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Citibank Maxigain Savings Account

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Old 28-03-2019, 11:08 PM   #5056
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i already put @ CIMB fixed deposit but i choose to renew every 3mth instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt
Does that mean you have 15K in Maxigain now?
If yes, this will mean you have 25K in total? This will mean you will be able to do the SC / Maybank as mentioned above?
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Old 28-03-2019, 11:12 PM   #5057
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if u count like tht yes i have if close all
But i dont want to fix myself with 12mth tenure because i may want to take out anytime if needed.

my maxgain is 4 STEP-UP (Feb)

Does that mean you have 15K in Maxigain now?
If yes, this will mean you have 25K in total? This will mean you will be able to do the SC / Maybank as mentioned above?

Last edited by harky; 28-03-2019 at 11:15 PM..
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Old 28-03-2019, 11:15 PM   #5058
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i already put @ CIMB fixed deposit but i choose renew 3mth tenure instead of 12mth.
I put 10K in 3mth ago, so i got $37.70. I had renew the next 3mth, so i will get $39.07 @ 1.55 % p.a.

So i asking if MaxiGain max counter is roughly how much.. if not as gd as CIMB fixed deposit. Maybe i will just close MaxiGain and shift all fund to CIMB.

The thing is i just only MaxiGain on OCT 18, not sure will tio fine a nt
If fund also in OCT 18 and no take out, end of this month will be counter 5
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Old 28-03-2019, 11:19 PM   #5059
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if u count like tht yes i have if close all
But i dont want to fix myself with 12mth tenure because i may want to take out anytime if needed.

my maxgain is 4 STEP-UP (Feb)
Wait till your FD is due then look out for options.

The Maybank and SC accounts mentioned above has liquidity and high interest which suit your requirement.
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Old 28-03-2019, 11:31 PM   #5060
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ya coming is counter 5

If fund also in OCT 18 and no take out, end of this month will be counter 5
This one not bad.
http://singapore.icbc.com.cn/ICBC/%E...tpromotion.htm

The maybank u mention is iSAVvy Savings Plus Account?

Wait till your FD is due then look out for options.

The Maybank and SC accounts mentioned above has liquidity and high interest which suit your requirement.
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Old 28-03-2019, 11:36 PM   #5061
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ya coming is counter 5



This one not bad.
http://singapore.icbc.com.cn/ICBC/%E...tpromotion.htm

The maybank u mention is iSAVvy Savings Plus Account?
There is no point to keep Maxigain if you are not topping up to 70K.

Below is the link for iSavvy and the Promotion

https://info.maybank2u.com.sg/personal/deposits-banking/savings/isavvy-savings-account.aspx

https://info.maybank2u.com.sg/promotion/deposits-banking/fresh-funds-top-up.aspx
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Old 28-03-2019, 11:48 PM   #5062
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Thanks!!!

There is no point to keep Maxigain if you are not topping up to 70K.

Below is the link for iSavvy and the Promotion

https://info.maybank2u.com.sg/person...s-account.aspx

https://info.maybank2u.com.sg/promot...ds-top-up.aspx
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Old 29-03-2019, 12:02 AM   #5063
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Alternative: open Maybank iSavvy and iSavvy-Islamic. Can transfer the money between the two accounts every 2-3 months depending on the bonus interest promotion

Current promotion is 1.95% pa for March and April 2019.
Non muslim can open iSavvy-Islamic?
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Old 29-03-2019, 09:22 AM   #5064
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Non muslim can open iSavvy-Islamic?
Yes.... 10char
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Old 29-03-2019, 06:58 PM   #5065
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Instead of wasting time talking, take some action. Before you know it you have 12 counters and earning 2% interest liao. Love seeing the interest appear every month in my account
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Old 29-03-2019, 10:14 PM   #5066
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Instead of wasting time talking, take some action. Before you know it you have 12 counters and earning 2% interest liao. Love seeing the interest appear every month in my account
What happens after 12 counters?
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Old 29-03-2019, 10:34 PM   #5067
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What happens after 12 counters?
Shake leg and collect money.
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Old 30-03-2019, 10:22 AM   #5068
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What happens after 12 counters?
Congratulations. You have max out the benefit of the account. Place remember to collect your interest every mth else the account loses its max efficiency.
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Old 30-03-2019, 11:52 AM   #5069
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Congratulations. You have max out the benefit of the account. Place remember to collect your interest every mth else the account loses its max efficiency.
No need to withdraw unless max out $150k balance.
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Old 30-03-2019, 11:54 AM   #5070
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What happens after 12 counters?
You still need to continue maintain the more or equal lowest balance in the month compared to previous month to keep at counter 12, if not then drop to counter 6.
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