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Citibank Maxigain Savings Account

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Old 01-04-2019, 07:00 AM   #5101
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My counter already 12.
I top-up to 70k on 30 March and my interest received only $4+
Is this normal ?
You earn base interest only on the days you have min $70k in account.

You earn bonus interest based on the lowest end-of-day balance in the monthly and the counter accumulated.
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Old 01-04-2019, 04:33 PM   #5102
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Last night (Sunday) around 10pm, I fast $10 into my Citi account, and at 10pm+ I saw the $10 in my Maxigain

Today I just saw the time stamp again, it has become 1 April?
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Old 01-04-2019, 04:57 PM   #5103
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Last night (Sunday) around 10pm, I fast $10 into my Citi account, and at 10pm+ I saw the $10 in my Maxigain

Today I just saw the time stamp again, it has become 1 April?
Transferring after Cut-Off Timing on Working Day and Transferring on Non Working Day will be Valued as Next Working Day.
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Old 01-04-2019, 05:05 PM   #5104
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Last night (Sunday) around 10pm, I fast $10 into my Citi account, and at 10pm+ I saw the $10 in my Maxigain

Today I just saw the time stamp again, it has become 1 April?
There is this value date thingy.
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Old 01-04-2019, 05:52 PM   #5105
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Transferring after Cut-Off Timing on Working Day and Transferring on Non Working Day will be Valued as Next Working Day.
Ohh interesting, thanks for the quick reply
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Old 01-04-2019, 07:02 PM   #5106
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are we able to setup 1 single and 1 joint, or just 1 single maxigain only?
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Old 01-04-2019, 07:06 PM   #5107
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are we able to setup 1 single and 1 joint, or just 1 single maxigain only?
I have a single and a joint account

I believe multiple joint account should be fine too.
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Old 01-04-2019, 07:16 PM   #5108
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I have a single and a joint account

I believe multiple joint account should be fine too.
hm good to hear, whats multiple joint?

if A primary joint with B secondary, then B primary can joint with A secondary again?
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Old 01-04-2019, 07:32 PM   #5109
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hm good to hear, whats multiple joint?

if A primary joint with B secondary, then B primary can joint with A secondary again?
I mean A Joint B, A Joint C and A Joint D.

Not sure if A Joint B and B Joint A is permitted.
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Old 01-04-2019, 07:54 PM   #5110
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Only one joint account between A and B allowed. Need to look for C, D, E to have joint account with A.

hm good to hear, whats multiple joint?

if A primary joint with B secondary, then B primary can joint with A secondary again?
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Old 02-04-2019, 01:11 AM   #5111
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I mean A Joint B, A Joint C and A Joint D.

Not sure if A Joint B and B Joint A is permitted.
This is not allowed.

Only 1 personal and one joint account are allowed. So the maximum you can have are 2 accounts in your name (or JA)
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Old 02-04-2019, 03:40 AM   #5112
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Transferring after Cut-Off Timing on Working Day and Transferring on Non Working Day will be Valued as Next Working Day.
What time is the Cut-Off Timing on Working Day?
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Old 02-04-2019, 09:02 AM   #5113
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What time is the Cut-Off Timing on Working Day?
Need to call Citi to ask the Cut-Off Timing or you can trial and error.

Different banks have different timing.

Last edited by NTTDoCoMo; 02-04-2019 at 09:14 AM..
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Old 02-04-2019, 09:16 AM   #5114
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This is not allowed.

Only 1 personal and one joint account are allowed. So the maximum you can have are 2 accounts in your name (or JA)
Thanks for the confirmation. I thought of opening 2nd Joint account in few months time.
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Old 02-04-2019, 09:20 AM   #5115
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hm good to hear, whats multiple joint?

if A primary joint with B secondary, then B primary can joint with A secondary again?
A joint B and B joint A is the same

A, B, C, AB, AC, CB is allowed
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