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Citibank Maxigain Savings Account

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Old 30-03-2019, 12:07 PM   #5071
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Instead of wasting time talking, take some action. Before you know it you have 12 counters and earning 2% interest liao. Love seeing the interest appear every month in my account
Yes. Best time of the month
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Old 30-03-2019, 12:24 PM   #5072
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No need to withdraw unless max out $150k balance.
Oh yeah...Lol. This thread so interesting. We need to state the obvious.
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Old 30-03-2019, 02:12 PM   #5073
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Wheres the official source for min 15k to earn the bonus counter

Edit: from the example in tnc, seems like dont need 15k

Last edited by assiak71; 30-03-2019 at 02:19 PM..
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Old 30-03-2019, 02:21 PM   #5074
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Wheres the official source for min 15k to earn the bonus counter

Edit: from the example in tnc, seems like dont need 15k
15k to not get charge fall below fee
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Old 30-03-2019, 02:46 PM   #5075
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Wheres the official source for min 15k to earn the bonus counter

Edit: from the example in tnc, seems like dont need 15k
The fall below fee for Citibank is $15 if your TRB is less than $15K.

If you have a TRB of $15K with Citibank, you will not need to maintain $15K in Maxigain Account to increase counter.
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Old 30-03-2019, 04:34 PM   #5076
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Usually which day of the month the interest get credited in ?
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Old 30-03-2019, 04:52 PM   #5077
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The fall below fee for Citibank is $15 if your TRB is less than $15K.

If you have a TRB of $15K with Citibank, you will not need to maintain $15K in Maxigain Account to increase counter.
Ok. The one who served me didnt inform me. Anyway put in 15k. 1st apr then put the rest
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Old 30-03-2019, 04:56 PM   #5078
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Usually which day of the month the interest get credited in ?
1st day of the month
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Old 30-03-2019, 05:04 PM   #5079
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coming soon... i smelling it already
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Old 30-03-2019, 06:01 PM   #5080
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Usually which day of the month the interest get credited in ?
Posting date is the last day of the month but you get to see it only on the first of the next mth. Eg for coming Mar interest, you will only see it on 1 Apr but posting date is 31 March.
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Old 30-03-2019, 06:23 PM   #5081
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Ok. The one who served me didnt inform me. Anyway put in 15k. 1st apr then put the rest
Why not put the rest in other higher interest account till your Base Interest + Bonus Interest overtake it?
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Old 31-03-2019, 12:35 AM   #5082
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just did a fast transfer today 31mar but in the app, it is reflected as a 01 april transaction. This means it will not count for april interest calculation?
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Old 31-03-2019, 12:43 AM   #5083
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just did a fast transfer today 31mar but in the app, it is reflected as a 01 april transaction. This means it will not count for april interest calculation?
You mean March Interest (Mar Base Interest + Feb Bonus Interest) or Calculation of Mar Bonus Interest?

Transferring after Cut-Off Timing on Working Day and Transferring on Non Working Day will be Value as Next Working Day.

Last edited by NTTDoCoMo; 31-03-2019 at 12:58 AM..
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Old 31-03-2019, 01:46 AM   #5084
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You still need to continue maintain the more or equal lowest balance in the month compared to previous month to keep at counter 12, if not then drop to counter 6.
Is there a 'safe period' to withdraw the interest to prevent drop in counter?
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Old 31-03-2019, 01:49 AM   #5085
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Is there a 'safe period' to withdraw the interest to prevent drop in counter?
After interest credited
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