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Citibank Maxigain Savings Account

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Old 01-05-2019, 05:10 AM   #5311
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Interest is credited already.

When is interest in? 1st day of month?
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Old 01-05-2019, 09:25 AM   #5312
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Possible if I open an account with 15K and leave it for a year for it to raise its counter to 1.2%

Without adding in even a cent?
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Old 01-05-2019, 09:26 AM   #5313
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Possible if I open an account with 15K and leave it for a year for it to raise its counter to 1.2%

Without adding in even a cent?
Yes.. You can do so, provided TnC don't change.
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Old 01-05-2019, 09:34 AM   #5314
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Yes.. You can do so, provided TnC don't change.
TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?
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Old 01-05-2019, 09:36 AM   #5315
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TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?
They will inform if TnC change. Previous TnC changes was notified via email and website.

You can do recurring deposit to prevent account becoming inactive.
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Old 01-05-2019, 09:46 AM   #5316
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They will inform if TnC change. Previous TnC changes was notified via email and website.

You can do recurring deposit to prevent account becoming inactive.
May i know what was the previous TnC changes all about? If you mind to share.

Thanks bro!
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Old 01-05-2019, 09:47 AM   #5317
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Sometimes t&c change might be more than just having you to put in increasing amount every month.

They might change t&c to minimum 35k in maxigain to gain counter or potentially bigger changes.

But ya they should email the changes to you except sometimes we tend to overlook these emails as ‘spam’

TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?
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Old 01-05-2019, 09:53 AM   #5318
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May i know what was the previous TnC changes all about? If you mind to share.

Thanks bro!
You can refer to the blog in the below url

https://theboywhoprocrastinates.blogspot.com/2018/12/revision-of-interest-rates-for-citi.html
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Old 01-05-2019, 10:43 AM   #5319
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You can refer to the blog in the below url

https://theboywhoprocrastinates.blog...-for-citi.html
Sometimes t&c change might be more than just having you to put in increasing amount every month.

They might change t&c to minimum 35k in maxigain to gain counter or potentially bigger changes.

But ya they should email the changes to you except sometimes we tend to overlook these emails as ‘spam’
thank you to both brother to share!

Cheers man, will read it!
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Old 01-05-2019, 10:56 AM   #5320
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Anyone receive the top up bonus?
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Old 01-05-2019, 12:39 PM   #5321
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Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?
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Old 01-05-2019, 12:45 PM   #5322
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Lowest balance is any time or lowest end of day balance?
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Old 01-05-2019, 01:13 PM   #5323
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Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?
Not specified cap.
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Old 01-05-2019, 01:13 PM   #5324
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Lowest balance is any time or lowest end of day balance?
End of day balance
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Old 01-05-2019, 02:45 PM   #5325
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Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?

Max counter is 12. So max Bonus interest = 1.2%
Don't think there is a maximum account balance that earns the Bonus interest.

Base interest fluctuates according to Sibor.
"The maximum account balance that earns the base interest rate is capped at the first $150,000."

That's why if you want to maximise the benefits of this account, have between 70 - 150k.
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