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Citibank Maxigain Savings Account

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Old 14-02-2019, 09:19 AM   #4801
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So if I open a new account and I put in 70k, considered new fund?
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Old 14-02-2019, 09:21 AM   #4802
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If i leave 70k there to accumulate without withdrawing interest, i have to track the instance it crosses 150k and start withdrawing the interest right? If i forget to withdraw then the lowest balance becomes >150k then siao liao?
From 70k to 150k should be a super long time. Haha.
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Old 14-02-2019, 09:34 AM   #4803
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From 70k to 150k should be a super long time. Haha.
Yea. Maxigain likely change until no longer attractive by then.
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Old 14-02-2019, 10:01 AM   #4804
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From last year January 2018 when I opened my maxigain account, a RM at punggol branch told me to refer my wife and open another account to get a referral fee.

The RM proceeded for me and both accounts are opened.

Fast forward now den 2019, no referral fee given at all. Guess that RM over there just wants another account open for his benefit maybe?

I called up citibank in December 2018. They mention will look into it. Few days later another RM called me say maybe now referral fee in cash not possible, give me vouchers instead. He went MIA on me after that call

I called up citibank again in Feb and ask about my issue. After a few days, that same RM emailed me, saying he will try process it.

Now receive a mail that process fail...I replied asking what's the next step then since I was promised a referral fee long ago in Jan 2018. Bo reply..and mia for 2 days.

Damn power.

When want ask people open account, damn fast process..almost immediate. When comes to any promises made by them, can drag a whole year..and still counting.

Salute sia.
https://www.citibank.com.sg/global_d...Conditions.pdf

You are referring to this referral program?
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Old 14-02-2019, 10:12 AM   #4805
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https://www.citibank.com.sg/global_d...Conditions.pdf

You are referring to this referral program?
hmm i am not sure because at that point of time, the RM didnt show me this form, he mentioned verbally and told me to refer and right away open another account for my wife.
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Old 14-02-2019, 10:27 AM   #4806
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hmm i am not sure because at that point of time, the RM didnt show me this form, he mentioned verbally and told me to refer and right away open another account for my wife.
Iirc this was the only citigold referral program available last year, did your wife also put in $70,000? I guess it will be your words against their words now
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Old 14-02-2019, 10:27 AM   #4807
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hmm i am not sure because at that point of time, the RM didnt show me this form, he mentioned verbally and told me to refer and right away open another account for my wife.
Never trust citibank CSO
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Old 14-02-2019, 10:32 AM   #4808
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When want ask people open account, damn fast process..almost immediate. When comes to any promises made by them, can drag a whole year..and still counting.

Salute sia.
not really.. open account only damn fast when they know you got over 70k.. if less than that most also cant be bothered
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Old 14-02-2019, 11:36 AM   #4809
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Yea. Maxigain likely change until no longer attractive by then.
Agree. Haha
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Old 14-02-2019, 12:18 PM   #4810
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Best time to open now because of the angpow topup promotion too
Actually this is not true for new account. I just read the T&C. Your account must be open for at least 3 months to enjoy the topup bonus.
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Old 14-02-2019, 12:34 PM   #4811
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Actually this is not true for new account. I just read the T&C. Your account must be open for at least 3 months to enjoy the topup bonus.
Ohh, then quickly open, and top up in 3 months times
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Old 14-02-2019, 01:00 PM   #4812
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Ohh, then quickly open, and top up in 3 months times
Unfortunately, this promo ends on 28 Feb.
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Old 14-02-2019, 03:36 PM   #4813
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Unfortunately, this promo ends on 28 Feb.
i believe there would be a new one ... just lower awards as in the past
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Old 16-02-2019, 08:05 AM   #4814
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Around 30 years at 2.57 interest.

From 70k to 150k should be a super long time. Haha.
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Old 16-02-2019, 10:17 AM   #4815
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Does this maxigain saving have an joint account option?
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