[blue_denim24]

Interest is credited already.

assiak71 wrote:

When is interest in? 1st day of month?

[Lex1989]

Possible if I open an account with 15K and leave it for a year for it to raise its counter to 1.2%

Without adding in even a cent?

[NTTDoCoMo]

Lex1989 wrote:

Possible if I open an account with 15K and leave it for a year for it to raise its counter to 1.2%

Without adding in even a cent?

Yes.. You can do so, provided TnC don't change.

[Lex1989]

NTTDoCoMo wrote:

Yes.. You can do so, provided TnC don't change.

TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?

[NTTDoCoMo]

Lex1989 wrote:

TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?

They will inform if TnC change. Previous TnC changes was notified via email and website.

You can do recurring deposit to prevent account becoming inactive.

[Lex1989]

NTTDoCoMo wrote:

They will inform if TnC change. Previous TnC changes was notified via email and website.

You can do recurring deposit to prevent account becoming inactive.

May i know what was the previous TnC changes all about? If you mind to share.

Thanks bro!

[AhPohPoh]

Sometimes t&c change might be more than just having you to put in increasing amount every month.

They might change t&c to minimum 35k in maxigain to gain counter or potentially bigger changes.

But ya they should email the changes to you except sometimes we tend to overlook these emails as ‘spam’

Lex1989 wrote:

TnC change they will inform or not?

Dont think i will monitor TnC for a damn year right?

Or best i just do a recurring 0.01 per month?

[NTTDoCoMo]

Lex1989 wrote:

May i know what was the previous TnC changes all about? If you mind to share.

Thanks bro!

You can refer to the blog in the below url

https://theboywhoprocrastinates.blogspot.com/2018/12/revision-of-interest-rates-for-citi.html

[Lex1989]

NTTDoCoMo wrote:

You can refer to the blog in the below url

https://theboywhoprocrastinates.blog...-for-citi.html

AhPohPoh wrote:

Sometimes t&c change might be more than just having you to put in increasing amount every month.

They might change t&c to minimum 35k in maxigain to gain counter or potentially bigger changes.

But ya they should email the changes to you except sometimes we tend to overlook these emails as ‘spam’

thank you to both brother to share!

Cheers man, will read it!

[NTTDoCoMo]

Anyone receive the top up bonus?

[ericccc]

Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?

[assiak71]

Lowest balance is any time or lowest end of day balance?

[Trazora]

ericccc wrote:

Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?

Not specified cap.

[Trazora]

assiak71 wrote:

Lowest balance is any time or lowest end of day balance?

End of day balance

[Intel888]

ericccc wrote:

Is there any maximum interest rate can be earned?
Example like counter 12 = 1.2%
Then sibor rate 2% = 1.4%
Total 2.6% can be earned for the first $70k?

Max counter is 12. So max Bonus interest = 1.2%
Don't think there is a maximum account balance that earns the Bonus interest.

Base interest fluctuates according to Sibor.
"The maximum account balance that earns the base interest rate is capped at the first $150,000."

That's why if you want to maximise the benefits of this account, have between 70 - 150k.