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Citibank Maxigain Savings Account

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Old 05-04-2019, 11:18 PM   #5146
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why sibor these days so quiet ar??? been a long while...
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Old 06-04-2019, 01:34 AM   #5147
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You can activate it again in ibanking by clicking a activate button.
20 years ago to activate a dormant account, have to go to a Citibank bank branch personally and get the bank officer to do some paperwork sign here sign there before you are allowed to use the account again.
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Old 06-04-2019, 09:28 AM   #5148
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why sibor these days so quiet ar??? been a long while...
??
don't understand what u mean by "sibor so quiet"..
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Old 06-04-2019, 04:51 PM   #5149
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Existing account holder can get $100 if he refer a new customer to open Citi maxigain account.
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Old 06-04-2019, 05:23 PM   #5150
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Existing account holder can get $100 if he refer a new customer to open Citi maxigain account.

Any welcome gift for new account holder?
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Old 06-04-2019, 05:26 PM   #5151
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??
don't understand what u mean by "sibor so quiet"..
been awhile since sibor increasein a big jump....
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Old 07-04-2019, 01:17 AM   #5152
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Is this still the best deal? Need to do any transaction or can just dump the money in?

Any comparable ones out there for me to diversify?
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Old 07-04-2019, 08:53 AM   #5153
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Is this still the best deal? Need to do any transaction or can just dump the money in?

Any comparable ones out there for me to diversify?
just dump but u cant withdraw and u need 1 year to build up the counters (where there is a risk once you built up the counters they change the way the account works again)
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Old 07-04-2019, 09:34 AM   #5154
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just dump but u cant withdraw and u need 1 year to build up the counters (where there is a risk once you built up the counters they change the way the account works again)
Account holder for 23 mths, 3 changes made. 1) total banking relationship from 10k to 15k 2) need 70k in maxigain to gain base interest (70% of sibor) 3) the terms of base interest has reduced from 80% of sibor to 70% of sibor.

Citibank made the barrier higher and reduced the interest of customer.
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Old 07-04-2019, 11:23 AM   #5155
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Account holder for 23 mths, 3 changes made. 1) total banking relationship from 10k to 15k 2) need 70k in maxigain to gain base interest (70% of sibor) 3) the terms of base interest has reduced from 80% of sibor to 70% of sibor.

Citibank made the barrier higher and reduced the interest of customer.
well 2 of the changes were only made just few months ago..
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Old 07-04-2019, 12:28 PM   #5156
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put 15k the counter will start to clock a not ar?
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Old 07-04-2019, 12:30 PM   #5157
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put 15k the counter will start to clock a not ar?
counter will clock with $1 ... $15k is to avoid fall below fee
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Old 07-04-2019, 03:16 PM   #5158
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what happens if the account is low bal (e.g $0.01/$0.10/$1), does it goes into negative balance each month after deducting fall below fee? Or it will be zerorised?
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Old 07-04-2019, 03:45 PM   #5159
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this month intrest rate only 2%?
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Old 07-04-2019, 04:42 PM   #5160
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I may have a spare citibank maxigain account (joint) so thinking of using it as an account to park temporary funds or as an expenditure account. The interest rate of 70% of SIBOR is much higher than my POSB ATM card account. Anyone here also using Maxigain for this purpose?
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