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Citibank Maxigain Savings Account

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Old 28-03-2019, 08:50 PM   #5041
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ssb dont want le.. abit ma fan.
and i want to take out fast, not wait 1 day or 3day to take $$ le

like tht more than CIMB SGD Fixed Deposit Account.
Then maybe DBS Multiplier suits you better
Maxigain is really for people putting in cash long term
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Old 28-03-2019, 08:55 PM   #5042
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i put long term just tht i can take out if i want. the most i lost interest but SSB need to process and wait ma

DBS Multiplier = Salary credit + transactions in 1 category


Then maybe DBS Multiplier suits you better
Maxigain is really for people putting in cash long term

Last edited by harky; 28-03-2019 at 09:11 PM..
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Old 28-03-2019, 08:57 PM   #5043
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Do anyone know

$15K, if hit the MAX counter can get how much per mth?
0.012 x 15000 = 180 a year lor (but not exactly divideded by 12 per month )
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Old 28-03-2019, 09:03 PM   #5044
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i put long term just tht i can take out if i want. the most i lost interest but SSB need to process and wait ma
Will you be topping up to 70K after it reach Counter 12?

If not then you might want to consider other banks which has better interest rate.
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Old 28-03-2019, 09:09 PM   #5045
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no dont think so..

but dont think other bank got so high ba? because some min is 20K

Let say Min 10K to 15K
CIMB SGD Fixed Deposit Account is 1.5 % p.a. (Min 10K)


Will you be topping up to 70K after it reach Counter 12?

If not then you might want to consider other banks which has better interest rate.
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Old 28-03-2019, 09:14 PM   #5046
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no dont think so..

but dont think other bank got so high ba? because some min is 20K

Let say Min 10K to 15K
CIMB SGD Fixed Deposit Account is 1.5 % p.a. (Min 10K)
Open SC eSaver (Single) and SC eSaver (Joint).

The Promotion Interest is only valid for 2 Months, therefore you need to toggle between these 2 accounts for the Promotion Interest.

The Promotion Interest for Feb and Mar < 50K is 1.75%

https://www.sc.com/sg/save/savings-accounts/esaver/

Do wait till 1st Apr for new Promotion interest rate.

Some forumers manage to have 2 single accounts and toggle between them too. You can read thru the eSaver thread for more info.

https://forums.hardwarezone.com.sg/money-mind-210/standchart-esaver-5070862-56.html

Last edited by NTTDoCoMo; 28-03-2019 at 09:19 PM..
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Old 28-03-2019, 09:24 PM   #5047
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ehh solo le .. no joint

but someone say cannot open 2 acc

Open SC eSaver (Single) and SC eSaver (Joint).

The Promotion Interest is only valid for 2 Months, therefore you need to toggle between these 2 accounts for the Promotion Interest.

The Promotion Interest for Feb and Mar < 50K is 1.75%

https://www.sc.com/sg/save/savings-accounts/esaver/

Do wait till 1st Apr for new Promotion interest rate.

Some forumers manage to have 2 single accounts and toggle between them too. You can read thru the eSaver thread for more info.

https://forums.hardwarezone.com.sg/m...070862-56.html

Last edited by harky; 28-03-2019 at 09:59 PM..
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Old 28-03-2019, 10:07 PM   #5048
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Alternative: open Maybank iSavvy and iSavvy-Islamic. Can transfer the money between the two accounts every 2-3 months depending on the bonus interest promotion

Current promotion is 1.95% pa for March and April 2019.

ehh solo le .. no joint

but someone say cannot open 2 acc
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Old 28-03-2019, 10:14 PM   #5049
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minimum of S$20,000 le.. cannot.

Alternative: open Maybank iSavvy and iSavvy-Islamic. Can transfer the money between the two accounts every 2-3 months depending on the bonus interest promotion

Current promotion is 1.95% pa for March and April 2019.
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Old 28-03-2019, 10:16 PM   #5050
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will dollars above $150k get the base interest?
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Old 28-03-2019, 10:17 PM   #5051
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minimum of S$20,000 le.. cannot.
u this cannot, that cannot

few weeks or 1-2 months ago ppl already ask u just put in CIMB fixed deposit for 12 months, can get 1.90%. now also still can get. if u put in that time, now already 2 months pass already.

continue like this another one year will pass very fast
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Old 28-03-2019, 10:24 PM   #5052
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will dollars above $150k get the base interest?
A Base Interest Rate of 0.05% p.a. shall apply to balances in your MaxiGain account in excess of S$150,000.

https://www.citibank.com.sg/gcb/deposits/mxgn-savacc.htm
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Old 28-03-2019, 10:51 PM   #5053
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minimum of S$20,000 le.. cannot.
Actually for 15k don't have to think so much because interest difference not a lot. Difference between 1% and 2% is per year $150. Per mth $12.50.

Suggest you check out ICBC step up FD. The website is not so clear now as they don't display the tnc now. When I placed a few mths ago, min sum was 5k. Their normal FD min sum was 20k.

Maxigain is only good if you can topup to 70k after counter grows. If you don't intend to topup to 70k after 12 mth, not worth it.
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Old 28-03-2019, 10:53 PM   #5054
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i already put @ CIMB fixed deposit but i choose renew 3mth tenure instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt

u this cannot, that cannot

few weeks or 1-2 months ago ppl already ask u just put in CIMB fixed deposit for 12 months, can get 1.90%. now also still can get. if u put in that time, now already 2 months pass already.

continue like this another one year will pass very fast

Last edited by harky; 28-03-2019 at 11:04 PM..
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Old 28-03-2019, 11:04 PM   #5055
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i already put @ CIMB fixed deposit but i choose to renew every 3mth instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.
Then you should really take a look at ICBC step up FD.

I'm so blind. It is stated there 5k and above.

http://singapore.icbc.com.cn/ICBC/海外...tpromotion.htm

Rates per 3 mths higher than what you get from CIMB.
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