0.77? anyone notice?
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Old 01-02-2019, 01:48 PM   #4668
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same here..

my interest drop so much??????????
from $10+ to $0.58?
You know since 2 jan you will not get base interest if balance less than $70k?
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Old 01-02-2019, 01:50 PM   #4669
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bonus interest got $3+
so is normal?

i tot i still got base interest but not bonus interest? LOL
dunno sia.

edit: thank! nw i think. think had the move $$ somewhere

You know since 2 jan you will not get base interest if balance less than $70k?

Last edited by harky; 01-02-2019 at 01:54 PM..
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Old 01-02-2019, 01:51 PM   #4670
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i know i will not be getting base interest but i should be getting bonus interest of 0.8% at counter 8 but it is not reflected in my account this month. Last month it was credited in..
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Old 01-02-2019, 01:54 PM   #4671
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i finally know why i have $0.77 normal interest. i call citibank just now and they say because i have less then 70k in the account therefore i am only earning the bouns intertest while normal interest is very little.
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Old 01-02-2019, 02:23 PM   #4672
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i know i will not be getting base interest but i should be getting bonus interest of 0.8% at counter 8 but it is not reflected in my account this month. Last month it was credited in..
how come so strange?
my bonus int is credited already.
better ring Citibank.
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Old 01-02-2019, 02:36 PM   #4673
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where do you all park after 150k?
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Old 01-02-2019, 03:21 PM   #4674
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Got full interest of 2.442% on $150K for Jan 19. Still a very good account.
You put in 150k before Dec?
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Old 01-02-2019, 03:23 PM   #4675
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This month alot of confused souls
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Old 01-02-2019, 03:34 PM   #4676
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Bonus interest is calculated based on counter, current month duration and last month's lowest. If your last month's lowest is 15k, your bonus interest for January 2019 should be 15k x 1.2% x 31 / 365, approximately $15.29.
Correct. Thanks.
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Old 01-02-2019, 03:37 PM   #4677
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i know i will not be getting base interest but i should be getting bonus interest of 0.8% at counter 8 but it is not reflected in my account this month. Last month it was credited in..
wait for the e-statement to be out in a few days then can see clearly which counter they use to calculate the interest lor
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Old 01-02-2019, 05:09 PM   #4678
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Hi all
Sorry if this has been asked before.

I currently already have a maxi gain Joint acct w balance >$15K
If just opened a personal Maxi gain acct.

Will I be charge fall below fee if I just maintain minimal sum of say $100 in this personal account ? I want to let it accumulate to max counter before dumping in more $$
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Old 01-02-2019, 05:36 PM   #4679
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Got full interest of 2.442% on $150K for Jan 19. Still a very good account.
hihi, so whats the procedure u always do once the interest comes in? Since that will make your account more than $150k once the interest gets credited.

Example 31st Jan 2019, interest of $300 gets credited. Do you transfer that $300 on 1st Feb 2019 to another account and will this affect the counter?
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Old 01-02-2019, 05:59 PM   #4680
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Hi all
Sorry if this has been asked before.

I currently already have a maxi gain Joint acct w balance >$15K
If just opened a personal Maxi gain acct.

Will I be charge fall below fee if I just maintain minimal sum of say $100 in this personal account ? I want to let it accumulate to max counter before dumping in more $$
Joint need min $15k. Personal need min $15k. Joint and personal are separate account relations
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