HWZ Forums

Login Register FAQ Mark Forums Read

Citibank Maxigain Savings Account

Like Tree621Likes
Reply
 
LinkBack Thread Tools
Old 30-04-2019, 10:33 AM   #5281
Junior Member
 
Join Date: Feb 2018
Posts: 29
I open MaxiGain account this mth and maintain 15000 inside. If nothing changes, wait one year later, the counter shld be 12 correct?
ookezy is offline   Reply With Quote
Old 30-04-2019, 10:42 AM   #5282
Master Member
 
Join Date: Jun 2000
Posts: 4,608
Usually but last month was credited on 30 Mar

Sent from Xiaomi MI A2 using GAGT
yup that's because 31 March was a Sunday
maumu is online now   Reply With Quote
Old 30-04-2019, 10:59 AM   #5283
Junior Member
 
Join Date: Apr 2019
Posts: 74
Yes that is correct.

But if you have an additional 55k that you wish to use for savings, can possibly consider opening Citi priority instead. Just an option. That way you earn interest from day 1.

I open MaxiGain account this mth and maintain 15000 inside. If nothing changes, wait one year later, the counter shld be 12 correct?
AhPohPoh is offline   Reply With Quote
Old 30-04-2019, 12:14 PM   #5284
Great Supremacy Member
 
Perisher's Avatar
 
Join Date: Jan 2015
Posts: 51,121
https://www.citibank.com.sg/cpc/cpc_newfunds.htm

Thought there was topup promo during cny period and got extended? If say top up maxigain acc from 15k to 70k?
Yes there was.

My rm told me the bonus for the top up will be in this month, month end already still never see any bonus.
__________________
Perisher is offline   Reply With Quote
Old 30-04-2019, 02:50 PM   #5285
Member
 
Join Date: Jan 2017
Posts: 303
What's the difference between MaxiGain and Citi Priority?
Intel888 is offline   Reply With Quote
Old 30-04-2019, 03:24 PM   #5286
Junior Member
 
Join Date: Apr 2019
Posts: 74
Citi priority is the type of customer you are (people with 70k-249k) with Citibank.

Maxigain is just an account type.

What's the difference between MaxiGain and Citi Priority?
AhPohPoh is offline   Reply With Quote
Old 30-04-2019, 03:31 PM   #5287
Arch-Supremacy Member
 
Join Date: Apr 2015
Posts: 17,633
Citi priority is the type of customer you are (people with 70k-249k) with Citibank.

Maxigain is just an account type.
Let's keep it simple, you meant to say he can consider topping up the Maxigain to $70k to earn the base interest also right. This may not be the best move if the $55k or $70k can earn higher interest elsewhere.
Trazora is offline   Reply With Quote
Old 30-04-2019, 03:37 PM   #5288
Senior Member
 
Join Date: Aug 2004
Posts: 995
https://www.citibank.com.sg/cpc/cpc_newfunds.htm

Thought there was topup promo during cny period and got extended? If say top up maxigain acc from 15k to 70k?
I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
xXxJavierxXx is online now   Reply With Quote
Old 30-04-2019, 03:48 PM   #5289
Senior Member
 
Join Date: Aug 2007
Posts: 1,217
I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
1st May is public holiday, your top up will only value on 2nd May. Your May lowest balance is same as 30-Apr.
vddgnd is online now   Reply With Quote
Old 30-04-2019, 03:50 PM   #5290
Arch-Supremacy Member
 
Join Date: Apr 2015
Posts: 17,633
I'm ready to top up maxigain account to 70k on 1st May. Should I go to citibank counter to apply for top up promo?
Should apply today. Dun think u eligible for the top up promo if you are not already city priority/gold customer, refer to the TnC for the promo.

“Customer” refers to an existing Citi Primary Customer who is the main account holder of a Citi Priority, Citigold, or Citigold Private Client relationship, and whose first banking account with Citi had been opened at least three (3) months before the participation in this Promotion.

Cannot have net cash outflow from your account during these 3 months also

Last edited by Trazora; 30-04-2019 at 03:59 PM..
Trazora is offline   Reply With Quote
Old 30-04-2019, 04:41 PM   #5291
Master Member
 
Join Date: Feb 2018
Posts: 2,605
Should apply today. Dun think u eligible for the top up promo if you are not already city priority/gold customer, refer to the TnC for the promo.

“Customer” refers to an existing Citi Primary Customer who is the main account holder of a Citi Priority, Citigold, or Citigold Private Client relationship, and whose first banking account with Citi had been opened at least three (3) months before the participation in this Promotion.

Cannot have net cash outflow from your account during these 3 months also
If withdraw interest only is it ok ?
vsvs24 is offline   Reply With Quote
Old 30-04-2019, 04:47 PM   #5292
Junior Member
 
Join Date: Apr 2019
Posts: 74
Yes it’s okay

If withdraw interest only is it ok ?
AhPohPoh is offline   Reply With Quote
Old 30-04-2019, 08:13 PM   #5293
Junior Member
 
IamJuggernaunt's Avatar
 
Join Date: May 2016
Posts: 93
Hi I like to know if i have 150k in maxigain with counter 12. if i withdraw interest every month. does the counter will reset to zero?

because i read there is a term which mention "if the lowest balance is $0 for 2 consecutive months, the cunter will reset to 0 in the 2nd month?"
__________________
I'm Unstoppable!!!
IamJuggernaunt is offline   Reply With Quote
Old 30-04-2019, 08:15 PM   #5294
Master Member
 
Join Date: Jan 2002
Posts: 4,807
Hi I like to know if i have 150k in maxigain with counter 12. if i withdraw interest every month. does the counter will reset to zero?

because i read there is a term which mention "if the lowest balance is $0 for 2 consecutive months, the cunter will reset to 0 in the 2nd month?"
If interest is $300, then withdraw exact $300 or lower. Withdraw anything more will result the Counter to drop.

If you afraid then withdraw $299 ($300 - $1)

To Increase Counter / Maintain at Counter 12, the lowest balance in your MaxiGain account in a month is equal to or greater than the lowest balance in the previous month.
NTTDoCoMo is offline   Reply With Quote
Old 30-04-2019, 08:24 PM   #5295
Junior Member
 
IamJuggernaunt's Avatar
 
Join Date: May 2016
Posts: 93
If interest is $300, then withdraw exact $300 or lower. Withdraw anything more will result the Counter to drop.

If you afraid then withdraw $299 ($300 - $1)

To Increase Counter / Maintain at Counter 12, the lowest balance in your MaxiGain account in a month is equal to or greater than the lowest balance in the previous month.
Hi. Thank you for your reply. If equal to lowest balance in the previous month means "$0"? Then, if"$0" for 2 months, counter no not reduce or reset to zero?

This is copy from the term and condition.
__________________
I'm Unstoppable!!!

Last edited by IamJuggernaunt; 30-04-2019 at 08:27 PM..
IamJuggernaunt is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On