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Citibank Maxigain Savings Account

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Old 29-04-2019, 07:38 PM   #5281
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This promo (not sure of time period) is only available for Citi priority, Citigold or CPC customers. So I guess if you are already at least a Citi priority customer then you can try calling your RM to find out more.

https://www.citibank.com.sg/cpc/cpc_newfunds.htm

Thought there was topup promo during cny period and got extended? If say top up maxigain acc from 15k to 70k?
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Old 29-04-2019, 09:41 PM   #5282
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I only have the 15k in the maxigain acc and nothing else. Doubt in any of the category u mentioned
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Old 30-04-2019, 09:05 AM   #5283
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Is interest credited on last day?
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Old 30-04-2019, 09:15 AM   #5284
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Is interest credited on last day?
Usually but last month was credited on 30 Mar

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Old 30-04-2019, 10:33 AM   #5285
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I open MaxiGain account this mth and maintain 15000 inside. If nothing changes, wait one year later, the counter shld be 12 correct?
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Old 30-04-2019, 10:42 AM   #5286
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Usually but last month was credited on 30 Mar

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yup that's because 31 March was a Sunday
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Old 30-04-2019, 10:59 AM   #5287
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Yes that is correct.

But if you have an additional 55k that you wish to use for savings, can possibly consider opening Citi priority instead. Just an option. That way you earn interest from day 1.

I open MaxiGain account this mth and maintain 15000 inside. If nothing changes, wait one year later, the counter shld be 12 correct?
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Old 30-04-2019, 12:14 PM   #5288
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https://www.citibank.com.sg/cpc/cpc_newfunds.htm

Thought there was topup promo during cny period and got extended? If say top up maxigain acc from 15k to 70k?
Yes there was.

My rm told me the bonus for the top up will be in this month, month end already still never see any bonus.
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Old 30-04-2019, 02:50 PM   #5289
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What's the difference between MaxiGain and Citi Priority?
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Old 30-04-2019, 03:24 PM   #5290
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Citi priority is the type of customer you are (people with 70k-249k) with Citibank.

Maxigain is just an account type.

What's the difference between MaxiGain and Citi Priority?
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Old 30-04-2019, 03:31 PM   #5291
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Citi priority is the type of customer you are (people with 70k-249k) with Citibank.

Maxigain is just an account type.
Let's keep it simple, you meant to say he can consider topping up the Maxigain to $70k to earn the base interest also right. This may not be the best move if the $55k or $70k can earn higher interest elsewhere.
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Old 30-04-2019, 03:37 PM   #5292
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https://www.citibank.com.sg/cpc/cpc_newfunds.htm

Thought there was topup promo during cny period and got extended? If say top up maxigain acc from 15k to 70k?
I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
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Old 30-04-2019, 03:48 PM   #5293
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I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
1st May is public holiday, your top up will only value on 2nd May. Your May lowest balance is same as 30-Apr.
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Old 30-04-2019, 03:50 PM   #5294
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I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
Should apply today. Dun think u eligible for the top up promo if you are not already city priority/gold customer, refer to the TnC for the promo.

“Customer” refers to an existing Citi Primary Customer who is the main account holder of a Citi Priority, Citigold, or Citigold Private Client relationship, and whose first banking account with Citi had been opened at least three (3) months before the participation in this Promotion.

Cannot have net cash outflow from your account during these 3 months also

Last edited by Trazora; 30-04-2019 at 03:59 PM..
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Old 30-04-2019, 04:41 PM   #5295
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Should apply today. Dun think u eligible for the top up promo if you are not already city priority/gold customer, refer to the TnC for the promo.

“Customer” refers to an existing Citi Primary Customer who is the main account holder of a Citi Priority, Citigold, or Citigold Private Client relationship, and whose first banking account with Citi had been opened at least three (3) months before the participation in this Promotion.

Cannot have net cash outflow from your account during these 3 months also
If withdraw interest only is it ok ?
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