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Citibank Maxigain Savings Account

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Old 28-03-2019, 10:16 PM   #5056
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will dollars above $150k get the base interest?
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Old 28-03-2019, 10:17 PM   #5057
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minimum of S$20,000 le.. cannot.
u this cannot, that cannot

few weeks or 1-2 months ago ppl already ask u just put in CIMB fixed deposit for 12 months, can get 1.90%. now also still can get. if u put in that time, now already 2 months pass already.

continue like this another one year will pass very fast
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Old 28-03-2019, 10:24 PM   #5058
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will dollars above $150k get the base interest?
A Base Interest Rate of 0.05% p.a. shall apply to balances in your MaxiGain account in excess of S$150,000.

https://www.citibank.com.sg/gcb/deposits/mxgn-savacc.htm
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Old 28-03-2019, 10:51 PM   #5059
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minimum of S$20,000 le.. cannot.
Actually for 15k don't have to think so much because interest difference not a lot. Difference between 1% and 2% is per year $150. Per mth $12.50.

Suggest you check out ICBC step up FD. The website is not so clear now as they don't display the tnc now. When I placed a few mths ago, min sum was 5k. Their normal FD min sum was 20k.

Maxigain is only good if you can topup to 70k after counter grows. If you don't intend to topup to 70k after 12 mth, not worth it.
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Old 28-03-2019, 10:53 PM   #5060
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i already put @ CIMB fixed deposit but i choose renew 3mth tenure instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt

u this cannot, that cannot

few weeks or 1-2 months ago ppl already ask u just put in CIMB fixed deposit for 12 months, can get 1.90%. now also still can get. if u put in that time, now already 2 months pass already.

continue like this another one year will pass very fast

Last edited by harky; 28-03-2019 at 11:04 PM..
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Old 28-03-2019, 11:04 PM   #5061
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i already put @ CIMB fixed deposit but i choose to renew every 3mth instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.
Then you should really take a look at ICBC step up FD.

I'm so blind. It is stated there 5k and above.

http://singapore.icbc.com.cn/ICBC/海外...tpromotion.htm

Rates per 3 mths higher than what you get from CIMB.
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Old 28-03-2019, 11:08 PM   #5062
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i already put @ CIMB fixed deposit but i choose to renew every 3mth instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt
Does that mean you have 15K in Maxigain now?
If yes, this will mean you have 25K in total? This will mean you will be able to do the SC / Maybank as mentioned above?
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Old 28-03-2019, 11:12 PM   #5063
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if u count like tht yes i have if close all
But i dont want to fix myself with 12mth tenure because i may want to take out anytime if needed.

my maxgain is 4 STEP-UP (Feb)

Does that mean you have 15K in Maxigain now?
If yes, this will mean you have 25K in total? This will mean you will be able to do the SC / Maybank as mentioned above?

Last edited by harky; 28-03-2019 at 11:15 PM..
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Old 28-03-2019, 11:15 PM   #5064
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i already put @ CIMB fixed deposit but i choose renew 3mth tenure instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt
If fund also in OCT 18 and no take out, end of this month will be counter 5
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Old 28-03-2019, 11:19 PM   #5065
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if u count like tht yes i have if close all
But i dont want to fix myself with 12mth tenure because i may want to take out anytime if needed.

my maxgain is 4 STEP-UP (Feb)
Wait till your FD is due then look out for options.

The Maybank and SC accounts mentioned above has liquidity and high interest which suit your requirement.
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Old 28-03-2019, 11:31 PM   #5066
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ya coming is counter 5

If fund also in OCT 18 and no take out, end of this month will be counter 5
This one not bad.
http://singapore.icbc.com.cn/ICBC/%E...tpromotion.htm

The maybank u mention is iSAVvy Savings Plus Account?

Wait till your FD is due then look out for options.

The Maybank and SC accounts mentioned above has liquidity and high interest which suit your requirement.
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Old 28-03-2019, 11:36 PM   #5067
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ya coming is counter 5



This one not bad.
http://singapore.icbc.com.cn/ICBC/%E...tpromotion.htm

The maybank u mention is iSAVvy Savings Plus Account?
There is no point to keep Maxigain if you are not topping up to 70K.

Below is the link for iSavvy and the Promotion

https://info.maybank2u.com.sg/personal/deposits-banking/savings/isavvy-savings-account.aspx

https://info.maybank2u.com.sg/promotion/deposits-banking/fresh-funds-top-up.aspx
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Old 28-03-2019, 11:48 PM   #5068
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Thanks!!!

There is no point to keep Maxigain if you are not topping up to 70K.

Below is the link for iSavvy and the Promotion

https://info.maybank2u.com.sg/person...s-account.aspx

https://info.maybank2u.com.sg/promot...ds-top-up.aspx
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Old 29-03-2019, 12:02 AM   #5069
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Alternative: open Maybank iSavvy and iSavvy-Islamic. Can transfer the money between the two accounts every 2-3 months depending on the bonus interest promotion

Current promotion is 1.95% pa for March and April 2019.
Non muslim can open iSavvy-Islamic?
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Old 29-03-2019, 09:22 AM   #5070
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Non muslim can open iSavvy-Islamic?
Yes.... 10char
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